Mosaic: The Stories of Real Estate

Join us for Episode 2 of our 3-part series on the 2025 Real Estate and Mortgage Forecast, powered by MBS Highway. In this episode we are excited to have Tom Bonetto, The Lending Coach, from Phoenix, Arizona, join us. Together, Tom and I will discuss the forecast that MBS Highway presented this past Monday. With his extensive experience, Tom brings valuable insights to Mosaic: The Stories of Real E...

Welcome to Mosaic: The Stories of Real Estate. Join me for the 2025 Real Estate and Mortgage Forecast powered by MBS Highway. In this episode, I will review the 2025 mortgage and real estate forecast Barry Habib and MBS Highway presented on Monday, January 6. If you are an agent, buyer, seller, or investor, the annual estimates from MBS Highway provide invaluable information. Michael F Nelson, CEO...

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We are privileged to have Toby Lorenc share his inspiring story on Mosaic. His focus on real estate, investing, and generational wealth creation is a powerful motivator for those considering long-term financial planning. Toby's experience in publishing and comedy has uniquely shaped his approach, and his 15-year journey in the Colorado Springs real estate market is a testament to his success. Join...

Join us for an inspirational episode with Sonja Revells. She tells us an incredible story of real estate success, investing strategies, entrepreneurship, building businesses, supporting women, thriving in adversity, and an incredibly bright outlook on life. This is an episode you want to experience. Check out the notes below for Sonja's contact information. Efficient Lending, Inc. Michael F Nelson...

Join us for an engaging episode with Margie and Chris Kelly. They lived in the same community for 50 years and purchased five homes. They have an incredible story of entrepreneurship, family, building community, and creating a legacy through real estate. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or  mike@efficientlending.net NMLS: 1876539 NMLS: 1314188 #EfficientLending #RogueMed...

Today on Mosaic: The Stories of Real Estate, I offer four tips on purchasing a mortgage for a new home when rates are set to come down. These tips can also be used for refinances. Give this episode a listen, and call me with any questions. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or  mike@efficientlending.net NMLS: 1876539 NMLS: 1314188 Mike Nelson | Facebook | Linktree #Efficie...

Welcome to another episode of Mosaic: The Stories of Real Estate. Today, Spencer Bruce from Ed Prather Real Estate joins us for an informative conversation. Spencer gives us insight into how he became a successful real estate investor in two short years after leaving a highly successful 14-year career as a teacher. So join us for another episode of Mosaic, and you will be enriched by Spencer's in-...

Welcome to Mosaic: The Stories of Real Estate. Today, I discuss five important principles a borrower should use when determining the financial benefit of refinancing their mortgage. Mortgage rates are coming down, and refinancing opportunities are coming back. This episode provides insight and direction as to how a mortgage should be refinanced to ensure the lowest cost and lowest monthly payment....

It's August 2, 2024, and a significant shift has just occurred in the real estate mortgage market. Rates are on the decline, offering a ray of hope. Today, on Mosaic: The Stories of Real Estate, I explore the reasons behind this positive market change and its potential impact on the future. I also discuss three powerful strategies that every borrower can use to combat the increasing cost of a mort...

Today, join us on Mosaic—The Stories Of Real Estate as we chat with Kelly and Doug Lee. Family, moving, service, and real estate stories are stories of faith, new experiences, togetherness, and making a home regardless of circumstance or geography. Doug and Kelly share wonderful insights—establishing community is more important than the physical home. What a wonderful episode this is. Enjoy it and...

Join us today on Mosaic as we talk with Ted and Becky DeGracia. Ted and Becky tell their story of growing a young family, changing jobs, moving homes, and navigating the financial crash in 2008. Their story is inspirational, engaging, and relevant as they build a legacy for their family through their homes and real estate. Michael Nelson, CEO - Efficient Lending, Inc. 7203.419.3016 or  mike@effici...

Today, on Mosaic, I talked with Chris and Lisa Phillips. Chris and Lisa own a beautiful home in Colorado Springs, Colorado. Both of them had successful counseling practices in the Springs, and life was moving along nicely. Then an exciting job opportunity opened up for Chris in Germany. Their story is moving from Colorado to Germany, owning a home, working through rental strategies, and the stress...

