Money Talks with CFA Society Nigeria

Every great investment professional starts somewhere. For many, that journey begins with the opportunity to apply knowledge, make real decisions, and learn by doing. The CFA Society Nigeria Portfolio Management Challenge was created to give aspiring investment professionals exactly that. More than a competition, it is a platform for participants to develop practical portfolio management skills, ga...

Banking has changed dramatically in just a few years. Opening an account, sending money, paying bills, and even saving for future goals can now happen in minutes, all from a mobile phone. As digital banks and fintech platforms become part of everyday life, convenience has never been greater. But so have the questions. How safe are these platforms? What should users look for before trusting a finte...

Every few weeks, there seems to be a new story about someone making money with AI. A side hustle takes off. A business scales faster. A new tool promises to automate work and unlock income opportunities. The excitement is real. So is the confusion. Some people see AI as the biggest wealth-creation opportunity of our time. Others see a wave of exaggerated claims, questionable investment schemes, an...

Good money habits are not built when you start earning big. They are built long before that. Many young people want financial freedom, but struggle with budgeting, saving, and managing the pressure to keep up with what they see online. The result is a cycle of spending decisions that can delay important financial goals. This episode explores the habits that shape a strong financial foundation. Fro...

Taking a loan can solve a short-term problem, but the wrong borrowing decision can create a much bigger one. From personal loans and credit facilities to digital lending apps, borrowing has become easier than ever. So, many consumers focus on how much they can access, not what it will ultimately cost them. This episode explores what every borrower should know before taking on debt. We look at the...

You are earning more, but it still feels like you are falling behind. That is the reality for many people in today’s economy, where rising prices quietly eat into income and make financial progress harder to see. In this episode, Funmilayo Ige, CFA, broke down why inflation makes people feel financially stuck even when their salaries increase, and the common mistakes that make things worse during...

Compliance sits at the centre of modern finance. Every investment operates within rules that guide how firms behave and how investors are protected. Knowing how regulation works helps investors understand accountability, risk oversight, and market discipline. This episode examines the role of compliance inside investment firms, the relationship between institutions and regulators, and why ethical...

Before stocks, crypto, or market strategies, there is one investment most early-career professionals overlook. That is themselves . Many young earners rush into investing without financial stability, no emergency fund, inconsistent income, and little protection against unexpected life events. The result is stress, forced withdrawals, and abandoned investment plans. This episode focuses on the real...

Many retail investors enter the market with good intentions but little strategy. The result is often avoidable losses, emotional decision-making, and missed opportunities. In this episode, Olaide Olakunle Ogundeyi, CFA, Corporate Finance and Investment Banking expert, breaks down the most common financial mistakes individuals make when seeking investment opportunities and how investors can avoid t...

As more Nigerians look beyond local markets for opportunities, global investing has become an important conversation for wealth preservation and long-term growth. In this episode, we speak with Temiloluwa Babatunde, CFA, on how Nigerians can approach international investing safely and strategically. Drawing from his experience in investment banking, financial advisory, and private markets, Temilol...

Market uncertainty can trigger fear, emotional decisions, and costly investment mistakes. In this episode, we speak with Akinkolade , a finance and accounting professional and CFA Charterholder, on how investors can remain calm and strategic when markets become volatile. Drawing from his experience in financial control and operational finance, Akinkolade explains what uncertainty really means for...

High returns often attract investors, but understanding risk is what truly determines long-term success. In this episode, we speak with Oladimeji Adekola, CFA , on the realities of risk in investing and how individuals can make more informed financial decisions. Drawing from his experience in private market investments, investment advisory, and structured finance, Oladimeji breaks down what risk r...

Women are often described as disciplined, long-term investors, yet they tend to hold less wealth than men. In this episode, we speak with Maryam Kurfi, CFA , on this contrast and what it means in the Nigerian context. With over 15 years of experience across investment management, financial regulation, and development finance, Maryam shares insights into the investment behaviours commonly associate...

