Steve Keefe
Mountain Broker Podcast
Mountain Broker delivers straight-from-the-mountains real estate insight with longtime Lake Arrowhead resident and 35-year broker Steve Keefe, owner of Coldwell Banker Sky Ridge Realty. Each episode breaks down hyper-local market trends, mountain-specific issues, and practical strategies for buyers, sellers, and homeowners in the San Bernardino Mountain communities. From lake rights and private roads to insurance challenges, snow-season logistics, and market shifts, Steve brings unmatched local knowledge and real-world experience to help you navigate mountain real estate with confidence.
Where to listen?
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Episodes
Crestline Chaos: Why 98.6% Is The New 100% (The November 2025 Real Estate Reality Check 10.12.2025 11:53
Tune in for a quick, humorous dive into the highly specific, sometimes confusing world of Crestline, CA 92325, market activity for November 2025! We'll explain why this mountain market currently sits on a tight 5.94 Months of Inventory and why sellers must accept that 98.6% Sold to List Price is essentially a perfect score. You'll hear us dissect the tale of two markets: the average list...
Fair Share or Free Fall: The Great Economic Policy Divide 09.12.2025 14:23
Step into the high-stakes debate over the structure of the American economy, navigating the tension between capitalist structures and social welfare systems. This podcast breaks down the fundamental disagreements over taxation, incentives, and the true cost of public services, asking: Is the American system a robust mixed economy, or are its consequences—like widespread privatization and the resul...
REALTOR® Action Fund: Protecting Property and Livelihood 08.12.2025 13:53
The REALTOR® Action Assessment (RAA) is a mandatory annual assessment paid by every C.A.R. member, currently set at $168 . This audio overview explains how this collective investment is the critical funding mechanism for the REALTOR® Party’s advocacy efforts at the local, state, and national levels, working to protect property rights, housing opportunities, and the REALTOR® business model. Discove...
Buying a House Has Changed: Your Guide to Buyer Agent Agreements and Seller Concessions 07.12.2025 14:00
This essential guide explains the immediate and mandatory changes impacting home buyers following the national adjustments to real estate commission practices. You need to understand the new mechanics of working with a buyer agent. The biggest change is that your buyer agent must now secure a written agreement from you that stipulates their compensation before they show you any property. This prac...
Securing the Mountain Lifestyle: Real Estate Advocacy and the Fight for Homeownership 06.12.2025 14:22
This deep dive overview details the critical role of organized real estate , specifically the Inland Gateway Association of REALTORS® (TIGAR), in protecting homeownership across California’s mountain communities, including Lake Arrowhead, Crestline, Running Springs, and Big Bear,. The mountain lifestyle is currently under significant pressure from rising insurance costs, increasing wildfire risks,...
The Wild, Weird, and Surprisingly Entertaining World of California Probate Sales (Plus: How to Avoid Them Like a Bad First Date) 05.12.2025 9:11
Welcome to the podcast that pulls back the curtain on the real estate topic often spoken of in hushed tones, usually followed by a deep sigh: California Probate Sales . Probate sales occur when a homeowner passes away without specifying who should inherit their property—meaning, there is "no will, no trust". When this happens, the court steps in as the referee of the estate arena, superv...
Deep Dive: Summary of Steves NotebookLM training 04.12.2025 25:23
Welcome back to the Deep Dive ! Our mission today is to move past all the legal jargon and jump directly into a complete, real-life California real estate offer package. We analyze the whole stack of documents, including the residential purchase agreement, disclosures, and even a really critical personal letter from the buyers. We are not just reading facts; we are focused on figuring out the stra...
The Mountain Broker’s Guide to NotebookLM Privacy 04.12.2025 10:24
Are your client files secure in the cloud? This is the crucial episode every real estate professional needs to hear about managing liability and data privacy when using AI tools like NotebookLM. We reveal the practical rules for brokers, clarifying the difference between security and risk. While your notebook content is private to you, is not used to train Google’s public AI models, and is protect...
