Krista Naldjian
MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.”I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :)If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpecte...
Author
Krista Naldjian
Category
Podcast website
Latest episode
Jul 7, 2026
Where to listen?
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Episodes
55. Want to be a Stay at Home Mom but finances are holding you back? Do these 2 things with your money to see if there may be a way you can make your SAHM dreams come true! 14.03.2024 14:27
Are you dreaming of the day you can walk into work and give your 2 weeks notice so you can be a Stay at Home Mom? Or maybe you dream of starting a business from home that allows you the flexibility to drop off and pick up your kids from school but you don't think you could afford to. If that is you, I have some good stuff for you in today's episode. I want you to make that decision from a place...
54. Spending every paycheck as fast as it comes in? 4 tips to set up a simple budget that isn't overwhleming 12.03.2024 15:58
Does it feel like your paycheck disappears just as fast as it came in? Do you feel like payday should be exciting but there's nothing left to show for it as soon as you pay your bills? You are not alone and in today's episode we're going to talk about why that can happen and 4 things you can do to help you set up a simple budget that you'll actually stick to because it doesn't feel overwhelming....
53. How you may be working harder, not smarter when it comes to your financial goals. 07.03.2024 11:31
Does it feel like you're always pushing upstream when it comes to your $ goals? Does it feel like you're taking one step forward and two steps back in your pursuit to pay off debt? Do you find yourself thinking making more money has to be the answer because you've tried everything and you're still not making progress towards saving money? You may be working harder, not smarter. In today's episo...
52. Struggling with how to "do it all" as a mom? 3 Practical ways you can implement rhythms in home and business from Alexis Greco 05.03.2024 16:18
In today's episode we get the privilege of learning from Alexis Greco. Alexis is an Army wife, a homeschool mom to her 4 children ages 10 and under and she coaches female entrepreneurs all over the world on how to use systems to create the thriving home and business of their dreams... a life in rhythm. If you are on the struggle bus when it comes to figuring out how to show up powerfully at home...
51. 10 Expenses you may not have thought of to have on your radar as your kids grow. 29.02.2024 21:41
Are you a parent of littles? Not sure what to expect will pop up when it comes to expenses for your kids as they continue to grow? Today's episode is for you. I'm sharing 10 things that came up for us as our kids were getting older that I had never really given much thought to until we were at that stage. I hope it helps you prepare for what may be coming down the road! ----more---- My NEW De...
50. There's a new dating app exclusively for people with good credit. Is someone's credit score a deal breaker when it comes to dating? 27.02.2024 13:54
Today's topic is juicy! Do you think you should only date people with good credit? A new app called "Score" is playing matchmaker but only if you have good credit. In today's episode I give you my honest opinion and break down who might benefit from this app and some things about the app that rub me the wrong way. Basically the good, the bad and the ugly. My source material for today's ep...
49. When setbacks arise. How to handle the unexpected in your already tight budget. 22.02.2024 13:20
Help! My car needs a $3,000 repair! Has this ever happened to you? You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. Unexp...
48. A message to my fellow Over Achiever Mamas chasing big money goals this year. 20.02.2024 10:48
Are you an Over Achiever? If so, high five! Because me too! :) In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals. We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life. So let's change that! I'll share my bigges...
47. Money & Relationships. 3 ways to make money conversations with your partner less stressful 15.02.2024 19:48
Have you ever said something like: - I made a budget, but I can't get my husband on board with sticking to it. - I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do. - We've just stopped talking about money because it always leads to an argument. If any of those sound like you, you're in the right place with today's episode. In this episode I'm...
46. These 4 items in your budget are what you should focus on FIRST if you want to get to your goal faster 13.02.2024 17:23
If you are itching to get to your goals faster there may be some places in your budget that you can adjust to make it happen. In today's episode I'm sharing the 4 items in your budget to start with that will give you the most return. If you want to: pay off debt finish saving for a down payment on a house free up space in your budget to be able to start investing Start by taking a look at thes...
45. Looking at work from home opportunities? Meet one mom who has started and grown her successful business and podcast from home while raising young kids. 08.02.2024 28:53
After reading your market research surveys I hear you loud and clear... this economy has you looking for ways to make money from home. I couldn't love this more! There absolutely is a way you can get to your goals faster by adding an extra income stream. That's why I knew I had to bring on my friend Lizzie, better known as @fiercelizzie on instagram. Lizzie is a doula and childbirth educator...
44. Breaking down the challenge I completed in January that helped me 10x my results 06.02.2024 27:32
I did a challenge in January. Because sometimes you just need to do something big to shake things up. In today's episode I share exactly what I did and how it could serve you in getting to your financial goals faster this year. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program won't be until April but you can get on my first to know list HERE...
43. How Moms can Master Money. Use the strengths you already have to help you pay off thousands of dollars of debt this year! 01.02.2024 12:17
"I'm just a mom." Great! That makes you qualified to master money. Did you know that as a mom you already have so many of the skills you need to master your money? -You don't have to be a numbers person. -You don't have to know anything about investing (yet) -You don't have to love excel spreadsheets Take your preconceived notions about what you think it takes to be good with money off the tab...
