More Than Money

Yes, all parents wish they could get a few do-overs. In this episode, we talk about five mistakes parents make when teaching their kids about money, And don’t worry, you will not finish the episode feeling guilty but inspired. Listener questions answered: Should you try to be “fair” and support each child equally? Notes: 1. Parents often avoid discussions about money with kids because it is percei...

Oneness—this is God’s design for marriage, and it includes a couple’s finances. In this episode, you are going to hear a married couple’s incredible journey from hoarding to living generously. It will inspire you and our spouse to take that next step in your generosity story. Listener questions answered: What are your thoughts on cryptocurrency? Should we decrease our giving to finish the debt the...

Jenn Collins is the founder of Mama Needs Box. What started out as a dream is now reality. In this episode, I talk with Jenn about her successful side gig and the lessons she learned along the way. Get ready to be inspired! Listener questions answered: Debt snowball or debt avalanche? Which is right for me? Notes: Jenn’s Lessons Learned: 1. Don’t assume. 2. Find your people. 3. Focus on what you a...

We are to cast our anxieties on God, but this does not mean we should not prepare for the inevitable emergency. In this episode, I’m having a conversation with my good friend and financial expert, Robby, about preparing for financial emergencies. Listener questions answered: How much cash should I keep in my car? How much of an emergency fund should a retiree with no debt have? Notes: The 8 Money...

Understandably, student loan debt has been a really big topic recently. According to a recent study, 44.7 million Americans have student loan debt. On this episode, we welcome Ramsey personality, Anthony ONeal, to discuss how to get rid of your student loan debt. Listener question answered: What is your opinion on the government paying off student loan debt? Notes: Destroy Your Student Loan Debt:...

It is time to learn about some important financial tools that are out there. In this episode, Art talks with financial expert, Robby Scholes, about three must-know financial tools. It is fun and informative conversation. Plus, Art answers questions about debt, retirement, and Social Security. Listener question answered: Question 1: Should I pay off debt or save for retirement first? Also, should I...

Albert Einstein famously said, “Compound interest is the eighth wonder of the world. He who understands it, earns it...he who doesn't...pays it.” On this episode, I’m talking to a 16-year old who understands it and is earning it. Parents, this episode will inspire you. Listener question answered: How young should you start teaching your kids about money and finances? Notes: 1. Children can start l...

In this episode, I have a conversation with best-selling author Deborah Pegues about some lighthearted topics like emotional spending and enabling. After I talk to Deborah, I provide seven things high school seniors should know about money. Notes: 1. Money is the result of work. 2. Money is finite. 3. Debt is a burden. 4. Instant gratification often leads to delayed financial health. 5. A little b...

In this episode, I have a conversation with our producer about credit cards. We have differing opinions on them, so I thought it would be fun to talk about our views. Notes: •Financial Priority #1: Giving (if you still have income) •Financial Priority #2: Food and health. •Financial Priority #3: House. •Financial Priority #4: Utilities. •Financial Priority #5: Automobile. •Financial Priority #5: O...

Rachel Cruze from Ramsey Solutions joins us on the show to discuss her new book, Know Yourself, Know Your Money. In this interview, we discuss how our childhood impacts our view of money. Rachel Cruze's new book, "Know Yourself, Know Your Money" is out now! Get it here: https://amzn.to/3hN6G22 Listener questions answered: I'm in my 40's. So, what percentage of social security should I figure into...

Alright, I have another incredible story for you. This time, you get to hear how the Morvays paid off $46,000 in one year! It is an amazing story with some important lessons learned. Notes: Your Financial State of the Union: 1. Review your generosity. 2. Review your cash. 3. Review your debt. 4. Review your retirement. 5. Review your net worth. 6. Review your goals Episode #22: Your Financial Stat...

It’s time for your Financial State of the Union! Give yourself a strong year-end and a great start to 2021 with this report. Listener questions answered: Do you think it’s wise or appropriate to fluctuate your giving when you have a highly flexible take-home pay? How much life insurance do I really need? Your Financial State of the Union: 1. Review your generosity. 2. Review your cash. 3. Review y...