Agent Protection: The Daily Discipline of Non-Negotiable Realtor Safety 03.12.2025 12:08
Real estate, with its smiling headshots and friendly open houses, often looks warm from the outside. But anyone in the business knows the truth: the job involves meeting strangers in vacant homes at odd hours, often alone. Ignoring this reality is how good agents get hurt. Agent Protection is the essential resource for brokers, team leaders, and agents who recognize that safety must be a conscious...
Beware the Welcome Wagon: Your Neighbor's Unsolicited Closing Day Debriefing 02.12.2025 13:46
Explore the hilarious and unavoidable reality of closing day: the magical moment when the buyer gets the keys, the deal closes, and the stress melts away—until BAM, the front-doorbell rings . Enter The Neighbor —often known as "Bob"—who is defined as a "human encyclopedia of unsolicited neighborhood history, conspiracy theories, and 'helpful' warnings" . This overview...
Tell the Truth or Hire a Very Expensive Attorney: California's Disclosure Issues Sellers Often Neglect 30.11.2025 12:11
Welcome to the podcast dedicated to navigating real estate in the state with "possibly the strictest disclosure laws in the galaxy"! In California, the unofficial motto isn't "buyer beware," but rather “Seller… tell everything” . This show is your survival guide to avoiding lawsuits that can "snowball into lawsuits faster than a runaway snowblower". We break down...
The Mountain Voice: Protecting the Legacy of Mountain Homeownership 30.11.2025 13:26
For residents who live and work in mountain communities such as Lake Arrowhead, Crestline, Running Springs, and Big Bear, homeownership represents a lifestyle and a legacy, not just an investment. However, this dream is currently under significant pressure from rising insurance premiums, wildfire risks, affordability challenges, and state and local regulations that often fail to reflect the realit...
Your Essential Guide to the Arrowhead Lake Association: Unlocking Lake Access, Recreation, and Community Governance 29.11.2025 12:40
This audio overview provides a comprehensive exploration of the Arrowhead Lake Association (ALA), which functions as a community management system for its members. The ALA’s core focus is providing a wide array of activities, resources, and opportunities centered on lake access, recreation, safety, and governance . The overview details the structure of Available Memberships and Access , including...
Stop Assuming: Verifying LLC Authority to Secure California Real Estate Deals 28.11.2025 12:18
LLCs are extremely common among buyers, sellers, and landlords in California transactions, often used to help shield members from personal liability. However, this structure dramatically affects crucial transaction requirements, including who can sign and how identity is verified, ultimately impacting the conditions for closing and commission payments. In this essential overview, we break down why...
The Referral Minefield: Secret Fees, NAR Ethics, and Avoiding Hot Water 27.11.2025 11:01
Are you confident your referral practices are 100% compliant? The Referral Minefield is the essential, high-stakes guide for every licensed real estate professional navigating complex compensation arrangements, offering insights from the San Bernardino mountains top Broker, Steve Keefe Owner Broker of Coldwell Banker Sky Ridge Realty. This episode tears down the critical rules governing both outgo...
Human Expertise: The Premium Asset in Real Estate (Navigating AI, Risk, and Hyper-Local Wisdom) 26.11.2025 11:46
This podcast dives into the evolving real estate landscape where artificial intelligence (AI) has become an incredible assistant, but human expertise is becoming premium . Drawing on 35 years of experience navigating complex markets , specifically the San Bernardino Mountains (Lake Arrowhead to Big Bear), this episode features insights from Steve Keefe, Owner Broker of Coldwell Banker Sky Ridge Re...
Digitally Altered Photos in Realtor Advertising 25.11.2025 11:45
The state of California has put in place a new law addressing the use of digitally altered photos in real estate advertising. The new law becomes affective January 1, 2026 and is something all real estate practitioners should take very seriously. Listen in and get the basics of what this is all about.
Thursday meeting Podcast 11/20/25 24.11.2025 13:25
New Laws for 2026 and other things you should know.
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