Money with Carla

Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest In this video, I walk through exactly how I invest for my two kids, from maxing out their TFSAs to keeping education funds in a completely separate account. I also cover why talking about money openly with your kids is one of the most valuable (and free) things you can do, and why sorting out your own retirement is...

Sign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest In this episode, I'm breaking down exactly what index funds are, why they outperform most actively managed funds over the long term, and how ordinary people use them to build portfolios worth millions, in less than 30 minutes a year. The secret to successful investing is that there is no secret, just consistent acti...

Sign up to my free masterclass: https://learn.moneywithcarla.com/invest Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM There is one type of investment product I would never willingly put my money into. That product is an actively managed fund. Actively managed investment funds seem to be a good choice because they aim to outperform the average of the markets. However, in reality,...

Sign up for the free investing masterclass: https://learn.moneywithcarla.com/invest Most investors are doing too much and it's costing them. A 2025 study analysed 130 years of data across 39 countries and found that a 100% stock portfolio outperforms the traditional stock-and-bond approach over a lifetime. It also found that investors with zero bonds can reach the same retirement outcomes while sa...

Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is tangible, and property looks safe. But with property investments, people disregard the most important things that actually show whether your property investment is profitable. The majority of t...

Follow Marisca on Instagram: @taxmatterswithmarisca Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q Are you a South African expat unsure about your tax obligations back home? In this episode, Carla sits down with a South African tax expert to unpack everything expats need to know. From the biggest tax mistakes SA expats make, to double tax agreements, exit tax calculations, a...

FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan Video on emergency funds: https://youtu.be/DLzLqCAbUYA Learn how to build wealth with a simple payday routine and cashflow priorities system that actually works. In this video, I break down the 3-level money framework I...

My Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how that feels because I had to figure everything out for myself. So I've created a 90-day plan that breaks things down into 10 easy steps you can follow over next 3 months. This plan is exactly how you're going to change your fi...

Follow Marisca on socials: Instagram: @taxmatterswithmarisca I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in structuring, complicated tax matters, and international taxes. We talk about when a trust makes sense or not, should we invest in our personal capacity, companies or trusts, structures to buy property in, and offshore trusts vs lo...

Watch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin We've all been taught the same thing about money: study hard, get a high-paying job, and wealth will naturally follow. But if that was the case, I wouldn't be meeting doctors and executives who are still working at 70 because they can't retire. And on the other hand, I wouldn't be meeting or...

My FREE Investing Mini-Course: https://learn.moneywithcarla.com/mini-course Contrary to popular belief, more expensive and harder to access is not automatically better, especially when it comes to investing. Today I'm talking about index investing, my favourite investing method. It's not only the best, but also the cheapest and easiest. Disclaimer: Content produced by Money with Carla is intended...

Complete the FREE Wealth Score Quiz: https://score.moneywithcarla.com/wealthscore Money Game Plan Course: https://learn.moneywithcarla.com/Your-money-gameplan In personal finance, we often focus on things we can't control, like stock market performance or trying to time the market. But today I'm giving you 10 of the worst money mistakes you could be making right now, that are actually in your cont...

Get access to this calculator and more: https://learn.moneywithcarla.com/Your-money-gameplan If you keep under-saving for financial goals, or feel like you can never reach them, you're probably missing 2 key elements of calculating your goal amounts. Inflation and taxes are sneaky, but especially crucial to consider when working towards long-term goals. Today I'm showing you how to calculate goal...

Become a Money with Carla Insider: https://learn.moneywithcarla.com/newsletter-signup Are you buying a house? Here's how you will know whether or not you can really afford the house you want. Today I'm answering the question, how much house can you really afford? Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional inves...

Sign up for my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d Saving is taught as the "most responsible" financial behaviour. But does it build wealth, or just give you a false sense of security? In today's episode, I'm talking about saving vs. investing, and why you shouldn't play it safe. Disclaimer: Content produced by Money with Carla...

Join my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d If you have extra money available each month, should you rather use it to pay off your mortgage early, or invest it in the stock market? Today I'm analysing multiple options to help you decide. Disclaimer: Content produced by Money with Carla is intended as educational only. It does no...

Sign up for my FREE investing masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1 Every South African needs this investment account. Even though there are contribution limits, it gives you unlimited tax-free growth. It's called a Tax-Free Savings Account or TFSA, and in today's episode I'm showing you how to get the most out of it. Disclaimer: Content produced by Mon...

Get your FREE Financial Freedom Calculator here: https://learn.moneywithcarla.com/financial-freedom-calculator If you're starting to plan for retirement and you feel behind, or like it's "too late," this week's episode is for you. I run you through my SAFE framework for retirement planning: 4 steps to help you set yourself up for a secure retirement, proactively. Disclaimer: Content produced by Mo...

Have a question or dilemma? Ask me here: https://learn.moneywithcarla.com/money-scenario A subscriber shared an artwork with me that they bought in 1986 for R750, and recently sold for 80x the original purchase price. They asked me what I thought about the returns so I decided to make a full video including a few alternative investments shared by subscribers. So, can artworks, bags, watches, or ca...

What's your wealth score? Find out for FREE: https://score.moneywithcarla.com/wealthscore If you've ever wanted to get a birds eye view of your financial "health" or score, this episode is for you. Yes, your pay check makes a difference in your finances, but so many other aspects play into your financial well-being and whether or not you are secure and free.

Sign up for my FREE money masterclass: https://learn.moneywithcarla.com/registration-page-8f1bd599-6cc5-41f2-b25b-55e954afebb8 Get your FREE money goal setting worksheet: https://learn.moneywithcarla.com/your-money-goal-worksheet We all set goals for the new year. But are you setting your financial goals just to have goals, or are you setting goals to actually achieve them? In this video, I'm show...

Get your FREE financial freedom calculator: https://learn.moneywithcarla.com/financial-freedom-calculator How to calculate your financial freedom number: https://youtu.be/O_YIGs_t4YU Is 25 million enough for a 30 year old South African to retire? Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Alt...

Use my portfolio calculator: https://learn.moneywithcarla.com/offers/2JvHNqaD/checkout Sign up to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Try the same quiz I did: https://www.wealthscorequiz.com/ In this episode, I'm sharing my full net worth breakdown, plus revisiting some goals I set for last year and finally setting new goals for the new year. Disclaimer: Content produ...

Get your FREE Financial Freedom Calculator: https://learn.moneywithcarla.com/financial-freedom-calculator If you've ever wondered how you should even know what your target number for retirement or financial freedom should be, this is for you. In today's episode I talk about everything that comes into play with the popular 4% rule and how it applies to South Africa. I also show you exactly how to c...

Subscribe to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Submit your question: https://learn.moneywithcarla.com/money-scenario This week I'm running the numbers on whether this Cape Town property is worth keeping or should rather be sold. Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investme...