Krista Naldjian
MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.”I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :)If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpecte...
Author
Krista Naldjian
Category
Podcast website
Latest episode
Jul 7, 2026
Where to listen?
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Episodes
80. The side hustle I started last year that's helping us pay off our debt faster 11.06.2024 19:01
*** This Podcast is NOT financial advice. It is simply for educational purposes*** -Have you been looking for remote jobs with no luck? -Are you a mom who's wanting to contribute more to her family's finances but the cost of childcare makes it feel so pointless to even look at what's out there? Last summer I started looking for part time remote positions to help us pay off our debt faster and tha...
79. What I wish more people understood about how to become wealthy (and the #1 piece of advice I'll give my kids) 06.06.2024 14:10
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Important question: How do you define wealth? In today's episode we talk about the original definition of wealth and what that means for you as you pursue wealth in your own life. Plus, I share the biggest advice I'll give my kids as they pursue their passions and build wealth in their own lives. HINT: It will h...
78. LIVE Q&A Coaching on paying off a large amount of debt, mom guilt and money mindset 04.06.2024 20:41
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Do you have a large amount of debt to pay off and it feels like a heavy load to carry? Do you struggle with mom guilt over your debt because you have to say "no" to your kids a lot more than you would like? Do you have some negative thought patterns that you'd like to break through? In today's coaching conversatio...
77. Avoiding the summer slump- 3 tips to help you stay on track for your goals during the summer months. 30.05.2024 11:23
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Hi Friends! Summer is here, and we are excited over here in our house. If you have a tendency to press pause on your goals this time of year, this episode will help you think a different thought about this. I will be giving you 3 tips to help you stay on track for your debt free or savings goals because there is...
76. The Number 1 Reason you need to pay off your credit card debt ASAP (it's not what you think) 28.05.2024 10:20
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Hi friends! Credit cards... let's talk about them. Does it feel like you're stuck in minimum payment purgatory when it comes to your credit cards? Do you cringe every time you think about how much money you're wasting on interest? Do you try to not think about it all and hope you can start making more money soon so...
75. Googling "ways to make money online?" One thing I wish I knew before I pursued online side hustles. 23.05.2024 10:20
*** This Podcast is NOT financial advice. It is simply for educational purposes*** If you're looking for ways to make extra money online you have probably seen just how many options are out there. Before you drive yourself crazy applying for all the things, listen to this episode. I'll share one important question to ask yourself to help you tune out the noise and make the best decision for you...
74. How we're staying on track for our financial goals during the summer WITHOUT skipping out on fun family experiences. A peek into our summer plans. 21.05.2024 9:19
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Happy (almost) summer! Does summer feel different for you this year? Maybe your financial goals are different and you need to keep your budget extra tight this summer. You don't have to take a trip to Disney to have a great summer. In this episode I break down what I'm doing to save money (and my sanity) this ye...
73. Not motivated by the traditional definition of wealth? Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debt 16.05.2024 12:21
Hey friend! Is the traditional definition of wealth just not doing it for you? The fancy cars, the big houses, luxury travel, designer purses? So maybe you can't seem to find the motivation to pursue more. In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt. My hope is it inspires you to think outside of the box when it com...
72. Ready to start cooking at home to save money? Stock your pantry with these 8 things to get started with some cheap, easy meals 14.05.2024 14:56
Where are all my aspiring cooks at? Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money. We've all heard we can save money by cooking at home instead of going out to eat but where do you start? In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick,...
71. Hesitant to spend money on yourself as a mom? How to drop the guilt about spending money on yourself 09.05.2024 7:25
Happy Mother's Day! As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom. We have a lot on our plates and we give so much to others, but what about ourselves? Where does spending on self care or our own wants come into play? I hope this episode encourages you to think of yourself alongside of sp...
70. Should I save first? Or pay off debt first? A step-by-step on navigating the beginning stages of your financial journey. 07.05.2024 10:59
Are you at the beginning phases of paying off debt and you're not sure where to even begin? In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?" As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the...
69. How to increase your income WITHOUT working more hours 02.05.2024 10:32
Are you feeling maxed out on the hours you're willing to put into work but you still could use some extra income? In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours. Some things I reference in this episode: 1. My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certa...
68. Ditch the mom guilt! 4 Things you can do daily to connect with your kids while on a budget that costs nothing 30.04.2024 15:55
Hi friend! Are you struggling with mom guilt while on a budget? Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.) In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing. These 4 things helped us when we...
67. Got 10 minutes? Here are 5 things you can do to improve your finances in just 10 minutes or less 25.04.2024 17:41
Hi there, busy mama! I know your to-do list feels never ending, but making progress towards your financial goals doesn't have to take up all your precious and very limited free time. In this episode I give you 5 things you can do while waiting in the school pick up line, sitting in the waiting room at the Orthodontist, or while you're waiting for your oldest to finish dance practice. In this e...
66.Making your kid a millionaire by investing for them when they are little with Christy Lepley from Moms Who Invest. 23.04.2024 36:06
Hey everyone! We are so lucky to have Christy Lepley from Moms Who Invest on today's podcast episode! Christy is a mom who teaches other moms how to invest AND invest for their kids while they are still young. In today's episode she shares how it doesn't have to be super complicated to start investing for your kids and get them set up for success as future adults. Check out all of Christy's t...
65. "What is the 3 Days to $1K Challenge?" Answering all of your questions about the challenge that starts on April 29th. 18.04.2024 8:55
The NEW 3 Days to $1K Challenge is here! What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY? In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house) You c...
64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month. 16.04.2024 12:18
The NEW 3 Days to $1K Challenge is here! What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY? In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house) You c...
63. Summer Plans Start Now! 3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your Budget 11.04.2024 11:55
Let me guess, you have dreams of lying on a warm beach somewhere this summer? Or maybe you want to travel the country with your kids in an RV? Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget. There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances. In...
62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your Progress 09.04.2024 10:11
Would you consider yourself to be a perfectionist? Does budgeting stress you out because it doesn't always play out the way you'd planned? Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for? If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your p...
61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation. 04.04.2024 15:32
Do you have a goal to improve your credit score? I have a question for you: Why? It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important. In today's episode I give you 3 reasons why your credit score matters and how it impacts your life. PLUS I share 1 really important reason I don't think you need to give it too much of your mental...
60. If I was getting a Tax Return, here's what I would do with it (an order of operations) 02.04.2024 17:01
Are you getting a tax return this year? If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return. Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. Happy Tax season! <3 Krista ----more---...
59. How We Found An Extra $500 A Month In Our Already Tight Budget. Save For When You Have One Of "Those Months." 28.03.2024 14:21
Would an extra $500 a month make a difference for your family right now? If so, I want you to stop what you're doing and listen to this episode. I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work. Not only do I share the things we did to find the $500, but I leave you with a message on what to do...
58. Start a Side Hustle or Budget Better? Pros and Cons. 26.03.2024 15:11
Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? TODAY'S EPISODE IS FOR YOU! You may want to consider going that route OR you may actually just need to budget better. In today's episode we dive into both option and discuss pros and cons. I hope it helps you walk away with clarity on what your next steps...
57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program! 21.03.2024 11:04
In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program. -What will you be doing over the course of the 8 weeks? What's included? -What topics will we cover and what can you expect to walk away from the 8 weeks with? - How can you pay off your debt WITHOUT sacrificing all your precious family time? I answer all of that and more in today's episode. I...
56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student Isabel 19.03.2024 14:09
Today I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal. I hope as you liste...
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