Money Tips Podcast

Smoking a pack of 20 cigarettes a day costs over £5,300 annually according to stop smoking charities. The average price of a standard 20-pack is around £16.45, while 30g of rolling tobacco averages £25.25. Nationally, smoking costs society in England £44.8 billion annually through healthcare, lost productivity, and social care.  Personal Cost Breakdown On an individual level, the amount you s...

Assets like Gold and Silver and UK residential property have all suffered sharp price drops this year.  Watch video: https://youtu.be/Zupx5H-8xfk See also:  Renters Rights Act In Force  – What Landlords MUST Do To Avoid A £7000 Fine The Renters Rights Act comes into force on 1 May 2026 giving more rights to millions of residential tenants, and imposing more legislation on landlords. Watch video -...

UK property prices fall for the first time this year, according to the Nationwide Building Society. The lender reports that prices fell by 0.6%, slowing the annual growth rate to 1.7%, citing the Iran war as a factor. Property prices are also dropping in the Middle East and Australia as the effects of Trumps war spreads across the globe. Watch video - https://youtu.be/T6BiYvW8zIk Renters Rights Ac...

The Renters Rights Act comes into force on 1 May 2026 giving more rights to millions of residential tenants, and imposing more legislation on landlords. Watch video -  What Landlords MUST Do THIS MONTH To Avoid A £7000 Fine Landlords must give the government Renters Rights Information Sheet 2026 to all tenants before the end of May or risk a fine of up to £7000. You can download the official PDF d...

In this podcast we discuss the decision by the major retailer John Lewis to withdraw from developing thousands of residential properties. Meanwhile, as thousands of small private lands quit the buy-to-let property, private equity firms and hedge funds continue to invest billions of pounds into the housing market. Watch full video: https://youtu.be/m5Aoqr4hquU New Tax Rise For Landlords In another...

Do THIS and Become a Millionaire: The Simple Habit That Changes Everything What if becoming a millionaire wasn’t about luck, high income, or risky bets—but consistency? On the Money Tips Podcast, I break down a simple but powerful strategy: save 20% of your income and invest it into a low-cost index or global tracker fund, such as those following the S&P 500. Watch full video - https://youtu.be/20...

His Pension LOST £20,000 Since The Start of Iran War Ex-Teacher’s SIPP lost 15%! Learn how to protect your pension and investments from a stock market crash. Watch video version - https://youtu.be/fc3NXqqWgAw 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.  Join me online on my free live...

Making Tax Digital (MTD) is one of the biggest changes to the UK tax system in decades, and it will significantly impact self-employed business owners and landlords who own residential property in their personal name. If you currently submit a Self-Assessment tax return once a year, these new rules will change how and when you report income to HM Revenue & Customs (HMRC). Starting 6 April 2026, un...

Watch video - https://youtu.be/mIMuSm7JoLg 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.  Join me online on my free live money management training Wednesday at 8.00PM.  Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Why Invest in Gold and Silv...

Home Equity Release Mortgages Explained If you’re over 55 and property-rich but cash-poor, home equity release could be an option worth understanding. In the UK, the most common type is a lifetime mortgage. Watch full video: https://youtu.be/eNmhqQmthNw In this Money Tip’s interview, Equity Release Mortgage expert Darren Cohen, explains that a lifetime mortgage allows you to borrow money secured a...

Why the Gold-Silver Ratio Suggests It Might Be Time to Buy Silver The gold-silver ratio — the number of ounces of silver needed to buy one ounce of gold — is a powerful indicator for precious metal investors. Historically, the ratio averages around 60:1, meaning gold typically trades at about 60 times the price of silver. Today, however, the ratio has surged above 85:1, signalling that silver may...

In another blow long suffering UK landlords, Chancellor Rachel Reeves has announced a new higher rate of tax surcharge on rental income profits in her budget, which will see the tax burden rise to record levels. Buy-to-let landlords will pay a tax rate two percentage points higher than the basic and higher rates of tax from April 2027. Frozen threshold bands until 2030 means most of us will pay mo...

