Mouthy Money: Building wealth with long term investing and saving strategies

Do you worry about the little things when it comes to money? We might have the answer! Mouthy Money meets Mat Megens, founder of money app HyperJar and author of  10 things I love about money. We find out about what led Mat from a farm in Canada to a high finance career, fintech founder and now money author and how the book can help normal people better understand, and build, their money up. Want...

Is it time to put Bitcoin in your ISA? Bitcoin is clearly not going away. With massive financial institutions now holder of the digital token, the price has soared in recent years  Now, bitcoin could soon be available in your ISA – making it a tax-free investment for the first time in the UK Daniel Parkinson ‘the Bitcoin IFA’ helps us dig deeper into the history of bitcoin, why it is a compelling...

It could be a walk in the park, a pint with your mates or even in the shower - financial decisions can happen in the oddest of places. In this episode of the Mouthy Money podcast, hosts Edmund Greaves and Chris Tuite are joined by friend of the show Mike Ambery from Standard Life to discuss the strange (but strangely relatable) spots where people make financial choices and why it actually matters....

Edmund Greaves and Chris Tuite chat about the highs and lows of summer holidays, sparked by Chris’s recent trip that quickly turned into a travel horror story thanks to a hotel mishap. From surprise airline charges to inflation making everything more expensive, they unpack the true cost of travel in 2025. They also share practical tips on knowing your rights, making the most of travel insurance an...

Chris Tuite chats with Will Rhind from Habito about the reality of getting a mortgage in 2025: from sky-high house prices to creative lender solutions. They unpack what’s making life harder for first-time buyers (spoiler: it’s not just the Bank of Mum and Dad), and why some lenders are bringing back 100% mortgages. They also cover new government moves like using rent payments in credit scores, and...

Is the UK housing market heading for a correction - or a comeback? In this episode, hosts Edmund Greaves and Chris Tuite dig into what’s really going on, focusing in on London’s prime housing sector as a bellwether for broader trends. They break down the latest price movements, what they mean for homeowners (especially those thinking long-term), and how policymakers like the Bank of England and th...

Host Edmund Greaves explains to Chris Tuite his upcoming plans to move home and the problems this has raised. He recounts that his house price is going down not up, the limitations set by his mortgage provider and affordability issues thanks to higher rates. The guys also look at the wider property market to consider if a house price crash might be coming. Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Mo...

The UK depends on the NHS for its healthcare. But is an alternative rising? Hosts Edmund Greaves and Chris Tuite speak with Dr Katie Tryon, chief commercial officer at health insurance firm Vitality about the ins and outs of health insurance as an alternative to the NHS for healthcare needs and the potential financial costs and benefits of a policy. Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@m...

Host Edmund Greaves and guest Chris Tuite are joined by Cali Sullivan from the Pensions and Lifetime Savings Association (PLSA) for a conversation about retirement living standards. They chat about the PLSA’s latest updates to the minimum, moderate, and comfortable retirement benchmarks and what these really mean for your future. They explores how housing, lifestyle, and personal circumstances can...

Host Edmund Greaves chats with pensions and tax expert Clare Moffat from Royal London to tackle some of the most commonly asked pension questions. From tax relief and contributions to transfers, tax-free cash, retirement income and the state pension system - Claire stresses why getting to grips with your pension and financial planning is key to enjoying a comfortable retirement. SHOW NOTES: The PL...

In this episode, hosts Edmund Greaves and Chris Tuite explain the concept of financial repression, a policy that affects savers by forcing them to earn returns below inflation. They explore newly-announced government reforms aimed at creating pension mega funds, illustrate the historical context of financial repression and examine its impact on retirees and savers. Disclaimer: The Mouthy Money pod...

 Is a postgraduate degree still worth it? Hosts Edmund Greaves and Chris Tuite discuss the real value of higher education with Rishi Zaveri, co-founder of Lendwise. They unpack the pros and cons of pursuing further education, the financial hurdles students often face, and how Lendwise is changing the game through peer-to-peer education loans. From the power of alumni networks to the role of qualif...

