Money On Tap

Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire securely on far less, because their withdrawal rate drops and market downturns stop threatening their paycheck. The right que...

Family finances can be challenging and different from person to person. No matter who you are, protecting you and your parents finances usually comes first for our clients needs. Learn more and how you can prepare yourself and your family before taking the next step. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security...

How many ways can you give? What are the benefits above and beyond tax deductions? It's all inside this season's giving show. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire...

Season’s Greetings and Holiday Cheer are great ways to make your portfolio sing this year! Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire securely on far less, because thei...

Energy has so many ways to invest we had to make two shows to show you. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire securely on far less, because their withdrawal rate d...

There are so many options for you to invest in today. One of these may be Energy. In it's multiple forms and arrangements you can pick and chose how you participate and take advantage of the now for tomorrow. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes t...

Health Savings Accounts are more and more becoming the tax advantage savings tools that can allow for greater savings and financial flexibility. Learn how to use these quadruple threats for your retirement planning. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income ch...

The age old debate continues to brew. How do you maximize returns and protect yourself from a market downturn. This one is too big to get in one show so here you go. Part 2 Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or...

The age old debate continues to brew. How do you maximize returns and protect yourself from a market downturn. This one is too big to get in one show so here you go. Part 1 Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or...

Millennials are one of the most talked about generations in history but often forgotten in the retirement conversation. Learn more about how this generation can be prepared for their window into retirement. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the...

So many people today feel like retirement or saving for retirement is out of reach. Ben & Seth dive into solutions for you to find your path toward becoming a success at saving for your own retirement. Enjoy! Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes t...

What have you missed this summer? We bring you all the best of Summer for Money On Tap so you can get caught up and in the know! Enjoy Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses c...

Real Estate is America's number one investment. How do you scale from Mom and Pop to diversified asset classes? You listen to Money On Tap of course and join Kirra Krussman CCIM, Ben, Seth and Dan to learn more. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income change...

Food is not only a back yard hobble for many but big business and real returns for investors. Look deeper into the world of food investments with Ben, Seth, Dan and Tony today on Money On Tap. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a coupl...

On today's episode on Money On Tap, Ben and Seth discuss housing bubbles, back to school, supply chains and inflation. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering their core expenses can retire secure...

On today's episode of Money On Tap: the Olympics in the news and a discussion on 12 biggest pitfalls in retirement planning (Longevity risk, interest rate risk, inflationary risk, adult children, divorce, elder fraud, tax rate risk in retirement, social security income risk, pension risk, withdrawal risk, health risk, sequence of returns) Do I really need $1.16 million to retire? Not necessarily....

AMC shares cut in half, GameStop is down 19% this month, and where was your advisor when______? Ben and Seth discuss that and much more on today's episode of Money On Tap. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or a...

On this episode of Money On Tap, Ben, Seth and Dan discuss Exchange Traded Funds, rising used vehicle prices, the future of space travel and much more. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a couple with a pension or annuity covering thei...

From solar to oil, today's episode of Money On Tap is all about energy. Ben, Dan and Seth also discuss college debt, investing in solar energy back in the 80's and the fluctuating price of oil. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes the math: a coup...

In today's episode of Money on Tap, Ben and Seth cover Apple's legal battle with Epic games, cybersecurity issues regarding retirement accounts and managing your aging parents' finances as they enter the final chapter of their lives. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Gu...

Are you a business owner? Do you have a side gig or have an entrepreneur inside of you that can't wait to get out? Today Ben and Seth dive into what you should know when owning your own business or are thinking you would like to. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaran...

On this episode of Money on Tap, Ben and Seth cover social security taxes. They talk about how your social security income is getting taxed, and what are some of the options you have to maximize that income. Do I really need $1.16 million to retire? Not necessarily. That figure assumes $84,000 in annual spending funded by Social Security plus a 4% portfolio withdrawal. Guaranteed income changes th...

In this episode of Money on Tap Seth Krussman, Ben Brayshaw, and Dan Michelon dive into the world of personality types. They talk about the different personality types related to finance and our personal relationships with money. These personality types include, the saver, the spender, the moneymaker, those that are indifferent, the saver-splurger hybrid, the gambler, the worrier, and the hoarder....

On this episode of Money on Tap, Glenn Dorsey, head of client portfolio management at Clark Capital, joins hosts Seth and Ben to discuss the current state of affairs in terms of inflation, bonds, and how to make money when people aren’t. Glenn lends his expertise on portfolio building, investment strategies, and solutions for the current marketplace. During Money in the News, Seth and Ben dive int...

Money On Tap had 2 new guests today which included Anthony Scola and Dan Micelohn who is part of the Brayshaw Financial group. Ben, Seth, Anthony and Dan talked about the one subject no one wants to talk about but that is extremely crucial in everyone’s lives - retirement. Adding their personal experience along with their advice and new strategies that have been developed, the guys emphasized the...