More Sense Than Dollars

The credit card bracket comes down to this. The six category winners from Episodes 1 and 2 go head-to-head in the championship round, and the Chase dominance throughout the bracket can't be ignored. We crown a winner in each category, then break down which card is actually best for you based on how you spend and travel. No single card wins for everyone, but by the end of this episode you'l...

The credit card bracket continues. In Episode 2, we're debating cards we actually own against each other. We have the Chase Sapphire Reserve, but Nick also has the Capital One Venture X, so who really wins the premium card debate? Six more head-to-head matchups, six more winners advancing to the championship. Episode 2 Matchups: Premium Cards: Chase Sapphire Reserve vs. Capital One Venture X E...

It's March Madness season, and we're settling some long-standing credit card debates bracket-style. In the first round, we put cards head-to-head across six categories: premium cards, everyday cash back, flexible travel, hotel cards, airline cards, and business cards to pick which cards deserve to advance to the championship. No visual bracket required, just strong opinions and real experi...

Confused about filing your taxes? You’re not alone. In this episode we break down who needs to file, how deductions work, and whether DIY tax software is worth it so you can file confidently and avoid overpaying.

Once you have your budget in order and disposable income to spend, how should you spend it? In this episode we discuss how to separate short term from long term wants and tactics on how to get the most out of the fun money leftover in your bank account.

2025 was a year of tariffs, stock market volatility, and interest rate changes. In this episode we recap the top stories of 2025 and how they'll impact your personal finances going into 2026.

In this episode we answer the top 5 questions from this credit card focused season. Thank you for listening, see you next season!

Are you trying to get more credit card sign up bonuses but can't charge enough to hit the minimum spend? In this episode we explain manufactured spending, a way to get more on your credit card statement without hurting your budget. This is an advanced churning strategy, but when done right can really speed up the number of points and rewards you earn.

If you're having fun credit card churning but want to take things to the next level and really max out those points, this is the episode for you. We share some of the more advanced tips including two player mode, getting business cards, how to fish for targeted offers, and why you shouldn't always take no for an answer from the bank.

Okay, you’ve jumped into churning and maybe got your first signup bonus. Now you’re wondering how to keep the points rolling and which credit cards to get in what order. In this episode we’ll help with card recommendations for your personal churning strategy to maximize points while staying within all the bank’s secret policies.

We're kicking this credit card series into another gear. In this episode we walk through how to start racking up credit card sign up bonuses for very little time and effort. Listen in for tips on hitting Minimum Spend Requirements and which cards to apply for first.

Credit card churning is a great way to rack up credit card points, but its not as free as it seems. In this episode we walk through the 3 most important things to know before getting started on churning and whether you're in a position to start collecting those big signup bonuses.

Have you wondered whether you should get more credit cards? Or how to know which ones to get? In this episode we'll help you maximize your rewards across your everyday spending categories to get the most points possible for the least amount of effort.

Why would I get a credit card with an annual fee when there are so many without a fee? How do I know which tier is best for me? What do cards from different banks have in common? If you've asked yourself these questions, hit play and your questions will be answered. We cover the different tiers of credit cards from entry level, mid tier, and premium and where you should jump in when applying f...

There are so many types of credit cards out there, so where should you start? Listen in, we'll walk through the different credit card categories and which ones apply to your credit and spending situation. From travel to balance transfers to your favorite store, there's a card out there for you!

We're back with Episode 2 in the Credit Card Crash Course series. In this one we take things further and discuss the importance of getting away from something called credit card float and how it can feel like you're more on top of your credit card bills than you actually are. If you can stay off the float you'll have a good foundation for maximizing credit card perks and benefits so tu...

Welcome to Episode 1 of the Credit Card Boot Camp! We're going on a 9 episode journey to get the most out of your credit cards and start racking up points and miles. In this episode, we explain the complicated terms you'll see when you go to pay your bill and which dates are actually important to avoid paying interest.

In this episode we answer the top listener questions from season 7. We'll clarify when to do a Backdoor Roth IRA, how to spend tax refunds, and maximizing your return on credit card points.

We're back with another year in review episode. We discuss some of the top financial stories of 2024 ranging from Bitcoin to interest rates to potential tariffs. Thank you all for listening this year, we'll see you in 2025!

In this episode we continue the conversation with Eric on what factors to consider when choosing a place to live. We cover some of the overlooked costs of living and how to make sure you end up somewhere affordable that matches your values.

Have you wondered what things you should consider when choosing a city or area to live? In this episode, we're joined by guest Eric McCabe who has put hundreds of hours of research into this topic and we'll walk through how to choose the criteria that can point you towards a place you'll be happy to settle down.

Have you been accumulating credit card points but not sure how to spend them? In this episode we discuss how to cash in those points and get the best bang for your buck when you do it.

Do you have monthly subscriptions you're still paying that you rarely use? Or are you subscribed to some services you don't even know about? In this episode we discuss how to audit your list of monthly subscriptions and get intentional about which you keep while saving money by cutting the rest.

You've probably heard of a Backdoor Roth IRA, but its often explained in a complex way that makes it sound like a difficult account to open. In this episode, we'll talk through how to get the benefits of a Roth IRA when you're over the income limit to contribute. Spoiler: it's not as tricky as you think.

If you're budgeting correctly, a good portion of your income is going towards retirement savings. But have you wondered when you can access that money and how? In this episode, we discuss when you can cash out your retirement accounts and how to minimize penalties and fees when you do it.