Mouthy Money: Building wealth with long term investing and saving strategies

The FIRE Movement (Financial Independence Retire Early) is focused on helping you quit your day job as fast as possible. But is that even a desirable outcome? From people who regret the financial pain that FIRE demands, to those who miss their careers it might be time to rethink its goals. Fidelity’s Andrew Oxlade joins the podcast to discuss FIRE and his alternative: CHILL. He thinks people shoul...

What would happen to the global financial system if governments disclosed evidence of extraterrestrial life? In this episode of the Mouthy Money podcast, Edmund Greaves and Chris Tuite explore a surprisingly serious question sparked by a real report from a former Bank of England analyst. The discussion considers the idea of an “ontological shock”. A moment so disruptive it forces society to rethin...

Welcome to Investing Stakes. Our new monthly series where Edmund Greaves and Chris Tuite invest £500 of their own money and track the results in public over a five-year horizon, in partnership with Stratiphy. In Episode 1, Ed and Chris set out their strategies (momentum vs moving averages), choose sectors and debate the big themes shaping markets - including AI, healthcare innovation, defence spen...

Are you one of the 1.8 million homeowners planning to remortgage this year?  In our latest podcast, Paul Thomas shares insights on the 2026 mortgage market and what rate cuts might mean for you.  With some bullish forecasts, could we see rates drop as low as 2.75%?  Paul explains: -There is a consensus that mortgage rates may decrease this year. -Economic indicators like inflation and employment s...

Having a financial survival kit is critical in a world that is becoming less safe and the future direction of economies becomes more uncertain. So what should you have in it? In this week’s episode, Ed and Chris consider some of the basics you need for a financial survival kit, plus one other that most people forget: life insurance and income protection. The guys welcome onto the show Cavendish On...

Comedian Mark Watson shares a brutally honest look at the money, risk and resilience behind a career in comedy: from surviving £100 gigs to navigating tax, kids and the cost of living crisis. In this episode of the Mouthy Money podcast, guest editor Vix Leyton joins host Chris Tuite while normal host Edmund Greaves is on paternity leave, and they’re joined by comedian and author Mark Watson. Mark...

With Ed on paternity leave, Chris is joined by  Vix Leyton  (Spendology podcast host and consumer finance expert at Think Money) as  guest editor , alongside writer and comedian  Siân Docksey , for an open, practical conversation about money, creativity and confidence. At the centre of the episode is Siân’s  “Money Coven”  - a simple weekly Zoom and WhatsApp accountability group created during a t...

What do you aspire to financially? It could be becoming a millionaire or just owning your own home. But whatever your aspirations are, it feels like it is getting harder and harder to feel like we’re on the right path to that. This week, Chris and Ed dig into the challenges facing people who aspire to make more of their money, from graduates who have the tax system set up against them to those who...

Where next for bitcoin? We’re joined by Daniel Parkinson ‘the Bitcoin IFA’ to review the digital asset’s story of 2025 and where it goes next in 2026. From regulatory shenanigans in the UK to treasury company uncertainty and the whipsaw of recent cycles, Dan explains his thoughts on what could happen to the price given all we know about markets, money printing and investor behaviour. How do you fe...

The 2025 Budget has finally landed - Ed and Chris unpick three key areas you need to be aware of for your money and long-term wealth. What’s your take on the big moves? Let us know in the comments. 👇 The announcements include big threshold freezes to income taxes and a sneaky student loan earnings threshold freeze.  Savers have also been hit with hikes to dividend taxes, savings taxes and pension...

What does it mean to be “rich” in Britain in 2025? In this episode of the Mouthy Money podcast, editor Edmund Greaves and co-host Chris Tuite examine how people in the UK think about wealth, why many don’t feel rich even on high incomes, and what this means for policy, politics and personal finances. Drawing on recent research reported in The Times, they discuss why around 90% of people earning £1...

For generations, owning a home has been at the heart of the British dream , the ultimate sign of financial success and stability.  But in 2025, is property still the sure-fire investment it’s cracked up to be?  In this episode of the Mouthy Money Podcast , hosts Edmund Greaves and Chris Tuite are joined by Marianna Hunt , Associate Director at Fidelity International , to dig into the numbers behin...