42. Feeling the pressure to keep up with the Joneses? 3 things you can do to tune out the noise while you're working on your financial goals 30.01.2024 13:36
Struggling with comparison? In today's episode we're talking all about one of the most challenging parts of focusing on your finances.... staying positive when it feels like everyone else is getting to go on vacations, buy houses, buy cars, and put their kids in all the most expensive activities. I'll admit, it's hard to avoid feeling this way from time to time but there are some things you can do...
41."When should I make changes to my budget?"- 5 signs your budget might need to change. 25.01.2024 14:31
Does your budget feel like it's in a rut? Is it just not working for you? Or maybe you're less than inspired to stick to it? There are a handful of things you may want to look at to see if those changes might help. Budgeting, when done right, actually is fun! So if it feels like a chore and your numbers are always off, let's change that! More resources: Learn more here Learn: www.moneymind...
40. My Credit Card Debt Free by 40 goal. Why you may need to be bold if you want to get your debt paid off 23.01.2024 15:16
I'm turning 40 this year and what better way to celebrate than paying off all my credit card debt?! In this episode I not only share the details on my goal, but I also share why it matters for you. If you have a big goal with your money this year I share a bold action step you may want to take to get it done once and for all. Cheers to being debt free mamas who are breaking the cycle for our ki...
39. 3 Financial reasons you need a village as a mom. Plus, how to create one if you don't have one. 18.01.2024 15:06
When was the last time you heard someone say "it takes a village!" I hear it all the time. And it's true! But what if there was a way your village could help lighten the financial load of motherhood? And, even better, you can help do the same for someone else! Don't have a village? You can create one. And in this episode I share one simple thing you can do to start creating your own village i...
38. The problem with "Target Mom Culture"- How you may be impacting your kids' future money habits without even realizing it. 16.01.2024 11:06
Target moms, let's discuss! I love Target as much as the next person, but their marketing department has the secret sauce that is making us fall into a consumerism trap. What can you do if you want to keep shopping at Target but you want to avoid passing on any negative spending habits or mindsets to your kids? There is a way you can enjoy your Target trips without making overspending normal t...
37. Let’s talk motivation (A pizza party motivation story) Why what’s motivating you might be the reason you’re NOT seeing lasting results 11.01.2024 11:17
Do you ever wonder why your efforts to get your money right haven't lasted in the past? Have you ever worked really hard to save for a vacation and then as soon as the vacation is over you go right back to your old, overspending ways? Why is that? Today we are talking about motivation and how shifting your focus can help you finally make the lasting change you're looking for. Ready to take it s...
36. Where do I start? If you only have 5 minutes to do one thing for your finances, here’s what I would do 09.01.2024 11:00
Let me guess.... you're busy?! All the more reason why, getting started now making money systems a priority matters. If you're wanting to start or kick start your journey towards paying off debt or building emergency savings, today's episode gives you the smallest task that will make the biggest impact to kick things off. And the best part? You can do it in 5 minutes or less! Ready to take it st...
35. 2024 Money goals? 3 Mistakes people make in the New Year without even realizing it. 04.01.2024 12:19
Hi friend! If you have money goals this year I would bet you want to save yourself the time and headache that comes from making unnecessary mistakes. Today's episode covers a few common mistakes I see, especially this time of year when we're thinking about our goals even more. Ready to go all in this year? My program The Overflow Program is currently open for enrollment through January 12th. T...
34. If you want to become debt free in 2024 (and stay debt free) try focusing on THIS instead of obsessing about the outcome 02.01.2024 9:31
Happy New Year! I hope you are feeling excited about what this New Year could bring for you and for your family. Whether you paid off $0 of debt last year, or $10,000 of debt last year, if you're not debt free yet and you want this to be your year, I have some thoughts on how to shift your focus to ensure this is your year. In this episode we talk about why I have 124 episodes of Judge Judy cur...
33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in between 28.12.2023 11:14
Happy New Year! I am loving hearing from so many of you that you want to start a business. You have passions and dreams that you're eager to get out into the world. And I get it! I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world. With that experience I've found there's one important first step...
32. The BIGGEST mistake you might be making when setting your financial goals for 2024 26.12.2023 17:03
It's almost that time! The time to watch the ball drop and dream about what 2024 might bring for you and your family. But there's one important step I see people skip that could make or break your success with the goals you have. So before you do your New Year's goal setting session, listen to this episode first so you don't miss it. If you need more support with your debt payoff or savings g...
31. Our Holiday Budget Breakdown. Unconventional things we did to save money this year. Did we stay on budget? What went well and what didn’t this year. 21.12.2023 13:05
Happy (almost) Merry Christmas! On today's episode I break down our spending for the holidays. I share exactly what we did to keep our budget extra tight this year and a few unconventional things we did that saved us money this year. I also share something I want to do differently next year because it wasn't perfect by any means. If you need more support with your debt payoff or savings goals,...
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