Mortgage Matters - The Advanced Mortgage Solutions Podcast

In this Episode, Joel Sadler speaks with Scott Miller, owner and founder of Advanced Mortgage Solutions, about why using specialists is important when buying or selling property.  Scott explains that licensed professionals can give compliant, competent advice that bank staff may not be able to provide, and outlines where different specialists fit in the home-buying timeline: starting early with a...

Looking for the latest NZ interest rates, mortgage rates, first home buyer advice or Christchurch property market insights? Scott Miller from Advanced Mortgage Solutions discusses bank cashback offers, home loan trends and what buyers should know in July 2026.  To speak with Scott reach out via his website: https://www.advancedmortgagesolutions.co.nz/  The war in Iran has potentially ended and the...

Welcome back to the Advanced Mortgage Solutions Podcast!  In this Episode, host Joel is joined by mortgage expert Scott Miller, who provides a detailed step-by-step guide on applying for a new home mortgage.  Scott discusses the entire process, from getting pre-approved for finance to settlement day, offering tips on real estate platforms, building reports, and loan structures.  This episode is pe...

Welcome to the Advanced Mortgage Solutions Podcast!    In this Episode, host Joel Sadler is joined by mortgage expert Scott Miller, owner and founder of Advanced Mortgage Solutions.  Scott, a seasoned property investor with over 20 years of experience, breaks down what banks look for when calculating home loans.  They discuss the importance of accurate and truthful financial disclosure, how banks...

Welcome back to the Advanced Mortgage Solutions Podcast with your host Joel Sadler and expert Scott Miller! In Episode nine we delve into the world of building a new home and explore the various lending options available.  Scott, with over 20 years of industry experience, breaks down the differences between traditional construction loans and the more modern turnkey builds.  Learn about the pros an...

Welcome to the Advanced Mortgage Solutions Podcast!  In episode 8, Joel Sadler hosts Scott Miller, owner, and founder of Advanced Mortgage Solutions, who brings over 20 years of experience in property investment and mortgage solutions.  They discuss various deposit options available for first-time home buyers, emphasizing the benefits of KiwiSaver and the requirements for deposits under 20%.  Scot...

Welcome to Episode Seven of the Advanced Mortgage Solutions Podcast! In this episode, host Joel Sadler interviews Scott Miller, a seasoned property investor with over 20 years of experience and the owner of Advanced Mortgage Solutions.  Scott shares his journey into property investing, key insights, and practical tips for first-time buyers and aspiring property investors.  Learn about the concept...

In this episode of the Advanced Mortgage Solutions Podcast, Scott Miller explains how mortgage applications differ when two people (such as siblings or friends) buy a property together but don’t live together.  Instead of shared household costs, lenders often assess two separate sets of living expenses, which can reduce borrowing capacity and make approval harder.  Scott also highlights a key futu...

In Episode six, host Joel Sadler is joined by Scott Miller, the owner and founder of Advanced Mortgage Solutions, to discuss the complexities of buying a home through the auction process.  With over 20 years of property investment experience, Scott shares his insights on the rules and required preparations for purchasing at auction, emphasizing the importance of pre-approval, lender sign-off, and...

Mortgage Rate Strategy in Uncertain Times: Should you fix for 6 months or lock in for 5 years? In this episode of Mortgage Matters, Joel Sadler and Advanced Mortgage Solutions founder Scott Miller break down the current New Zealand mortgage landscape and what it means for your next refix decision. With global uncertainty, rising wholesale funding costs, and ongoing inflation pressures, mortgage ra...

In this Episode Four of the Advanced Mortgage Solutions podcast, host Joel Sadler and expert Scott Miller, founder of Advanced Mortgage Solutions, discuss effective strategies to pay off your home loan faster.  Scott, with over 20 years of experience in property investment and financial advising, shares insightful tips on balancing aggressive mortgage repayment with maintaining a quality lifestyle...

How Much Can I Borrow? | Episode 3 - Advanced Mortgage Solutions Podcast w/ Scott Miller In this episode of the Advanced Mortgage Solutions Podcast, host Joel Sadler is joined by Scott Miller, an expert from Advanced Mortgage Solutions. They discuss the critical topic of 'How Much Can I Borrow?' for property buyers. Scott, with his extensive background in property investment, logistics m...

Welcome to the inaugural episode of the Advanced Mortgage Solutions Podcast with your host Joel Sadler and special guest Scott Miller, the owner and founder of Advanced Mortgage Solutions.  In this episode, Scott shares his journey from logistics management and finance to becoming one of the top mortgage brokers in New Zealand.  He explains the critical role of mortgage brokers, debunks common myt...

Hosted by Joel Sadler with mortgage expert Scott Miller, we dive deep into the journey of first-time home buyers. Scott, a seasoned property investor with over 20 years of experience, shares invaluable insights on assembling a deposit for a home.  From KiwiSaver withdrawals to family gifts and guarantor options, learn about the various pathways available to kickstart your property journey. Scott a...