Moving Home with Charlie

Watch the video of this podcast here: https://youtube.com/live/WAGC40d-frw Book a call with me or meet my mortgage, conveyancing guys here: https://mhwc.co.uk Alex and I discuss a few recent developments including: Boiler Ban Delay Rates peaking or not? Why can't some people understand what TIME LAG means? Boiler ban delayed 9 years/scrapped https://www.dailymail.co.uk/news/article-12540973/R...

The 6-9 month reporting lag on the housing market means many people get caught out. https://mhwc.co.uk Watch the video of this podcast here: https://youtube.com/live/UtP72-wCGT4 The stand-off gap has narrowed slightly. https://bestagent.news/country/england/ Sellers are underestimating price falls. Buyers are overestimating budgets.  Mortgage brokers and estate agents are reporting no autumn bounc...

Watch the video of this podcast her: https://youtube.com/live/t1FEEVIysso 5FF 15th Sep 19% leap in the average Landlord buy-to-let loan https://thenegotiator.co.uk/landlords-borrowing-more-as-rental-market-pain-hits-home/ Mortgage Arrears Jump 28% https://www.bloomberg.com/news/articles/2023-09-12/uk-mortgage-arrears-jump-28-as-high-rates-squeeze-borrowers?srnd=premium-uk Jobs Vacancies down, unem...

Watch the video of this podcast: https://youtube.com/live/UpSE-JhBKuA Book a 1 to 1 video call with me: https://buymeacoffee.com/mhwc The 4 Golden Rules of Choosing an Estate Agent https://youtu.be/V9klZFpqhtk Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: htt...

Watch the video of this podcast here: https://youtube.com/live/Jwy5LA_MbU0 Book a 1 to 1 video call with me: https://buymeacoffee.com/mhwc RICS Monthly Survey https://www.rics.org/news-insights/market-surveys/uk-residential-market-survey Turning to house prices, the survey’s headline price growth gauge posted a net balance of -68% in August (falling from -55% in July), thereby marking the most neg...

Charlie and Stig talk. Watch the Video of this podcast here: https://youtube.com/live/E4FE-T8SxhQ There's a well known expression: "You can't fight stupid." And I'm not going to try. For people who think they know best, but have nothing to base it on other than their uninformed opinion or "common sense", there is no help, I can only wish them luck. They're f...

Alex and I are going to have a lengthy chat about why the establishment doesn't want to spook the flock, even though they know house prices and the economy will be worse than they're saying. Watch the video of this podcast here: https://youtube.com/live/kxs9YLhD3Ms https://mhwc.co.uk/mortgage https://mhwc.co.uk/conveyancing https://mhwc.co.uk/property-pack Book a live 1-1 video call with...

Alex (Housing Stig) and I discuss the overall shortcoming of media reporting of the housing downturn, arguably caused by the time lag of home move transactions and price reporting. Watch a video of this episode here: https://youtube.com/live/vu0FodVNQB0 Book a 1 to 1 video call with me for 30 or 60 min here: https://buymeacoffee.com/mhwc https://www.pbctoday.co.uk/news/planning-construction-news/a...

5FF 8 Sep -  watch the video of this podcast here: https://youtube.com/live/j8vw6dT-XkQ Developers fear they are on the brink of new housing slump https://www.thetimes.co.uk/article/2a499998-4a6b-11ee-ae1a-79bb7c14d872   Halifax August Index: Prices Sliding Faster: https://www.halifax.co.uk/assets/pdf/august-2023-house-price-index.pdf Peak interest rates “reached”? https://www.thetimes.co.uk/artic...

Watch this video of this podcast: https://youtube.com/live/enAZpC-3XRQ 5FF 1 Sept 2023 Buyer Demand Drops 34% https://www.zoopla.co.uk/discover/property-news/house-price-index/ July New Mortgage Approvals down 10% https://www.bankofengland.co.uk/statistics/money-and-credit/2023/july-2023 Nationwide HPI down 5.3% yoy https://www.nationwidehousepriceindex.co.uk/reports/august-sees-further-weakness-i...

Zoopla's August 2023 'House Price Index' came out today, except it doesn't actually contain a price. https://www.zoopla.co.uk/discover/property-news/house-price-index/ Book a private 30 or 60 min 1-to-1 video with me if you want to talk through your moving situation.  https://buymeacoffee.com/mhwc Watch the video of this podcast here: https://youtube.com/live/_f2xnvUoeGc Bank o...

5FF 25 Aug 2023 - watch video of this here: https://youtube.com/live/xdCPlvlF2Y4 Book a 1-1 live video session with me here: https://buymeacoffee.com/mhwc UK retail sales fall at fastest pace in more than two years, says CBI https://www.spglobal.com/marketintelligence/en/mi/research-analysis/uk-flash-pmi-data-signal-renewed-economic-downturn-in-august-selling-price-inflation-cools-Aug23.html   RM...

