More Sense Than Dollars

When you buy or sell shares of a stock, have you wondered what all those options under Order Type mean? You'll see things like Market, Limit, Stop Market, Stop Limit and they all have very different purposes depending on what you want to do. In this episode we'll explain what they mean and when to use which type of order.

The path to financial freedom is not linear. Your personal finance journey really is a journey and there'll be mistakes and regrets along the way. In this episode we'll cover a few expensive lessons and things we wish we could do over if we could go back. Learn from our mistakes so you don't need to make as many of your own.

A home can be one of the most expensive purchases of you're life, so it's worth doing it right the first time. We'll go through the steps from saving up to closing day and how preparation can make buying a house more exciting than scary and stressful.

From plane tickets to hotels to restaurants, traveling can be expensive. But you don't need to go into debt every time you want to take a trip. This episode is about how to see new places on a budget and making your vacation fund stretch as far as possible while still having a great time doing it.

We continue the conversation with Hannah Roberts on how she maintains discipline without a manager, the pros and cons of entrepreneurship, and what her goals are for the future.

On this week's episode we welcome our very first guest to the podcast! Nick's sister Hannah joins the usual duo for a 2-part interview covering her path to entrepreneurship, what it takes to cut it as a sole proprietor, and why you don't need to go corporate to be successful.

Is the financial burden of an upcoming move keeping you up at night? This episode is all about how to move from one place you're living to another without breaking the bank. We'll talk through the balance of time vs money when it comes to DIY or hiring movers and how to save along the way.

Another season, another group of listener questions we've gathered over the last few weeks. We'll cover questions on things like credit cards, grocery shopping, and switching jobs. Stay tuned for another group of episodes!

Most people think that management is the main way to progress in your career, and that once you're a manager there's no turning back. Neither of those things are true. In this episode, we'll walk through your options for getting more raises and promotions in a way that fits your personal skills and preference.

The stock market is tanking and you're not sure what to do? You've come to the right place. In this episode we explain what to do when there's a bear market or stock market crash so you don't panic or make any impulse decisions. In a bear market, there are still ways to see the glass half full and set yourself up for future success.

Have you heard you should carry a credit card balance month-to-month to boost your credit score? Or that you should pay for things with your debit card instead of a credit card? In this episode, we're busting ten of the biggest myths that are hurting your personal finance journey so you can get back on track.

Without the right skills, building healthy habits and breaking bad ones is nearly impossible. In this episode we'll give some tips on how to strengthen the willpower muscle you'll need to turn conscious routines into unconscious habits. To make healthy money habits you'll need a plan, because a goal without a plan is really just a wish.

How are you making sure your salary is keeping up with the market rate? These days, if maximizing your income is a top priority, you'll probably need to change companies every few years to stay ahead. In this episode we talk through some good and bad reasons for staying or leaving and give some encouragement for anyone ready to make the leap.

Some think capital gains and losses only apply to the 1%, but if you've ever sold a stock, car, or house you should care too. In this episode we'll explain the difference between short- and long-term capital gains, why they matter, and how to limit the amount of taxes you pay on your profits.

How are you making sure to maximize the points and rewards you get for your everyday buying? In this episode, we talk through when to have more than one credit card to cover all the categories in your budget. We'll share some of our favorite cards and how to balance annual fees with the perks you can get from higher tiered cards.

Looking to find ways to free up money in your budget? In this episode, we're taking a look at how to lower your food budget so you have more money for the other things you want to do. Everyone needs to eat, but if you're wondering how you're spending so much on groceries and restaurants every month, check out this episode.

High net worth doesn't always equal financially healthy, and a low net worth doesn't mean you're doing things wrong. In this episode we'll explain how to figure out your own net worth, why comparing it to others isn't very useful, and how celebrity net worth is calculated.

Time to go through some of the questions we got from the last group of MSTD episodes, from buying a house to negotiating your salary.

Last year the pandemic shook up the global economy and 2021 wasn’t very different. In this episode we’re discussing our highs and lows of the year along with some of the year’s biggest financial events and trends. We’ll cover how they likely impacted your personal finances and how they might continue to affect us in 2022. We’ve also partnered with Wisdom, a new app for experts to answer live quest...

How much are you planning to spend on gifts this year? In this episode Nick and Harry discuss how they get through holiday shopping without going into credit card debt. There are a few ways to avoid overspending, but as usual a little planning goes a long way to avoiding those ugly credit card interest payments.

Depending on who you ask, you might hear renting is throwing away money and buying a house is an investment. Another person could say home ownership isn’t worth the headache and renting gives more flexibility. If you’re unsure which direction to go, listen to Nick and Harry debate the pros and cons of each to help make the decision that’s best for you.

It's hard to imagine that rising prices are actually good for you and the economy, but the alternative can actually cause a recession. There are still some downsides though, so in this episode we’ll explain how to protect your money and stay ahead of inflation as everything costs more every year.

Odds are you know someone who invests in cryptocurrency and likes to talk about Bitcoin climbing or crashing. They might not even understand the basics or they try to explain it like a college professor. In this episode we answer the questions you don’t want to look stupid asking and discuss how to get into the crypto market with a little more knowledge behind you.

Do you have a process for finding a new apartment? Without one, you could wind up with a lease that puts a strain on your personal finances. We’ll walk you through some steps that’ll take the stress out and get you feeling confident in your final decision.

Negotiating pay can be awkward, stressful, scary, and anxiety-inducing. It’s also a great way to get an instant raise and get paid what you really deserve. Join us in this episode for tips on how to make negotiating less stressful and maximize your chances of getting the money you want with the right preparation and mindset.