Money Questions

In this episode of Money Questions , Nate and Matt dig into one of the most hotly debated topics in Canadian personal finance: RRSP vs TFSA . Using the analogy of hammers, drills, and duffel bags of cash, they unpack why these accounts are tools, not solutions — and why the real answer to “Which is better?” is “It depends.” They cover: The $10,000 thought experiment: A simple side‑by‑side comparis...

In this episode of Money Questions , Nate and Matt dig into what it means to invest when the news feels like the world is falling apart — wars, pandemics, political chaos, and all. They tackle the emotional side of money, the hard data on markets, and what real‑life investors should actually do when they’re scared. They cover: The “ghost of market future” thought experiment: if you knew in January...

In this episode of Money Questions, Nate and Matt unpack the stress of brown envelopes from the CRA, what’s actually inside them, and how to turn tax season from anxiety‑ridden to manageable. They cover: Brown envelope anxiety: why CRA mail feels scary and what those letters usually mean. Tax brackets 101 (Canada): marginal vs. average tax rates, and why earning more doesn’t suddenly make all your...

In this episode of Money Questions, Nate (no kids) and Matt (dad of two) break down the real financial impact of having a baby in Canada. They cover: The true cost of raising a child, including the first-year expenses Delivery costs: deductibles, co-pays, hospital rooms, and planning around health insurance. Baby gear on a budget: cribs, car seats, strollers, and the value of buying secondhand. Pa...

In this episode, Matt and Nate break down modern financial scams, from romance scams and “Nigerian prince” schemes to Ponzi structures and fake government calls. They share real client stories, explain how criminals exploit fear, greed, and loneliness, and offer practical, step‑by‑step ways to protect yourself and your loved ones. Key Topics Covered Why Financial Scams Are Surging AI, voice clonin...

Money Questions is back for Season 2 , and we’re kicking things off with a brand-new trailer that sets the tone for what’s ahead. Are money worries keeping you up at night? You’re not alone. This season, Matt (a finance expert with 20+ years of experience) and Nate (a self-employed financial planner with 15 years in the industry) are back to help you take control of your financial future, with cla...

In this episode, Matt and Nate are joined by Amanda Forsey Taylor, JD, TEP, a trust and estate practitioner, to discuss the often uncomfortable but essential topic of estate planning. In this discussion, we demystify the process of preparing for the inevitable, and discuss why estate planning is an act of love for those you leave behind. To learn more visit: https://www.evangelinewealth.com/ DISCL...

Matt and Nate discuss the impact of political uncertainty on finance and investing, using the analogy of "The Mist" to illustrate navigating uncertainty. They highlight the volatility in markets during the 2016 U.S. election and the subsequent market surge. They emphasize the importance of long-term investment strategies over short-term gyrations, regardless of political affiliations. They also ad...

Matt and Nate are back to discuss the concept of compounding and its importance in personal finance! They explore both sides of the compounding coin including saving early, even with small amounts, and the total cost of borrowing, including the interest paid on credit cards and car loans, and how it impacts finances. Using the example of a penny doubling daily for 30 days, which would result in $1...

In the conversation, Matt and Nate discuss the importance of understanding financial tools like RRSPs, TFSAs, and FHSAs. They argue that financial advisors often lead with the tools rather than the purpose behind them, which can be misleading. They emphasize the need to understand your financial goals and the appropriate use of these accounts. They explain that RRSPs are tax-deferred, meaning you...

Your hosts Nate and Matt open this season with a conversation revolving around the challenges of financial forecasting and the importance of understanding personal financial goals. They discuss how economic cycles and life events, such as getting married or having children, influence financial planning. They emphasize that forecasts are imperfect and often lead to misguided decisions. They highlig...

Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future. From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a...