Money On Tap

On this episode of Money on Tap, hosts Seth Krussman and Ben Brayshaw discuss how to invest during a period of inflation. Joined by Dan Michelon, they dive into what exactly the Covid19 pandemic means for your investing opportunities, covering topics such as, is now the time to buy a home? Is gold a safe investment? And what’s the deal with NFTs? Do I really need $1.16 million to retire? Not neces...

On this week’s episode of Money On Tap with Seth Krussman and Ben Brayshaw, we discuss the different types of IRA’s and address questions from our listeners with regards to which IRA is more effective. Money is divided into two buckets – qualified and non-qualified. Non-qualified money being money in your savings account, your checking account, and your house. Qualified money being your IRA, 401k,...

Do you remember when you were younger, and the cost of living was much lower? From movie tickets to gas prices, the rate of inflation keeps going up. In this episode of Money on Tap, Ben and Seth outline exactly what inflation is and the practical ways you can navigate it. When it comes to managing your money, inflation needs to be understood correctly for your money to work for you. Money on Tap...

There’s always an element of truth to a myth…Ben and Seth break down five common myths people believe when it comes to investing in annuities. Listen into this episode of Money on Tap and figure out the truth behind each myth and why putting your money into annuities may be the best thing you ever did for your retirement. Do I really need $1.16 million to retire? Not necessarily. That figure assum...

After retirement, there are 3 ways to gain guaranteed income to keep you and your family set for whatever may happen. Not sure what those are? Tune into this episode of Money on Tap to learn about annuities, pension and social security income and what that may mean for you in retirement. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funde...

On this episode of Money on Tap, Ben and Seth define the meaning of some really important retirement terms, such as ‘annuity’ and ‘pension.’ Curious to know how those affect your retirement plans? Tune into this episode to find out how to make your money work best for you, even in the long run towards retirement. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,00...

Bear market or bull market? As an investor, it’s important to know and understand these terms so you can make your money work for you. Look no further than this episode of Money on Tap to learn more about the fluctuations of each marketplace. Amateur or pro, you always have something new to learn as an investor! Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000...

Either you’re gonna crash and burn at the end of the bubble, or you’re gonna take some profits. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire securely on far less, because...

Most people have wild and elaborate dreams about what retirement looks like. Planning is an essential part of those dreams, so Ben and Seth took the time to write up 15 essential rules to follow when planning for retirement. This episode will make you feel less intimidated by the mountain you may have to climb when it comes to your future. As always, Brayshaw Financial group is just a phone call o...

In this episode of Money on Tap, Seth and Ben break down seven different ways that retirement can be perceived. For many people, retirement contains visions of living somewhere where it’s always sunny and a cool 70 degrees, but the reality is a retirement in that form takes a lot of hard work and financial planning. Brayshaw Financial Group is here to help so that your dreams of a successful retir...

What a great time to lean more about money and how the rules have changed. 2021 is your year. Let's look at how to make the changes that will set you up for a lifetime. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annu...

Once a year we get the opportunity to give you the best of Money On Tap. Here you go and We hope you enjoy. Nuts and Bolts 2020 Part 2 Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses c...

Once a year we get the opportunity to give you the best of Money On Tap. Here you go and We hope you enjoy. Nuts and Bolts 2020 Part 1 Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses c...

Hey Folks. So many great pieces for Ben and Seth to cover in this show they had to break it into two. This is the second of them. You want to take advantage of these episodes to cover some great estate planning opportunities. Buckle up. Get ready you are about to have fun learning about some great estate planning for you and your family. PS Thank you for liking and listening. Do I really need $1.1...

Hey Folks. So many great pieces for Ben and Seth to cover in this show they had to break it into two. You want to take advantage of these episodes to cover some great estate planning opportunities. Buckle up. Get ready you are about to have fun learning about some great estate planning for you and your family. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 i...

2020 has been a challenging year and one that has brought many opportunities if you are open to looking for them. We want you to have the best planning experience possible and bring you this episode loaded with tax tips to make your 2020 wrap up better than you ever thought possible. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by...

Real estate is one of the largest assets many of us own. Owning commercial real estate is much larger than most investors ever tackle. This could be a great opportunity now with covid pressure on several commercial asset classes to get involved. Learn from a pro Kirra Krussman CCIM on Money On Tap Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spen...

The Market. What does this mean when financial advisors refer to it? How is it comprised? How is it measured? What is important for you to know and understand during your accumulation phase until retirement and on? Ben and Seth can't wait to dive into helping you grab a hold and have fun. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending fund...

This is always a favorite show for us. Helping people maximize their philanthropy and having fun while doing it. If you are a giver or would like to be giving more...giving more better? This is a great listen and worth your time. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaran...

Life insurance, annuities, jalopy, what do these words mean? Ben and Seth give listeners a clearer picture of what life insurance is and the pros and cons that come with it. If you feel like your policy may not be working for you, or that it could be time for an updated plan, look no further for advice! This episode of Money on Tap gives the audience five pragmatic steps to make your money work be...

Joined by special guest Greg Levinson of Levinson Law, Ben and Seth break down the ins and outs of contract law, especially pertaining to family planning and small businesses. By having a contract expert with them on this episode, you are sure to find some nuggets of wisdom to apply to your situation, whatever that may look like. Tune in to hear exactly how you can plan for your future. Do I reall...

In this episode of Money on Tap, Ben and Seth discuss six very much overlooked tax deductions. This is an important topic because filing taxes is something that a lot of people are confused about, but Money on Tap has got it on lock! Be sure to figure out how you can save the most money when filing taxes, all while taking the stress out of it with this episode of Money on Tap. Do I really need $1....

Ever thought about retiring early? Ben and Seth break it down for any early birds out there, wondering just how feasible it may be for you to have the retirement of your dreams. That could include working at a dream job, looking out at the beach every day, or even investing in real estate! Whatever your dreams and goals for retirement are, you could potentially reach them early just by harvesting...

In this episode of Money on Tap, listeners can find out ten helpful steps when it comes to budgeting. A lot of people may not know exactly how to handle their finances and may not even have a clue about where to start with a budget! Ben and Seth outline ten easy ways to begin dabbling in budgeting, and their recommendation is to take notes on this episode of Money on Tap so you can go back and rea...

In this episode of Money on Tap, Ben and Seth break down signs that you may need a financial advisor. If you’re in the market for one, look no further! They are both fiduciaries committed to helping you handle your money well. If you’re not ready to make the jump yet, just listen to this episode—it will give you an inside look on how much a financial could help you out. Do I really need $1.16 mill...