In this episode, Art talks with Paul David Tripp about how Scripture shines a light on the real reasons we struggle with money, and why we don’t fix debt with a budget. Listener questions answered: When one adult child is a very poor money manager, what is the best way to set up a will so that an inheritance does not make the problem worse? Episode Sponsor: Most churches struggle to get people to...

Does your view on money hurt you? For many, the answer is “yes.” In this episode, I ask Derrick Kinney, the CEO of Good Money Framework, to discuss how a person’s resentment of money is ruining the world. Listener questions answered: How one can be sacrificial in giving while paying off debt? Roth or Standard IRA?” Other notes: 1. Money represents scarcity and strain. 2. You see money as working a...

I’ve been eager to share my friend, Roshaun Freeman’s story for some time. Here was a guy who had seemingly everything against him, including cerebral palsy. Yet, he crushed $50,000 in student loan debt. Get ready to be inspired. Here are my takeaways from Roshaun Freeman’s story: 1. We have to take responsibility for our decisions. 2. Getting out of debt takes focus and sacrifice. 3. Getting out...

2020 is almost over! It is time to get your year-end plan together. And in this episode, we are talking with Talaat McNeely from HisAndHerMoney.com about the year-end money moves you should be making. Listener questions answered: What is the best way to start saving for a child's future college fund? Should I rent and save 15% for retirement or reduce my retirement savings and put it toward a down...

According to a recent survey, 21.5% percent went into debt over Christmas in 2019. Are you financially prepared for Christmas? In this episode, we consider five ways you can ruin your finances over the holidays and provide some practical tips to avoid them all. Listener questions answered: What is the best savings vehicle to start putting aside money for future weddings? If there is money left at...

Need some inspiration? In this episode, you will hear an incredible story about, not just getting out of debt, but a story of God’s grace and mercy. It’s a story that has to inspire you. You will finish the episode thinking, “God is so good, and if he can do it, I can too.” Notes: 1. God gracious and merciful. 2. To get financially healthy, you must do the opposite of everything you did that got y...

In this episode, Art answers questions about down payments on homes and how newlywed couples can combine their finances. Art also talks to Lisa Zeeveld, the COO of Belay Solutions, about being the world’s greatest virtual employee. Listener questions answered: What’s the best way for a newly married couple to go about combining their finances? Is it really necessary to save 20 % to buy a home? Oth...

“How do you handle finances in your marriage?” I get this question a lot. So, I’ve invited my wife, Sarah, to talk about how we navigate finances in the Rainer household. And we also answer some more of your money questions like, “Why does money cause so much stress in relationships?” Listener questions answered: Why does money cause so much stress in relationships? Where do we go next financially...

Getting hired looks different today. Have you had an interview since the pandemic hit? If so, you’ve probably experienced a video interview. Preparation is different. So, in this episode, we are considering what to do (and what not to do) when it comes to virtual interviews. And, of course, we have a few of your money questions and will be answering those. Listener questions answered: Question #1:...

27% of side hustlers rely on that income to cover monthly bills. Nearly one-third of side hustlers are over 54 years old. You didn’t see what one coming, did you? In this episode, we are looking at the income side of the financial equation. We are talking about side gigs. Listener questions answered: Question #1: How can I bring in more income to get rid of debt, build a cushion, and an emergency...

74% of millennials and 52% of baby boomers believe that millionaires inherited all their wealth? On this episode, best-selling author and Ramsey personality, Chris Hogan might just make you rethink that belief. And, of course, we answer some of your money questions. Listener questions answered: Question #1: Any advice on saving for college for your children? Our parents really did great with provi...

On this episode, we are talking about newlyweds and money. I have ArtRainer.com contributor and Executive Pastor at Redeemer Church in North Carolina, Daniel Tripp, to walk us through what he has learned over the years. We also answer a few listeners’ money questions. It is a great episode for all married couples. Listener questions answered: Question #1: What do you tell a couple where one spouse...

On this episode, we're talking about the Joneses — those people that you are constantly trying to keep up with and are ruining your financial health. We are also going to hear from the president of the Christian Stewardship Network, Leo Sabo, and, of course, we will answer some of your money questions. Listener questions answered: Question #1: Why do you prefer a 529 over a Coverdell ESA when it c...