Brewdog is perhaps the poster child of the crowdfunding movement in the UK. Popularised under the ‘Equity for Punks’ schemes, after years of free beer cases one investor has now been left with a sour taste in his mouth. Anthony Morrow, a respected founder, business owner and investor shares his experiences as a Brewdog crowdfunder and on other schemes such as burritos and Deliveroo. He thinks that...

It’s easy to be drawn into ideas that promise high returns and low effort or risk - but for the most part this is either deluded or a straightforward scam. Pushing back against the more toxic types of online ‘hustle culture’ means redefining what our income is and how we use it to ensure long-term wealth growth.  This means thinking of our income as an asset to be used, valued, nurtured and grown...

Are index-tracking passive funds too concentrated on US tech? Fears are rising that, thanks to the wild success of the so-called ‘Magnificent Seven’ tech stocks, investors in passive index funds are becoming over-exposed to a small number of equities. We’re joined by Mohneet Dhir, co-founder of advice firm &together and former Vanguard Lifestrategy fund manager, to look at whether market conce...

Are index-tracking passive funds too concentrated on US tech? Fears are rising that, thanks to the wild success of the so-called ‘Magnificent Seven’ tech stocks, investors in passive index funds are becoming over-exposed to a small number of equities. We’re joined by Mohneet Dhir, co-founder of advice firm &together and former Vanguard Lifestrategy fund manager, to look at whether market conce...

Mouthy Money speaks exclusively to one of the world’s major bitcoin ETN providers on launching back to the UK retail crypto market after the FCA ban lifts.  21Shares manages $80 billion of crypto assets including bitcoin and ethereum.  Duncan Moir, president at 21Shares, talks to Ed and Chris about the lifting of the crypto ETN ban in the UK including: -What to expect now the ban has lifted -How 2...

Investing can be an emotional process. Especially because it is your money at stake.  Markets are at a strange juncture too - with rumours of AI bubbles, gold soaring and bitcoin hitting all-time highs. It is easy to be swept up by euphoria, or scared into making mistakes.  But what if there was a way to take all the human emotions out of it? We’re joined this week by Stratiphy founder Daniel Gold...

Not everyone gets help from their parents when they start out in life. From building a safety net or ‘rainy day fund’ to cobbling together a house deposit - many have to scrimp and save in order to achieve their early goals. We’re delighted this week to be joined by HMRC’s Emma Ferris to help us dig into getting started with saving. Emma explains to Chris and Ed how the Help to Save scheme works,...

When does your money start working harder than you? Renowned investor Charlie Munger once said that saving the first 100k of wealth was the hardest part. After that, the ‘tipping point’ meant interest earned would make future compounding ever easier.  In our latest episode, Chris considers his family’s own wealth tipping point and how he calculated it.  Plus Ed asks some searching questions over w...

With economic storm clouds on the horizon and Governments printing their money into oblivion, Mouthy Money podcast host Edmund Greaves is taking a big step with his pension investing - he’s getting into gold and maybe bitcoin too. He explains to co-host Chris Tuite why he’s allocating some of his money into gold as a hedge against the economic malaise, why he’s considering physical bullion and whe...

What would happen if your salary suddenly stopped? Most ofus live month-to-month on our pay, but few have a real safety net. In this episode, Edmund Greaves and Chris Tuite (MRM) sit down with Dale North , CEO of Pure Protect, to demystify the world of “protection”: life cover, critical illness, income protection, and family income benefit. We talk about the shocking reality that the average incom...

The rise of financial influencers or ‘finfluencers’ has been one of the biggest trends in online financial media in the past five years. Now with huge audiences, even the Prime Minister is tapping into their online reach. Mouthy Money speaks to one of the UK’s most prominent online financial creators, Gabriel Nussbaum, otherwise known as ‘That Money Guy’ who has garnered an audience of millions fo...

It’s easy to find influencers online who project an image of home living perfection. But did you ever wonder how they pay for it? Small improvements can be funded from savings, 0% cards or normal loans but bigger projects require either remortgaging or what is called a ‘second charge mortgage’ Mouthy Money speaks to David Coleman from Positive Lending, a leader provider of second charge mortgages....

Edmund Greaves and Chris Tuite chat with workplace finance expert Matthew Mitten about why money at work really matters. From pensions and digital tools to the psychology of spending, they dig into how employers can step up, get staff engaged, and finally make financial wellbeing more than just a buzzword. More about SecondSight: https://second-sight.com/news/secondsights-key-happy-clients/ More a...