Sorry about the brief drop about half way through this episode! Internet cut out. But it comes back. Watch the video of this podcast here: https://youtube.com/live/mnwc9lKqg1E Use my trusted, hand-picked mortgage brokers here: mhwc.co.uk/mortgage Halifax says affordability is improving. Is it? https://www.reuters.com/world/uk/higher-british-mortgage-rates-squeeze-housing-affordability-halifax-2023...

Transactions and prices are down, and falling. How bad will it get? How good will affordability get? Watch the video of this livestream here: https://youtube.com/live/hDRWkJdGoXI Find Alex on X: https://x.com/alexgroundwater and buy him a drink here: https://www.buymeacoffee.com/alexgroundo Median Sold Prices drop £10,000 in one month to £280k https://bestagent.news/ New Homes Stand Off - John Ste...

Shaun Tilley from BBC Radio Sussex interviews me about Rightmove's advertised house price falls. Watch the video here: https://youtube.com/live/BlNZ2whBwyM https://linktr.ee/movinghomewithcharlie Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www....

Mortgage brokers I trust: https://mhwc.co.uk/mortgage BestAgent All Homes Index: https://bestagent.news/country/england/ Home sellers get a dose of reality: Average asking price drops £7,000 in a month, says Rightmove https://www.thisismoney.co.uk/money/mortgageshome/article-12421659/Home-sellers-dose-reality-Average-asking-price-drops-7-000-month-says-Rightmove.html City AM: August sees biggest f...

Alex and I are having a disagreement about inflation. He thinks it will come down faster than I do. Watch the video of this chat here: https://youtube.com/live/N-5GFUrklKo At 9.30pm this evening we'll settle this on a livestream. Hope to see you there. Sasha Yanshin's video: https://youtu.be/Fx2b_bbIUHU All my links: https://linktr.ee/movinghomewithcharlie Support the show Follow me on X...

Watch the video of this here: https://youtube.com/live/DT0-0nJTOgM 5FF 18 Aug 2023 Land Registry (provisional estimate) J une Completion Average Transaction Price Up +0.7% on previous month. https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/june2023   Q2 Wage growth at record levels, but still not enough to overtake inflation. CAVEAT: SAMPLE! https://www.ons.gov.uk/...

Will also cover today's inflation and wage price news, with the help of Stiggy and some alcohol. Warning: Swearing Likely! Watch the video of this podcast here; https://youtube.com/live/A-SUqvD3VTM Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://ww...

Watch the video of this podcast  here: https://youtube.com/live/jRRw2XGlnf0 Confusion reigns. Yet people still need to buy homes. This livestream is intended to help people who need to buy despite the difficult conditions. Book a private one to one video call with me if you need help: https://www.buymeacoffee.com/mhwc https://mhwc.co.uk/mortgage https://mhwc.co.uk/conveyancing https://mhwc.co.uk/p...

5FF 11 Aug 2023 watch the video here: https://youtube.com/live/-9S94kXwMuY Persimmon H1 results down 30% on 2022 https://www.persimmonhomes.com/corporate/media/news/2023/half-year-results-for-the-six-months-ended-30-june-2023/   Halifax House Price Index down -0.3%, -2.4% https://www.halifax.co.uk/assets/pdf/july-2023-halifax-house-price-index.pdf   Big lenders all lower mortgage rates  https://th...

Watch the video of this Livestream here: https://youtube.com/live/DZktLsGArsI Sunday Stiggy and Charlie Livestream at 9pm. Book a live personal video slot with me here: https://www.buymeacoffee.com/mhwc All my other links: https://linktr.ee/movinghomewithcharlie Confusion abounds. Why am I so much more bearish on house prices than other people? I'll explain, and @alexgroundwater can shoot me...

Watch the livestream of this video here: https://youtube.com/live/UceO-3apRIU FFF 3 August 2023 UK Homebuilder Taylor Wimpey Says House Prices Still Rising  https://www.bloomberg.com/news/articles/2023-08-02/taylor-wimpey-says-uk-house-prices-rising-in-face-of-cool-demand Demystifying mortgages by Housing Stig https://twitter.com/alexgroundwater/status/1686471367300980736?s=46&t=qGtk0CnhZbr405...

Watch the video of this podcast here: https://youtube.com/live/TG6oQslZB58 FFF 28 July 2023 Death of the Buy to Let dream https://www.telegraph.co.uk/property/renting/how-buy-to-let-dream-crumbled/   EPC rules postponed: https://www.bloomberg.com/news/articles/2023-07-25/uk-to-delay-green-homes-deadline-for-landlords-amid-cost-squeeze Homelessness jumps 10% in a year https://www.theguardian.com/so...

I think national average rents are falling. I've suspected it for a while. The only data I have to back this theory up is the BestAgent All Homes Index data. https://bestagent.news/country/england The popular view is that rents are rising still, because of a shortage of available homes to let. In this video I will try and change Alex's mind. Find him on twitter here: https://twitter.com/...