Mortgage Heroes's Podcast

Wow wow wow! Emiliano brings a LOT to the table when it comes to real estate investing. Even at such a young age he has experience that would make you think he’s decades into his career. From going all-in on flipping properties to renovating homes and keeping them in a portfolio for the long haul, Emiliano has a servant's heart at the bottom of it all. Contact: IG: https://www.instagram.com/e...

It has become very obvious that new ways of looking at the housing market are here to stay. Yet, it’s more than generational differences driving novel ways of achieving homeownership among families (and friends!). This has sparked some new building trends to meet this demand, which also reshapes what our neighborhoods and cities will look like for the years to come. 

There is so much to say about our long time friend Miguel Contreras. We have a lot of common ground, yet so much that makes us different and complimentary to one another. This conversation was heartwarming, fun, and very insightful.  One of the most meaningful parts of Miguel’s personal story is how the SAME agent that helped his parents purchase their first home when he was a child is the SAME AG...

It’s no surprise anymore that home prices, elevated mortgage rates and tight inventory are major hurdles standing in the way of Renters. In addition, already paying some of the highest monthly rest totals per capita ever, renters then struggle to save a comfortable down payment, get qualified, find a home, and then make a winning offer. Who and How can we fix this?

Travel nurse turned Realtor / Real Estate Investor - Ian Duffy is a powerhouse. In this episode we talk about his epic trip with his father, his path that lead him to real estate at a young age and the mindset that drives him to set and achieve BIG goals personally and professionally. Contact Ian: IG: @‌scrubs2estates https://www.instagram.com/scrubs2estates/

The latest comments from Jerome Powell and the Fed are NOT what they thought they would be announcing at this point in 2024. At the end of 2023 all estimates we that the Federal Reserve would bring at least 3-4 rate reductions into 2024. Some aggressively projected as many as 6-8 rate reductions as the Fed achieves the illusive “soft landing” that seem all for naught. 

Jason has been a friend of ours since 2007. There are many attorneys in Southern California to choose from. Many attorneys understand the law, and many work hard. However, few attorneys combine bankruptcy, real estate and tax expertise with an ability to listen well, and with a deep desire to help their clients get to a better "place," both financially, and legally. If you need to seek c...

It seems like everyone is getting turned left and right when it comes to the state of housing in 2024. Will rates go back down? When will they stop going up? Are home prices going to crash, or will they keep rising? Will the inventory shortages be overcome with new construction? And HOW on earth are younger people affording real estate these days?

Wow there's a LOT to this episode with our friend Chris Aguilar. Fresh off his JUST MAXIMIZE conference, Chris joined us to talk about his early life, becoming a purpose-driven person all the time, and how Vision, Knowledge, and Action are behind every successful millionaire and billionaire. In this episode you will also learn Chris' "BFWDR" Strategy for real estate: Buy/Hold -...

It’s whiplash-central in real estate and mortgage this spring. Home sales came in short in March even though inventory has been cruising along as expected. Obviously rate volatility is messing with the whole system, but it looks like the VA has come up with a solution for Veterans in need…will it work? ***VA officials said any veteran struggling with making their mortgage payments should check out...

Buckle up and great ready to here some straight truth from our longtime friend Travis Winfield! In this episode our friend Travis Winfield shares his personal experience of realizing there’s actually MORE in store for us when we confront our darkest moments head on and DO THE WORK to make ourselves whole. If you’re building a plan Travis will tell you: A good plan violently executed today is bette...

Last week’s inflation readings were a hefty punch to the gut for housing. Interest rates immediately rose on the same day. This continued inflation wreaks havoc on major parts of the economy, and housing is already in the spotlight as one of the culprits. Additionally, there’s a long shadow cast on whether or not we will return to ANY consumer prices of the past.

When you're looking for a team that will be with you "Beyond the Keys" you'll find DJ. In this episode DJ shares with us his military background and how he's used that discipline to create personal and business goals that are worth fighting for. Whether you need to 'Inspect what you EXPECT' or 'Keep it simple stupid' you're gonna learn a lot from D...

Another week down and we’re nowhere closer to a solution for VA buyers. The upcoming commission changes due to the settlement in the National Association of Realtors lawsuit directly impacts a VA buyers ability in HOW they make their first (or next) home purchase. Additionally, the FHA program is also ramping up for how to handle their rules as a result of this same settlement while the Spring hou...

Like the age old story goes, when a Masters Degree just isn't enough...you become a Escrow Rep. Ok that's not really a thing - BUT it is for our friend Tania Marks with new Venture Escrow! And before you think this interview came completely out of left field, there's a lot more to Tania's professionalism and competitiveness than her love for baseball (specifically the Dodgers)....

Here we go again, a lawsuit with “good intentions” has unintended consequences…this time Active Duty and Veterans are on the short end of the deal. We feel that the VA MUCT ACT to correct this and amend the rule in order to allow the VA benefit to remain intact. 

Some of the great breakthroughs in life just might come from "heading out of town for the weekend". We're so thankful to have our friend Ivan on the show today sharing his stories of challenge, success and pressing through when things don't make sense.  When opportunity knocks you should answer...it just might be Ivan trying to buy up your real estate! Contact Ivan: https://vas...

A major lawsuit could upend real estate transactions depending on what kind of buyer you are. Builders are stepping up to the plate again in the middle of insurers fleeing California and the Fed toying with markets. 

When you’re passionate about something, you make it work! And no better person demonstrates this than our long time friend Herb Knox. His interest in real estate began all the way back in 2008 while stationed in Japan. Now having retired with 30 years and 1 week of service. Herb still dutifully serves. Listen in to how Herb helps active duty military members approach real estate with a legacy mind...

Recently President Biden floated the idea of providing a $10,000 tax credit to “First Time Homebuyers,” but is this a solution that can really work, or is it a timely attempt pre-election to address the growing affordability challenge buyers face in the tight market? As listings grow and more inventory makes it’s way onto the market, home buyers find themselves still needing to make MORE MONEY to...

By now most people know that getting property insurance in California has become increasingly difficult or impossible. Some of the largest insurance carriers have left the state or are pulling critical products “off the shelf”. In this episode we welcome two of our friends who represent 2 different agencies: FARMERS and STATE FARM. Irune Balaza, Claudia Alarcon, and discuss the state of the union...

We’re not even in the full swing of Spring yet and ALREADY the real estate market is heating up. Inventory began surging in some parts of the country, mortgage demand confirms BUYERS are ready to get into homes. All this adds up to Sentiment hitting levels not seen since March 2022! 

In this episode, our friend Joahna Flores shares how she went from “From Fired via Facebook to Financially Free”. Listen in to learn how she developed resilience during challenging times and tackled being a mechanic in the Navy while preparing for a career in real estate at the same time! Over Joahna’s career she has overcome financial struggle, flipped a house, and become a real estate investor w...

A recent industry article came out specifically about the San Diego real estate market and just how tight it REALLY is. This goes hand-in-hand with the newest National Median Downpayment data release and the major obstacles facing aspiring homeowners in 2024. We know there’s no easy way out of the current set of conditions, but we’re going to do our best, we’re going to bring solutions to the tabl...

Today we welcome our friend Omar Beltran of Sprawl Design. Omar has the inside track on a lot of things pertaining to building ADUs in 2024. We discussed the various types of Accessory Dwelling Units San Diegans can consider building, why they should consider adding ON or adding TO their current property, and the advantages of having a designer at the helm of your build! Contact Omar: Online at ht...