Money Talk, Real Talk

You've built the savings account. You've worked hard. You've done all the "right" things. So why does investing still make you feel uncomfortable? In this episode of Money Talk Real Talk , Trish and Suzanne explore one of the biggest financial mindset shifts women face: moving from saving to investing. Together, they break down: Why saving and investing require completely dif...

Investing has traditionally been marketed as a male-dominated field, which can create a barrier for women. Many women are conditioned to believe they’re not capable investors, leading to a fear of making mistakes. This fear of failure can be paralysing and is often exaggerated when considering midlife, where the stakes feel higher. Join Suzanne & Trish as they demystify investing for women, ad...

Does tax planning sound dodgy, or feel complicated? In this episode of Money Talk, Real Talk, Trish and Suzanne pull back the curtains and show you what tax planning is really about, and why everyday Australians like you should be paying attention. The truth is - tax planning isn't about loopholes - it's about understanding the system and making some smart decisions before the end of the f...

We tend to think about tax as something that shows up once a year… but the reality? Some of the biggest tax consequences come from the biggest moments in your life. In this episode of Money Talk, Real Talk , Trish and Suzanne unpack the hidden tax implications behind life-changing events like: Separation and divorce Inheriting money or property Downsizing your home Illness, injury, and insurance p...

Tax time rolls around every year, and somehow we’re all expected to just… know what we can and can’t claim. Join us as we chat about all things deductions, helping you make sense of what can and can't be deducted. Links: https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim Enjoy! Suzanne & Trish X Email: moneytalkrealtalkpod@gmail.c...

Welcome to Tax 101: The guide we wish we'd all been taught in school. Enjoy! Suzanne & Trish X Email: moneytalkrealtalkpod@gmail.com Disclaimer: The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure stat...

Join us as we chat with Jessica Brady , award‑winning financial educator, business founder and author of Get Growing . Jess is a powerhouse in helping women build values‑aligned businesses while navigating the stress, identity shifts and vulnerability that come with entrepreneurship. You can connect with Jess here: https://www.instagram.com/jessbrady_financialadvice/ https://jessicabrady.com.au/ h...

We break down the recent Australian federal budget, focusing on its implications for women in midlife, including cost of living relief, healthcare, housing, and aged care. The federal budget can often feel overwhelming, especially with all the numbers and headlines. But understanding its implications is crucial, particularly for women in midlife. In this post, we’ll break down the essential elemen...

Join us as we unpack the hidden physical cost of ongoing financial pressure. We explore how financial stress impacts the physical body, including why our weight changes and how inflammation and exhaustion aren’t personal failures, but biological responses to chronic stress. Enjoy! Suzanne & Trish X Email: moneytalkrealtalkpod@gmail.com Disclaimer: The advice or information shared on this podca...

Ready to level up your travel game? ✈️ In this episode we're decoding the secrets of points hacking with tips from the queen herself! Katherine Hayes, a financial advisor who specialises in personal protection strategy advice, reveals how to turn loyalty programs into real savings. Enjoy x Trish & Suzanne You can connect with Katherine on linkedIn here: https://www.linkedin.com/in/katherin...

In this series, we’re exploring health and wellbeing, and to begin, we’re joined by Gitte Hellen Nielsen, a high-performance leadership and behavioural strategist who has spent her career helping ambitious professionals excel without burning out. Gitte is known for her ability to decode the psychology of success, and the personal cost that can come with it. We discuss: - When "winning at all...

Ever wondered if negative gearing is really the "secret to wealth" or just a financial gamble? In today’s episode co-hosts Suzanne & Trish are breaking down the truth about negative gearing. It’s often portrayed as a magical solution for building wealth, but is it really that straightforward? We discuss: - The pros and cons of negative gearing - When it might actually add more stress...

In this episode, co-hosts Suzanne & Trish interview mortgage expert Adele Andrews and discuss how to navigate borrowing capacity, loan structuring, and myths about property financing. Enjoy learning practical tips to make confident financial decisions and structure your loans for long-term success. Links discussed: AustralianPropertyHomeLoans.com.au . https://www.instagram.com/ausprophomeloans...