Mutual funds are often recommended as a starting point for new investors, but many people are unsure how they actually work. In this episode, we speak with Peace , an investment banking professional with experience across asset management, financial advisory, and corporate finance, on the basics of mutual funds and why they are a popular entry point into investing. Drawing on her experience across...

Many people say they want to invest, yet very few take the first step. In this episode, we speak with Nonso , Head of Treasury & FX at a leading financial institution, on why the gap between intention and action remains so wide. With deep experience in liquidity management and capital markets, Nonso shares practical insights into the most common barriers preventing people from investing, from...

A higher income should mean greater financial comfort, but for many people, it simply brings new pressures. In this episode, we speak with Chukwuka Edoziuno, CFA , on lifestyle inflation and why earning more does not always translate into building wealth. Drawing from his experience in corporate finance and capital markets, Chukwuka explains why spending often rises with income, the role of peer p...

Wealth is often associated with large sums of money, but long-term growth is more about time and consistency than size. In this episode, we speak with Iteoluwakiishi Adesanya, CFA , on how small, regular investments can grow into meaningful wealth over time. With experience in treasury and investment analysis, Iteoluwakiishi explains the power of starting early, the role of consistency, and why re...

Money remains one of the most sensitive topics in many homes. In this episode, we speak with Uchenna Iheanacho, CFA, on why families often avoid financial conversations and how breaking that silence can strengthen financial stability and relationships. Drawing from her experience in financial markets, Uchenna discusses the impact of culture and upbringing on money discussions, the risks of avoidin...

Earning more money does not automatically lead to financial stability or wealth. In this episode, we speak with Oreofe Olamoyegun, CFA, on why delayed gratification and strong financial habits matter more than income when it comes to building long-term financial security. Oreofe draws from his experience in investment banking and financial advisory to explain what delayed gratification really mean...

Capital markets rely on more than investors and regulators; they also depend on strong legal frameworks and trusted advisors. In this episode, we speak with Simisola Eyisanmi , Partner at Duale, Ovia & Alex-Adedipe (DOA) and Chairman of the Capital Market Solicitors Association, on the critical role solicitors play in the investment and securities ecosystem. Simisola explains what it means to...

When most people think about investing, they think about financial assets. But some of the most valuable returns come from investing in yourself. In this episode, we speak with Sherifdeen Lamid, CFA , a finance professional at Africa Finance Corporation, on what self-investment really means and why it plays a critical role in long-term financial and personal success. Sherifdeen draws on his experi...

Successful investing is about understanding yourself. In this episode, we speak with Oluwatosin Akinnibi, CFA , a deal advisor at a Big Four consulting firm, on how risk appetite and age should shape investment decisions at different stages of life. Oluwatosin explains what risk appetite really means, how both financial capacity and emotional comfort influence investment behaviour, and why these f...

Artificial intelligence is rapidly changing how people learn about money, investing, and personal finance. But how much trust should you really place in AI tools when it comes to financial decisions? In this episode, we speak with Aisha Haruna Kolo, CFA , on the growing role of AI in finance and what it means for everyday users. Drawing on her experience in project finance, corporate strategy, and...

Diversity, Equity, and Inclusion are no longer optional conversations in finance; they are essential to building stronger institutions and better investment outcomes. In this episode, we speak with Tosin Ojo, CFA , Partner at Sahel Capital Agribusiness Managers, about what DEI truly means in the finance and investment industry and why it matters, particularly in the Nigerian context. Drawing on ov...

In this episode, we spoke with Razaq Ahmed, CFA , President of CFA Society Nigeria and CEO/Co-founder of Cowrywise. Razaq discusses how governance and advocacy guide the work of CFA Society Nigeria and shares a clear overview of the Society’s plans, including the establishment of an endowment fund, the continued growth of the CFA Institute Research Challenge, preparations for the West Africa Confe...