The Bank of England is set to cut its base rate, but how low could it go? Edmund Greaves and Chris Tuite look at why rates are coming down, how it could affect personal finances, the economy and the Government's budget. They also look at the  reasons why it could be good for homeowners and bad for savers. Follow us on: Instagram: ⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠...

Edmund Greaves and Chris Tuite are joined by Kevin Hollister, founder of Guiide, for a chat about the realities of retirement planning. They explore why planning for the future is more important than ever, especially as younger generations face rising housing costs and uncertain financial projections. Kevin shares how Guiide's retirement income planning tool is helping individuals take control...

Is the Lifetime ISA in trouble? Brian Byrnes, head of personal finance at Moneybox, explains the two big problems the LISA faces, but why we might be hopeful of some reform come Autumn Budget 2025… The context: the Parliamentary Treasury Select Committee is meeting again today to discuss the future of the Lifetime ISA or ‘LISA’ to decide what to do with the savings product.  Ahead of that we were...

Host Edmund Greaves speaks with authors Mark Wilkinson and Paul Grant about their book  Money Remixed . They explore the mindset behind wealth, breaking down societal stigmas, and the link between health and financial success. Sharing personal stories, they highlight the power of discipline and self-awareness, and call for a new, empowering narrative around money. Disclaimer: The Mouthy Money podc...

This week, Edmund Greaves and Chris Tuite react to what’s really going on in the financial markets as indices go all red - why tariffs are scaring investors and  how a long-term investment mindset matters more than ever. They explore how emotions play into investing during tough times, the value of having a solid financial plan, and how economic policies can impact job security. Follow us on: Inst...

Join hosts Edmund Greaves and Chris Tuite as they sit down with Charlie Richardson, co-founder and CEO of Lumio, for a discussion on the challenges of managing money in modern relationships. From the evolution of joint accounts to balancing financial independence with shared goals, they unpack the complexities of couples' finances. Follow us on: Instagram: ⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • In...

Edmund Greaves and Chris Tuite unpack the events of Rachel Reeves's Spring Statement - looking at the troubling economic headwinds, why the Government Budget is so tight and the stealth return of the Brit ISA. Plus, some good news to be had for parents who don't like doing self assessment tax returns.

Savers are encouraged by the finance industry to plan for a '100 year life' - but is this just a way for them to charge more fees for longer? Join hosts Edmund Greaves and Chris Tuite as they chat with financial adviser and podcaster Dan Haylett, debunking myths about living a '100-year life' and explore why aligning money with personal values is so important. SHOW NOTES: article m...

Edmund Greaves and Chris Tuite, joined by guest Craig Rickman, unpack the upcoming budget and what it means for your wallet. From potential changes to the cash ISA allowance to the impact of welfare cuts on state pensions, they break it all down. Plus, they explore why personal pensions matter more than ever and highlight the need for simpler, more accessible financial products. Follow us on: Inst...

Join Edmund Greaves and Chris Tuite as they lay out Mouthy Money's new approach to talking about money. From building wealth to protecting it and enjoying it - Mouthy Money is now dedicated to lifting the lid on why the system works against you and how you can flip it to your advantage to make your money go further - now and into the future *Show notes* Mouthy Money’s new focus more info https...

Host Edmund Greaves and Chris Tuite welcome financial journalist Kara Gammell to discuss her new book,  The Bargain Hunter , exploring the savvy money-saving strategies and the psychology of spending. Kara shares quirky, practical tips to help listeners take control of their finances, proving that small savings add up to big wins. From smart shopping hacks to the surprising benefits of frozen food...

In this episode, with speculation around the future of the Cash ISA increasing Chris Tuite sits down with Chris Rudden, Head of Investment Advisory at MoneyFarm, to break down the current ISA landscape. They explore why they are so popular, the hidden risks of inflation, and how government policies shape our savings and investments. Are cash ISAs really the best bet to build wealth, or is there a...

Edmund Greaves and Chris Tuite sit down with Stuart Cheetham, CEO of MPowered, to break down the prospects for first-time buyers as the mortgage market enters an important period. They discuss the recent shifts in stamp duty, the impact of interest rates, and the outlook for first-time buyers. The trio also explores the role of mortgage stress tests and how MPowered is re-imagining the mortgage pr...