Today, on Mosaic, I chatted with Randy and Rebecca about their incredible story of real estate. Both have owned multiple properties, chased their children across the country to new homes, and now merge their real estate investments through their marriage. Thiers is a beautiful story of how real estate and generational wealth have served them well. So join us on Mosaic: The Stores of Real Estate fo...

Join us on Mosaic: The Stories Of Real Estate as we chat with first-time home buyers celebrating their first home ownership anniversary. We talk about expectations before and after their purchase, what they learned in their first year, what they did well, what they would do over again, and what the future may hold in real estate. Join us for a great episode of Mosaic: The Stories of Real Estate as...

Today, on Mosaic, I had a conversation with a panel of industry experts about the current state of the real estate market. These experts have more than 15 years of experience in the industry and work daily with customers, buyers, and sellers to navigate our unique market. Join me on Mosaic as I talk with Garrett Hand from Elite Inspection Group, Brook-lyn Hibbs from Kind Lending, Tom Bonetto - The...

Today, we discuss home sales rebounding in January, the Fed is in no hurry to cut rates, tame initial jobless claims, and the recession forecast is softened. Plus I talk about several tools I have to calculate the benefit of debt consolidation via refinance, and calculating the cost of waiting to purchase a new home. Give my podcast a listen and call me anytime to continue the dialogue. Mike Nelso...

Today, I talk about the inflation volatility in the market for the past few weeks, continuing claims that are still growing for the unemployment market, and increasing homebuilder confidence. Plus I talk about some beautiful tools on my website that can help with your real estate decisions. Join us on Mosaic as we discuss real estate and building generational wealth. Mike Nelson, CEO - Efficient L...

Lauren Avery Collins is a senior account manager at First Integrity Title. She has over 15 years of experience in the title industry and has acquired a wealth of knowledge about it. Although title is essential to every real estate transaction, it is often misunderstood. Lauren shares her experiences and knowledge and provides valuable advice on title companies' services in real estate transactions...

Today, I discuss home prices, tight real estate inventory, and the labor market. I also discuss a great tool on my website to track interest rates in our volatile market. Give Mosaic a listen and call me anytime to continue the dialogue. Mike Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net NMLS: 1876539 NMLS: 1314188 #efficientlending #corealestate #flrealestate #txr...

Join us on Mosaic as Daniela Rodriguez from Turner Brothers Real Estate in Waco, TX, talks about her journey from growing up in Columbia to a thriving career in real estate in the United States. She tells an inspiring story of how her passion for real estate fuels her love of community involvement. Her heart desires to improve the cities she lives in, and she provides excellent advice for people w...

In today's Weekly Update powered by MBS Highway, I talk about a Jobs Report that isn't what it seems, the possibility that the Fed won't hike again this year, and homes are appreciating. Plus, I talk about a great tool I use to estimate the cost of waiting to purchase a home. Give my podcast a listen for this week's update on Mosaic: The Stories Of Real Estate. Mike Nelson, CEO - Efficient Lending...

Join us as Trevor Caswell, an agent on the Jeff Bird Team Keller Williams in Waco, tells us his story of starting a career in real estate in 2020 and navigating a challenging market through 2023. In our "Perspectives From The Present" series, Trevor inspires us with his encouraging optimism and skill in mastering his craft as a real estate agent. Trevor shares his insights on starting a real estat...

Today's weekly update powered by MBS Highway discusses positive home builder sentiment, strong retail sales numbers from the holidays, and employment numbers are positive. Plus, I talk about tools I have available for buyers and sellers useful for evaluating mortgages and real estate financing. Join me on Mosaic as we talk about real estate and building generational wealth. Michael F Nelson, CEO -...

Today's weekly update from MBS Highway discusses improving inflation numbers and home values appreciating nationwide. Plus, I talk about various tools buyers and sellers can use to evaluate residential real estate. Join me on Mosaic as we discuss building legacy and generational wealth in residential real estate. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending....