Money Tips No One Told You

In this episode we are talking about all the things you need to do to check in on your finances as we reach the end of the year.   It is important to look back at your plans to see what you've accomplished and to see if there are moves you need to make to save money or help as you prep your taxes.  It can also show you places you need to adjust for success as we move into the new year.  You c...

In this episode we share tips to create your year-end giving plan including how to choose where you give, how you give and the benefits of giving. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our...

Today we are diving into the rather heavy and difficult topic of loan defaults, what that really means and how to avoid it. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at fir...

Today we are talking about real ways you can build your credit.  Credit builder loans, shared secure loans and even co-borrowers are great methods. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on ou...

Today we are talking about the top 10 financial terms that are confusing to many consumers.  APR, APY, and even diversification.   You can receive a free credit report from each of the reporting agencies and/or freecreditreport.com - once a year. The agencies are: TransUnion, Equifax and Experian. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana o...

In this episode we are talking about money habits that aren't your typical ideas.  All of them can help you save money! You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at fi...

Scams are on the rise and it seems there's a new one daily.  In this episode we are talking about the different scams out there and suggestions on how you can protect yourself.   If you get a call using the "IRS scam", you can report it here, https://www.tigta.gov/. Better Business Bureau is another resource to use for research, https://www.bbb.org/. You can find First Pioneers Fede...

In this episode we are sharing 6 tips for an effective mid-year financial check which can help you stay on track in reaching your financial goals. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our...

This episode is must listen!  We are sharing a recording of a recent lunch or learn that was offered on the Credit Union facebook page.   We are talking about credit tips that go beyond the typical tips that are typically discussed but have recently come up in member discussions.  We are joined by First Pioneers management - Lawoka, CEO and Jeff, VP of lending. You can find First Pioneers Federal...

Today we have 10 tips to help you save for your back to school shopping.  From shopping at home to buying bulk, we've got some great tips for you. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out o...

In this episode we are talking about retirement savings.  Its so important for everyone!  We are explaining what retirement savings is and your options.  We also explain a 401k, vesting and IRAs.   the IRS has great topics for the tax implications of your retirement accounts. https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits You can also visit...

In this episode we are talking about the dangers of Pay Day Loans and options to get the help you need that are healthier for your finances. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtu...

Today we are talking about courtesy pay, or you may know it as overdraft protection and how it can adversely affect your finances. Along with ways to break that cycle. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video...

In this episode we talk about what you need to consider to make sure you have enough money for your retirement years. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpion...

In this episode we are talking about things you can do to navigate your finances as you navigate the seasons of life.   Whether you are just starting out, you've gotten married, you've changed careers or you are preparing for retirement. We discuss the things you need to do to transition. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana...

In this episode as we continue celebrating youth month we are talking about 5 financial topics your kids need to know.  1. Where money really comes from, 2.  The importance of savings and goal setting, 3. Wages & taxes, 4.  How bank accounts work, 5. How things are paid for. And of course we have some bonus tips that help your kids learn to make smart financial decisions. You can find First Pi...

Join us as we discuss Explorer accounts for kids. These are savings and checking accounts designed for kids 0-17. They have amazing features that help kids learn about how accounts work and helps get them started on a path to financial success. Find all the info about these accounts here, https://www.firstpioneers.com/explorer You can find First Pioneers Federal Credit Union at our Lafayette or Ne...

Springtime is here and in this episode we give you 8 tips of things you can do to Spring clean your finances. Re-visiting your budget, your goals and getting organized are just a few. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if...

In this episode we discuss tips for budgeting when you have a variable income. Prioritizing expenses, understanding your income and meticulous tracking are a few of the things we recommend. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website...

In this episode we are talking about 2 services offered at First Pioneers and many financial institutions that help you save money! Direct Deposit creates an easy and safety to depositing your funds that helps you save, helps with record keeping and more. Bill Pay is a great service that helps you pay your bills on time which in turn helps you save money. These services are often overlooked or not...

In this episode we are talking about tips to keep you safe while shopping this holiday season, both online and in person.  We also discuss how helpful the card controls can be not just for the holidays, but all year. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you ca...

In this episode we are talking with Danielle Thibodeaux, Director of Compliance and Engagement at the Louisiana Credit Union League.   She is helping understand compliance, the role of a board at a credit union, what a membership means and more. If you are interested in learning more about the Credit Union Share Insurance Fund Calculator, click here https://mycreditunion.gov/share-insurance-estima...

Interest rates seem to the thing on everyones mind recently and we thought it would be helpful to understand more about the Federal Reserve, who sets the rates, and how this all works.  And also how it affects our daily lives and finances. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog versio...

In this episode we are discussing what a peer to peer app is, the different apps available, and how to protect yourself. You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstp...

Subscriptions are everywhere and for everything these days.  But what impact is that having on your budget and reaching your financial goals?  Are you sacrificing your goals for convenience? You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website...