In the world of real estate in Australia the process of buying a home can often feel overwhelming and emotional. It's not just a financial decision, it's also a decision tied to personal dreams and life transitions. In this episode, co-hosts Suzanne & Trish interview Lisa Britcliffe, Buyers AND Vendor's Advocate in the Melbourne and Mornington Peninsula areas. We help you consider...

In this episode, Dr. Dionne Payne shares how women, especially midlife women, can leverage property in creative, impactful ways to build wealth and ensure dignity for vulnerable populations. Whether you're feeling stuck outside the property market or looking for innovative strategies to grow your assets, this conversation reveals how thinking outside the box makes all the difference. Links dis...

Join Trish and Suzanne as they chat with Jordan Vaka on Rebuilding Post Divorce. Links discussed: https://www.instagram.com/planningsolofp/ https://au.linkedin.com/company/planningsolo https://www.facebook.com/planningsolo https://www.youtube.com/@planningsolo1018 Website https://www.planningsolo.com.au/ Enjoy! Suzanne & Trish Email: moneytalkrealtalkpod@gmail.com Disclaimer: The advice or inf...

Join Trish and Suzanne as they chat with Laura Furiosi from The Divorce Course on how to navigate the legal Pathways and key decisions. Links discussed: Website - https://www.thedivorcecourse.com.au/ Podcast - https://open.spotify.com/show/6nkZUryzIeOI229h3wwvl1?si=4d8181a44a274d1b 1800 Respect - https://1800respect.org.au/ Enjoy! Suzanne & Trish Email: moneytalkrealtalkpod@gmail.com Disclaime...

In this week's episode Trish and Suzanne explore cashflow, child support and what to take into consideration when navigating a separation and becoming a single parent. Links discussed: 1800respect.org.au https://www.dss.gov.au/safety-programs-prevention-and-evidence/leaving-violence-program   https://safesteps.org.au/   https://goodshep.org.au/services/family-counselling/   https://www.fairwor...

In this episode we're delving into resetting your money plan after separation with Gemma Mitchell - Money Coach and Financial Literacy Advocate. Gemma's book - The Money Reset can be purchased here - https://www.amazon.com.au/Money-Reset-Take-Control-Your/dp/1394346166 LinkedIn - https://au.linkedin.com/in/gemma-mitchell Instagram - https://www.instagram.com/gemmamitchell.finance/?hl=en Enjoy! Suz...

In this episode of Money Talk, Real Talk, Suzanne Alexander and Trish Gregory delve into what happens to your super when you die. Spoiler - it doesn't automatically go to your Will. We discuss binding death benefit nominations, reversionary pension and the tax bill that can come to your adult children when they get your super. This episode is about protecting your loved ones and making sure yo...

In this episode of Money Talk, Real Talk, Suzanne Alexander and Trish Gregory speak with Pascale Hellier to discuss the intricacies of superannuation, focusing on the differences between retail super funds and self-managed super funds (SMSFs). Pascale explains the flexibility and responsibilities that come with managing an SMSF, including the types of assets that can be held and the importance of...

In this episode of Money Talk, Real Talk, Suzanne Alexander and insurance expert Trish Gregory delve into the complexities of insurance within superannuation. We discuss the implications of having insurance inside super, the pros and cons of different insurance options, and the recent changes in regulations that affect coverage. The conversation emphasises the importance of understanding insurance...

Co-hosts Trish Gregory and Suzanne Alexander welcome financial educator and superannuation superstar Jenny Rolfe-Wallace as they talk about the basics of superannuation, risk profiles and product disclosure statements. If super has ever felt overwhelming or out of reach, this episode is for you. Enjoy! Suzanne & Trish Email: moneytalkrealtalkpod@gmail.com Disclaimer: The advice or information...

In this episode we're delving into the Eight Money Types created by Deborah Price, Founder of the Money Coaching Institute . Listen in to learn how understanding these can transform the way you earn, spend, save and invest. Enjoy! Suzanne & Trish Email: moneytalkrealtalkpod@gmail.com Money Type Quiz: https://mindfulfinances.com.au/take-money-type-quiz/ Disclaimer: The advice or information...

Co-hosts Trish Gregory and Suzanne Alexander delve into the intricate relationship between our nervous system and financial behaviours. We explore how our emotional responses, shaped by past experiences and traumas, influence our money decisions. Our conversation highlights the importance of understanding the fight, flight, freeze, and fawn responses in relation to financial stress and decision-ma...