Mortgage Heroes's Podcast

Not so surprisingly, politics are weighing in on prospective buyers’ decision to house hunt or wait until the election is decided. Conversely, current homeowners are taking advantage of interest rates far lower than last years. Will sentiment shift noticeably in November or will it be more of the same? 

The August rate decline paired with the Federal Reserves interest rate cut has people chomping at the bit to refinance. Who benefits from this the most? 

By now everyone’s heard the Federal Reserve cut their target interest rate by 0.50%. This is more than most people expected and few turned out to be right that a half percent cut was even possible. Well they did it, and now we’re back to the drawing board of what that means for real estate and mortgage for the rest of 2024. 

It sure does look like Fall is the “New Summer”. Inventory is show up in some remarkable ways in select parts of the country while equity still rides along all time highs AND mortgage rates decline…It’s almost as if we’ve shifted the traditional real estate norms and should expect the Fall to keep getting even better.

Today’s episode features a long time veteran of private funding who brings 3 decades of experience to the table. Having funded millions of dollars of bridge financing, John is repeatedly sought after for coming through in a pinch. His company Fidelis Pivate Fund currently manages a $70 Million fund and is actively seeking additional investors who want to still have their money involved in real est...

Gen Z is quickly changing the tune about what they are known for as a demographic. Their Surge of homeownership is raising eyebrows leaving some to wonder are they brilliant or too ambitious? With the upcoming Fed Rate decision coming up, the housing market is primed to have very healthy fall activity.

Around these parts we call him "Triangle Mike", but trust us, Mikey's no Square! He began his professional career here at Mortgage Heroes in 2021 and then pivoted into real estate to tackle wholesaling and traditional sales. His tenacity and no-quit attitude is rare among his peer group yet we are also seeing glimmers of hope among those who want for better, want for more in their c...

There will undoubtedly be a wide variety of topics dominating the headlines in the upcoming months as we head towards our elections this November. Among all the disagreements there seems to be one recurring hot topic everyone agrees on: Housing Affordability is under great pressure. The solutions vary and there’s no shortage of takes on what’s best for all involved…here’s out take. 

It’s clear at this point that Home Equity isn’t going anywhere anytime soon. We’re seeing a sharp uptick in homeowners who are using their equity to cure other parts of their financial life that may be under some duress. Today we talk about the good and bad and some advice you can lean into during this economic window.

The steep stock market sell off also happened to trigger a mortgage rate decline that allowed many people to jump on favorable interest rates. This is likely more than temporary because we’re all expecting the finance markets to all but demand we continue in this direction for housing’s sake!

We are very excited to have Stephanie Russel with us today, in fact this episode should have been named "Family of Mortgage Heroes"...Stephanie is Andy's sister-in-law, Realtor AND Real Estate Investor.  In this episode Stephanie shares her personal experience becoming a real estate investor and we also cover the impending impacts of the NAR lawsuit on buyers and sellers! There&apos...

Things are heating up heading into the end of summer. The Fed is signaling a rate cut ahead, but many home shoppers are hitting the pause button. Is it because there are now 237 American Cities where $1 Million is the price of entry? 

June housing data reports that inventory is up and prices are cooling off. It could be a perfect match for buyers who want to get in the market still!

It’s no paradox, home flipping is still going strong even though mortgage rates have remained stubbornly high, and getting insurance in California is harder than ever. There is hope on the horizon as rates have begun to cool down and the state works to lure insurers back to the market! 

Can the most recent inflation data make the housing market chill out a bit OR will it keep fanning the flames of home price acceleration? Jerome Powell and the Fed could be nearing a rate cut now that they are finally seeing some signs of success. Either way, both the markets and pundits are at odds with what the ACTUAL strength of the US household is.

It’s uncommon to have an industry leader tell you they’re “cool with being #2”…but then you find out it’s because she’s motivated to chasing down anyone who’s killing it in the market and in life - That’s a whole-nother deal!  The moral of the story, Afroditi says #1 could make her complacent, and there’s no time for complacency when you’re cutting edge! We are so fortunate to have Diti on our sho...

There’s very clear disagreement among the talking heads, economists, and analysts. Some think we have a market correction coming, others think real estate is stuck for years, and still others believe the market will keep chugging along and hit new price highs in 2024. 

Victor Murillo is a San Diego Based Entrepreneur, Specializing in Real Estate investing, fix and flips, developing & ground up construction. It doesn’t stop there though, Victor is Also owner of Leion housing which focuses on helping other real estate investors complete their projects all throughout San Diego county. At such a young age Victor has positioned himself as a valuable resource in t...

In this rapidly shifting market the data continues to surprise. Home values hold and even increase in key places across the country, while mortgage rates slightly dip heading into the summer buying season. On the horizon are more multi-family permits than ever before and fewer single-family permits being pulled by developers.

The VA issued a temporary fix that will allow homebuyers using VA Loans to pay for their real estate agent’s commission. The decision came pretty quickly, all things considered. The true tale-of-the-tape will be how this makes its impact in buyer’s lives once the August 10, 2024 start date is upon us! 

The Rate of increase on price per square foot averages is actually quite astonishing. It leaves us asking the question of which came first type of situation.  Are investors partly to blame for this rapid increase as well as traditional homebuyers, or is everyone chasing the trend no matter what kind of buyer you are? 

Sebastian is a self proclaimed "military brat" who bounced around his entire life living in Virginia, Italy, Sicily and finally settled down in SD. Growing up he played golf all the way through his schooling years and played D-1 golf at San Jose State University.  He is the Team Leader for The More Group and strives to provide nothing less than a WOW experience to everyone he serves. He...

Surprise surprise…A new study from Realtor.com found that Millennials and Gen X are actually tied for the lowest average mortgage rates across the country, but they also have the highest average monthly payments. This also folds over into another surprising survey that found “Housing Affordability” is the TOP Voting issue among Gen Z. 

Wow wow wow! What a story of restoration (literally) in life and business. Today our friend CJ shares his backstory going all the way back to his military service up through how he came up with the concept “Life House SD”. If you’ve ever felt like your down in out and your life has taken a hard right turn, listen up to CJ’s story of overcoming the odds, beating addiction and living a life restored...

Ya, you read that right, Millennials & Gen Zers tapping into retirement AND taking out 40% of Mortgages. New reports show another cultural trend change in from the younger generation that they are hungry for real estate, and are willing to take untraditional routes to get there.