Property prices in London and parts of the South East fell this year by up to 8.9%, as Silver surged 138% and Gold continued its upward trajectory rising by just under 58%! Crawley, a town close to Gatwick airport in West Sussex, suffered an 8.9% drop of £36,000, with High Wycombe falling 7.4% wiping £34,000 off average house values. Even trendy Brighton was hit with a 4.8% or £20,000 dive, accord...

In another blow long suffering UK landlords, Chancellor Rachel Reeves has announced a new higher rate of tax surcharge on rental income profits in her budget, which will see the tax burden rise to record levels. Buy-to-let landlords will pay a tax rate two percentage points higher than the basic and higher rates of tax from April 2027. Frozen threshold bands until 2030 means most of us will pay mo...

What to Expect in the November UK Budget — And 5 Tax Hikes Rachel Reeves Might Impose to fill her ‘BLACK HOLE’ As Chancellor Rachel Reeves prepares to unveil the November 2025 UK Budget, all eyes are on her to plug a fiscal black hole of £20–30 billion through tax rises and spending cuts. (Reuters) Despite Labour’s manifesto pledges not to increase income tax, National Insurance (NI), or VAT, Reev...

The long-debated Renters’ Rights Bill has finally become law in the UK, marking one of the most significant shake-ups in the private rental sector for decades. The new Renters Rights Act 2025, which received the Royal Assent on 27 October 2025, gives tenants stronger protections, abolishes Section 21 ‘no-fault’ evictions, and introduces stricter rules on property standards and rent increases.  Loc...

Why the Gold-Silver Ratio Suggests It Might Be Time to Buy Silver The gold-silver ratio — the number of ounces of silver needed to buy one ounce of gold — is a powerful indicator for precious metal investors. Historically, the ratio averages around 60:1, meaning gold typically trades at about 60 times the price of silver. Today, however, the ratio has surged above 85:1, signalling that silver may...

The Conservative Party leader Kemi Badenoch surprised her part conference by announcing a bold pledge: to abolish Stamp Duty on residential property purchases. For decades, Stamp Duty has been one of the biggest frustrations for buyers in the UK housing market. Whether you’re a first-time buyer scraping together a deposit, or a property investor looking to expand, Stamp Duty has always added thous...

Matteo Turi is a finance leader, investor, and board advisor who has spent nearly two decades working with businesses at pivotal moments of growth. A former CFO across biotech, SaaS, and renewable energy, he now brings the perspective of an M&A investor, currently overseeing $480M in acquisitions. Having sat on both sides of the table — scaling ventures as an operator and evaluating deals as a buy...

Tax dodging Labour Housing Minister and deputy Prime Minister forced to resign after being found guilty of misconduct under the ministerial code by the Ethics Watchdog. Why are mortgage rates rising despite falling base rates. China, India and Russia’s show of strength defying Trumps sanctions and the dominance of the Dollar. See also: Labour’s Coming for Your House? Rachel Reeves’ Shocking Tax Pl...

Now they want your main residence and wealth – what Rachel Reeves’ latest tax proposals mean for YOU… Labour’s Chancellor, Rachel Reeves, has sparked controversy with proposals that could hit UK homeowners and investors hard. She’s considering a new wealth tax and extending Capital Gains Tax (CGT) to residential homes, something that has never been done before for main residences. On top of that,...

UK house prices fell again last month, as the property website Rightmove reports a summer drop of £10,000. Watch video - https://youtu.be/v4Er9PW8ns4 What is your biggest money worry? We are living in challenging economic times. I want to show you how can you: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Lear...

You couldn’t make it up! Former homelessness Minister Rushanara Ali, MP, had to resign from her government job last week after it was revealed that she had evicted her tenants claiming that she was selling the property, but later listed it for rent at £700 per month more, a rental hike of 20%! In other words, she did the very thing her own Labour government will ban under the Tenant’s Rights Bill....

London sees the biggest drop as average property prices suffer highest July fall in 20 years. UK economy slides Unemployment rises Inflation rises Watch full video: https://youtu.be/UjzOv8cOf1M See also: Should You Buy Property In The UK Right Now? Property has long been the go-to for British investors and residential home owners. With strong demand, rising rents, and the power of leverage, buy-to...