Money Moves by KTVAECU

Today's scams use real names, real cities, fake bank texts, and even phone calls that sound legitimate. In this episode, we break down the fraud tactics happening right now and the small habits to help protect your money and personal information. We talk about:• fake bank texts and phone calls• check washing and mail theft• skimmers at gas pumps and ATMs Slow down. Verify first. Trust your gut...

Buying a home is one of the biggest steps you’ll take. In this episode, we walk through the home loan process from start to finish with experts who guide you: a loan officer, an underwriter, and a loan processor. You’ll hear what actually happens after you apply, what lenders look for, and how you help move your application forward in the process. If you’re buying your first home, ready for your n...

We sit down with an IRA expert to break down what Individual Retirement Accounts are and why they matter. We walk through Roth and Traditional IRAs in simple terms, explain when taxes apply, and talk about why time matters more than the amount. Inside this episode:• What an IRA actually is• Roth vs Traditional in plain language• Why time beats starting big• How IRAs work with freelance or changing...

Simplify your monthly bills into one payment with a debt consolidation loan. It offers clarity when your bills may feel scattered. Join us as we chat with Stacie, our debt consolidation loan expert, to explain how debt consolidation loans actually work. Plus, learn what debt to combine and how good money habits help you succeed. 🔗 Learn more: https://www.tvacreditunion.com 00:00 New Year's Resolu...

Card fraud shows up fast during the holidays, and it often targets people during busy moments. We sit down with a Card Fraud Expert to explain the tricks scammers use, the signs that deserve your attention, and the tools to help you keep your money more secure. Plus, hear which one of us hit a major money win at age 26. If you want a clearer path for credit and debit safety during the holidays, th...

College money hits different when you face it in real life. We spent Welcome Week at ETSU and asked students how they handle credit, cash, savings, and the daily choices that shape their money journey. Hear students share quick, honest answers about credit cards, credit building, debt fears, saving on a tight budget, side projects, and the lessons they wish they knew sooner. If you want real colle...

How do college students really use their money? 💸We hit East Tennessee State University campus to get the unfiltered truth straight from students themselves. In this live episode of Money Moves by KTVAECU®, real students share where they are on their money journey, what they’ve learned, and their best tips to manage cash, build credit, and stay ahead. From spreadsheet pros to first-time savers, y...

Have you noticed how sneaky scams are getting these days? From AI voices that sound like your friends to fake texts that seem totally legit, scammers are stepping up their game. Guess what? You can totally outsmart them! In this episode of Money Moves by KTVAECU®, we dive into scams that catch people off guard, regardless of age! We break down how to spot these tricks before it’s too late. Here’s...

Want your money to work harder for you? In this episode of Money Moves by KTVAECU®, we’re diving into simple ways to help your money grow without needing to become a financial expert. We’ll chat about APY, why it matters, and how even small changes help you earn more over time. Whether you’re just starting out or looking to fine-tune your money routine, this episode has more ways to help you move...

Buying your first car? Check out this episode of Money Moves by KTVAECU® before you hit the road. We'll cover everything you need to know to feel confident with your new ride. We'll teach you how to prepare before you shop and the keys to a great deal. 🚗 Plus, we'll share a few confessions from our first car-buying experience. Learn more at tvacreditunion.com. Federally Insured by NCU...

Not sure where to put your money? In this episode of Money Moves by KTVAECU®, we're helping you figure out how to choose the financial institution that fits you, your goals, your vibe, and your future. Whether you want to open your first account, switch financial institutions, or just know all your options, we've got your back. We break down:• The difference between financial institutions•...

Buying a house feels impossible, right? But guess what? It's more achievable than you think! In this episode, we're giving you the ultimate Home-Buying Starter pack. From breaking down common myths to sharing creative hacks for first-time buyers, we have everything you need to start your journey towards homeownership. Learn more at tvacreditunion.com. ...Federally Insured by NCUA. Money Mo...

Ready to save big on your next grocery run? We're sharing our favorite grocery budgeting tricks to help you keep more cash in your pocket. Tune in as we cover where and when to shop, clever tactics to stretch your grocery dollars, and the small adjustments that make a big difference. Plus, don't miss this 'Save or Splurge' segment, where we break down which items deserve a little e...

We got the scoop about credit scores and the secrets you need to kick-start yours! In this episode, we'll break down the five factors that shape your credit score and share tips to get you started. Learn how a strong credit score unlocks better rates, easier approvals, and more financial freedom. Plus, you don't want to miss this segment of Coin Toss, where we bust thrifting myths and cele...

Ever wonder if credit cards are a smart move or just a fast track to debt? We share everything you need to know about credit cards–what they are, how they work, and why they could become your go-to financial tool. Plus, dive into Buy Now, Pay Later (BNPL) and decide if it's an option for you. And don't miss the story of how one of us has serious buyer's remorse over a Stanley purchase....

Debit or credit—what's the deal? We're breaking down the myths and questions to help you swipe smarter with your debit card. Plus, we're spilling the tea on how a sinking fund can make saving for birthdays and anniversaries a breeze. And in this episode's Save or Splurge, we're talking Crocs—are they really worth the hype? Tune in and find out! Learn more at tvacreditunion.com....

Want to get a handle on your money habits? We'll break down popular budget hacks to help you find a system that fits your lifestyle. From the 50/30/20 method to digital enveloping, we cover how to kickstart your budgeting journey. Plus, don't miss the Coin Toss, where we discuss whether a side hustle is worthwhile. Learn more at tvacreditunion.com....Federally Insured by NCUA. Money Moves...

Ready to save big on your next grocery run? We're sharing our favorite grocery budget tricks to help you keep more cash in your pocket. Tune in as we cover where and when to shop, clever tactics to stretch your grocery dollars, and the small adjustments that make a big difference. Plus, don't miss this 'Save or Splurge' segment, where we break down which items deserve a little extra and where you...

Meet Caroline and Mollie! We're here to help you make smart money moves. Today, we're sharing saving tips to get you started - that actually works! We discuss using a round-up account, setting small goals, and more! Plus, we're clearing the air about the Chase Bank "Glitch." So, if you want some practical, no-fluff money advice, hit play, and let's start your next money move together!