Money Tips Podcast

New Property Opportunities Falling Property Prices And Higher Rents Make Buy-to-Let More Attractive In 2024 In recent years, the landscape for buy-to-let investors and property owners has posed significant challenges, marked by soaring interest rates and escalating energy expenses. The introduction of Section 24, elimination of wear and tear allowances, heightened stamp duty, and increased regulat...

BUY CANDLES, Torches and Battery Powered Radios, Dep PM Warns UK Deputy Prime Minister, Oliver Dowden MP has issued a warning to British people to prepared for power cuts and cyber attacks by keeping a supply of candles, flashlights and battery powered radios. Announcing the formation of a ‘resilience academy’ he advised Brits  to prepare for communications blackouts and retain their ‘analogy capa...

STOP WORKING FOR FREE!  - Why Do Small Businesses Do Work For Nothing? Get paid for what you do in advance. Always agree terms and take part or full payment up front whenever possible. Are you using an accounting or invoicing system? Systemise – the difference between a small business and large concern. You are not a bank, so why are you offering credit? My experience Do you have unrecovered debts...

Last chance to join my live 1-Day SMART MONEY WORKSHOP for just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII  Fixed mortgage interest rates have dipped below 5% after new figures show that inflation fell from 6.7% in September to 4.6%, less than half the 11.1% rate in October 20022. In his Autumn Statement, Chancellor Jeremy Hunt...

These 12 Rich Habits Will Make You Wealthy, Guaranteed! Join me on my free webinar, three steps to financial freedom and successful money-management, Wednesday at 8 pm. Don’t miss it, click the link below. https://bit.ly/3QPp8IH Pay Yourself First Live on a Percentage of Income  Don’t Just Save, Invest! Start Investing Early Manage and Organise Your Money Budget Your Spending Know Your Numbers Avo...

Where will you be in 5 years? Join me online on my free live money management training Wednesday at 8.00PM.  Register now https://bit.ly/3QPp8IH Have you even thought about it? What are your plans, goals or dreams? What actions are you taking towards getting where you want to be? Do you have a mentor? Who do you need to become to reach your goal? Will you have enough money to retire or quit the ra...

Do You Ever Wonder Why You Never Have Enough Money? Do you say: “I just don’t know where it all goes?” If you have answered “yes” to these questions you probably struggle with managing and investing your money. I want to help you Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps Discover the keys to prosperous money management that won't compromise your quality of life...

What Triggers Us To Buy Brands And Products? Is price always the deciding factor when we make a buying decision? Please like and share this article or podcast and check out my webinar: 3 Steps To Success Money Management and Financial FREEDOM!I want to help you get control of your money, learn how to invest, and become financially free by developing a millionaire mindset – which is not about buyin...

Property prices decline Rents soar  Fixed rates fall Join me online on my free live money management training Wednesday at 8.00PM. Register now below https://bit.ly/3QPp8IH Watch full video - https://youtu.be/LboQYzyANnA  Your belief system and mindset can seriously affect your wealth and the quality of your life. The answer lies within you. Your internal economy and mindset have a more profound i...

Is Your Money Safe In The UK Metro Or Any Bank? It Depends… In this week’s Money Tips Podcast: Should you worry about Metro Bank’s finances, as they struggle to raise £600 million to maintain its ambitious expansion programme.  Property prices fall for sixth month in a row according the Halifax who say the slump will continue into 2024. Help to Buy Scheme sees return of ‘Negative Equity’. Watch fu...

What is the UK Pensions Triple Lock? What can you expect from a bankrupt state pension scheme when you retire? Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps Discover the keys to prosperous money management that won't compromise your quality of life. Register here - https://bit.ly/3QPp8IH In today's challenging economic landscape, where inflation, higher interest ra...

Fixed mortgage rates ease following Bank of England’s rate hold. Plus opportunities for landlords to increase rental returns. Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps Discover the keys to prosperous money management that won't compromise your quality of life. Register here - https://bit.ly/3QPp8IH In today's challenging economic landscape, where inflation, hig...

You can turn your property into your pension, or provide a gift house deposit to your children with an Equity Release Mortgage. With Laurence Silver, independent equity release adviser.  Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps **Join the training**: Register Now    If you need independent mortgage or equity release advice, email us to arrange a free consultat...

