Money Moves With MFG

We’ve all been there—checking our accounts too often, panicking when the market drops, or chasing the “next big thing.” In this episode, we break down the psychology behind these emotional habits and reveals how understanding your behavioral biases can help you make smarter, calmer investment decisions. 👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored t...

Inheriting an IRA isn’t just about receiving money — it’s about following the rules that come with it. In this episode, we break down how inherited IRA rules actually work , including the 10-year rule , spousal vs. non-spousal treatment , and the different categories of beneficiaries the IRS recognizes. You’ll learn how to avoid costly mistakes, understand when required minimum distributions (RMDs...

Passing down wealth should be a gift — not a burden. Unfortunately, many families unknowingly make critical inheritance mistakes that can lead to unnecessary taxes, family conflict, and even lost assets. In this episode, we break down the 7 most costly inheritance mistakes people make and, more importantly, how to avoid them. Whether you’re planning your own legacy or preparing to receive an inher...

In this episode of Money Moves with MFG , we make the “how much life insurance?” question easy. We break down the three most common methods to calculate your coverage— Income Replacement (multiples of income), DIME (Debt, Income, Mortgage, Education), and Human Life Value —and walk through quick examples.  You’ll learn when each method shines (and falls short), how to avoid common mistakes (like d...

The One Big Beautiful Bill Act (OBBBA) just reshaped the tax landscape for 2025 — and whether you’re retired, nearing retirement, or a high-income earner, the changes could have a big impact on your wallet. In this episode of Money Moves with MFG , we break down: Higher standard deductions — and who qualifies for bonus amounts SALT cap increases and how they could save you thousands Tax-free tips...

Thinking about doing a Roth conversion but not sure if it’s worth it? In this episode, we break down one of the most common — and most misunderstood — questions we get from clients: When do Roth conversions actually pay off? We’ll walk you through how to calculate the breakeven point, the impact of tax brackets now vs. later, and how to avoid paying unnecessary taxes in retirement. You’ll learn: W...

In this episode of Money Moves with MFG , we break down one of the most important—and often overlooked—parts of retirement planning: your withdrawal strategy . Should you start with your Traditional IRA? Tap into your Roth? Or draw from your brokerage account first? We’ll walk through how to think about sequencing withdrawals for maximum tax efficiency and long-term financial success . Whether you...

In this episode of Money Moves with MFG , we're diving into the most common — and costly — mistakes people make with their 401(k)s. From not contributing at all, to missing out on free employer match money, to cashing out early or leaving funds sitting in cash, these errors can quietly derail your retirement goals. We walk through real-life examples, shares eye-opening case studies, and offer...

Maximizing Social Security: Strategies for Couples, Spouses, Survivors & Exes An episode of Money Moves with MFG In this episode of Money Moves with MFG , we unpack one of the most valuable — and misunderstood — retirement income sources: Social Security . We begin with a straightforward overview of how the system works and why the timing of your claim can significantly impact your lifetime be...

Did you know there’s a little-known tax strategy that could help you save thousands in retirement? If you have company stock in your 401(k) , you might be missing out on a huge tax break! In this episode of Money Moves with MFG , we dive into Net Unrealized Appreciation (NUA) —a powerful yet often overlooked strategy that allows you to pay lower capital gains tax rates instead of higher ordinary i...