New free legal advice for tenants to block section 21 evictions Good news for tenants, disaster for buy to let landlords.  Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps Discover the keys to prosperous money management that won't compromise your quality of life. **Join the training**: Register Now    https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVc...

Just when landlords thought they’d suffered enough red tape a new threat is looming. Join me online on my free live money management training Wednesday at 8.00PM.  Register now - https://bit.ly/3QPp8IHThe UK Home Secretary, Suella Braverman, announced this week that fines will be more than tripled for employers and landlords who allow illegal migrants to work for them or rent their properties.  Wa...

Do This And Everything Will Change For You This simple hack will Improve Everything in your life from relationships to health and wealth. Join me online on my free live money management training Wednesday at 8.00PM.  Register now - https://bit.ly/3QPp8IH  Peter Drucker said, if you cannot measure you cannot improve it. This not only applies to businesses management, but also life and money managem...

Houses fell at the fastest annual rate in 14 years, according to figures published by the Nationwide Building Society. Interview with Miriam Nawagamuwa CeMAP, Mortgage and Protection Advisor with Larkin Financial Services. The second largest UK mortgage lender say house prices fell by 3.8% in the year to July 2023, the sharpest drop since July 2009. Higher mortgage rates and the cost-of-living cri...

With the housing and rental crisis getting worse by the day, the UK government must cease its war on private landlords and restore the balance of power. Housing charities, such as Shelter and The Big Issue are calling on the government to end ‘no fault evictions’ and put a cap on rents, all of which is adding to landlord anxiety and causing thousands to quit the buy-to-let market. Almost 1 in 7 ha...

Join me online on my free live money management training Wednesday at 8.00PM.  Register now below to avoid disappointment. https://bit.ly/3QPp8IH  Discussing commercial mortgages, buy-to-let, holiday lets and development finance with guest speaker, Paul Rogers - Commercial Finance Broker Commercial Finance Broker Synergy Commercial Finance Ltd paul.rogers@synergy.finance Watch full video version o...

Investing in property has long been a popular avenue for generating income in the UK, but with mortgage rates hitting a 16 year high, the standard buy-to-let model does not stack up alongside borrowing. While standard buy-to-let properties have traditionally dominated the market, alternative strategies such as serviced accommodation, holiday letting, and houses in multiple occupation (HMO) are gai...

Bank bosses have been probed by the UK's financial watchdog over complaints that interest rates on savings are too low and are not being passed on to savers. Higher interest rates have led banks to put up mortgage costs sharply, but savings rates are barely rising. Chancellor Jeremy Hunt has finally noticed that savers have been ripped off and says it is an "issue which needs solving", the BBC rep...

Following the Bank of England’s 13th base rate hike to 5%, we look at the current mortgage deals on offer for fixed rates, discounts, trackers and buy-to-let. Also in this Money Tips Podcast episode: Transferring buy-to-let property to a limited company without paying CGT and Stamp Duty Improving your returns using holiday lets or serviced accommodation (SA) Getting around George Osbourne’s Sectio...

The housing market is heading for serious trouble in the UK, US and many other countries as the worldwide economy slows. I think house prices will continue to fall, especially with higher interest rates on the way. More bad news to come - FT reported rising Bond yields today and food prices are set to rise again following the destruction of the dam on Ukraine which has flooded and destroyed wheat...

Join me online on my free live money management training Wednesday at 8.00PM. Click link to register - https://bit.ly/3QPp8IH Interview with mortgage broker Mitesh Manek. linkedin.com/in/mitesh-manek-30970232 Watch full videos - https://youtu.be/yviUSBde_L4 https://youtu.be/dcvfdS5ugao See also:  Watch More Mortgage Misery For Property Buyers As Bank Raise Rates Again:  https://youtu.be/BNe5eV37ii...

Part 5 of the 5-day challenge to learn how to get control of your finances and spending in 28 days, and become financially free. Get Started Today - https://bit.ly/3KY9CJA #money #moneymanagement #financialfreedom #savemoney #spending #finance #REVIEWFINANCES