1st Class Credit Union

Money Made Human Podcast

Business EN ↓ 26 episodes

The Money Made Human podcast celebrates, at its heart, the work of credit unions and their vital role in enriching our lives and communities. Brought to you by 1st Class Credit Union, each episode features insightful discussions with industry leaders and influential voices from society, revealing the meaningful impact that can be made through economic collaboration. Mostly, it’s a collection of compassionate conversations about navigating life and the individual journeys we take. The host, Gayle Lloyd

Author

1st Class Credit Union

Category

Business

Latest episode

Jul 10, 2026

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Episodes

Ian Lavery – MP for Blyth and Ashington (#26) 10.07.2026

Episode 26 of the Money Made Human podcast features Ian Lavery, MP for Blyth and Ashington. Ian has dedicated much of his career to public service, representing communities through both the trade union movement and Parliament. In this episode, host Gayle Lloyd speaks with Ian about the experiences that have shaped his values, his journey into politics, and the realities of serving as an elected re...

Elaine Rae – Chief Executive Officer, NHS Credit Union (#25) 29.06.2026

Episode 25 of the Money Made Human podcast features Elaine Rae, Chief Executive Officer of NHS Credit Union. Elaine has dedicated her career to improving people's lives, from her early work in mental health nursing, social work, and palliative care to leading one of Scotland's largest credit unions. Having spent five years as Chair of the Board before becoming Chief Executive Officer, sh...

Debbie Robinson – Chief Executive Officer, OurCoop (#24) 19.06.2026

Episode 24 of the Money Made Human podcast features Debbie Robinson, Chief Executive Officer of OurCoop. A passionate advocate for the co-operative movement, Debbie has spent her career championing the values of cooperation, community, and member ownership. As CEO of OurCoop, she leads one of the UK's largest independent co-operative societies, serving communities across multiple sectors whil...

Alan Rough MBE – Scottish Former Professional Footballer & Football Broadcaster (#23) 10.06.2026

Episode 23 of the Money Made Human podcast features Alan Rough MBE, Scottish former professional footballer and football broadcaster. Widely regarded as one of Scotland’s most recognisable goalkeepers, Alan enjoyed an outstanding playing career that saw him represent his country on the international stage and become a firm favourite with football supporters across Scotland. Best known for his time...

Hugh Gaffney – Former MP, Author of Auchengeich & Founding Member of 1st Class Credit Union (#22) 29.05.2026

In episode 22 of the Money Made Human podcast, we’re joined by Hugh Gaffney, former MP, author of Auchengeich, and founding member of 1st Class Credit Union. Host Gayle Lloyd speaks with Hugh about a life shaped by service, community, and a deep commitment to helping others. From growing up in a family of eight siblings to his career with Royal Mail, Hugh reflects on the experiences that led him i...

Paul Sweeney – Candidate in the Scottish Parliamentary Election for MSP (#21) 08.05.2026

Episode 21 of the Money Made Human podcast features Paul Sweeney, candidate in the Scottish Parliamentary election and former MSP. Before entering politics, Paul worked in the shipbuilding industry, an experience that continues to shape his views on industry, communities, and public service. In this episode, host Gayle Lloyd speaks with Paul about his five years in the Scottish Parliament, his upb...

Dermot O'Neill – Chief Executive, Scottish League of Credit Unions (#20) 16.04.2026

Dermot O’Neill is the Chief Executive of the Scottish League of Credit Unions (SLCU), a role he has held for the past 15 years. The SLCU supports 26 of Scotland’s remaining 72 credit unions, helping them to become and remain Compliant, Sustainable and Cooperative. Dermot’s credit union journey began in 2002 when he was appointed General Manager of Taxi Trade Credit Union, where he spent eight year...

Ian Byrne – MP for Liverpool West Derby, Co-Founder of Fans Supporting Foodbanks & Hillsborough Survivor (#19) 02.04.2026

Episode 19 of the Money Made Human podcast features Ian Byrne, MP for Liverpool West Derby, Co-Founder of Fans Supporting Foodbanks and Hillsborough Survivor. Ian is a tireless advocate for social justice and co-founded the Right to Food UK Commission in November 2025, an independent body developing a roadmap for legislation aimed at ending hunger in the UK by 2035. He is also the co-founder of Fa...

Andy Walker – Former Professional Footballer & Football Commentator, Pundit and Media Analyst (#18) 20.03.2026

In episode 18 of the Money Made Human podcast, we’re joined by Andy Walker, former professional footballer, football commentator, pundit, and media analyst. Before moving into media, Andy enjoyed a successful professional football career spanning over 16 years. He began with Motherwell before moving to Celtic, where he became a key part of the squad and experienced some of the most memorable years...

Susie Heywood – Suicide Prevention Implementation Lead, Suicide Prevention Scotland (#17) 06.03.2026

Episode 17 of the Money Made Human podcast features Susie Heywood, Suicide Prevention Implementation Lead at Suicide Prevention Scotland. Suicide Prevention Scotland is a community of people and organisations working together to deliver Creating Hope Together, the Scottish Government and COSLA’s joint ten-year suicide prevention strategy. Their mission is to prevent suicide by building a collabora...

Michael Byrne – CEO, Core Credit Union (#16) 27.02.2026

Episode 16 of the Money Made Human podcast features Michael Byrne, Chief Executive Officer of Core Credit Union. Core Credit Union is one of Ireland’s newly established “Super Credit Unions”, formed through the merger of seven standalone credit unions serving the Dun Laoghaire–Rathdown communities of Shankill, Ballybrack, Dun Laoghaire, Dalkey, Sallynoggin, Carrickbrennan and Foxrock. In this epis...

Michael Devlin – Chair & Project Lead, PFA Scotland (#15) 20.02.2026

Episode 15 of the Money Made Human podcast features Michael Devlin, Chair and Project Lead at PFA Scotland, the independent trade union supporting footballers across Scotland. In this episode, host Gayle Lloyd speaks with Michael about his 16-year professional football career and his journey from player to Chair and now Project Lead at PFA Scotland. He shares insights into the role of football in...

Dr Stuart Patrick CBE – Chief Executive, Glasgow Chamber of Commerce (#14) 13.02.2026

In episode 14 of the Money Made Human podcast, we shine a spotlight on Glasgow, home of 1st Class Credit Union, with Dr Stuart Patrick CBE, Chief Executive of Glasgow Chamber of Commerce. Founded over 240 years ago, Glasgow Chamber of Commerce is one of the oldest chambers in the world and continues to play a vital role in shaping the city’s economic future. In this episode, host Gayle Lloyd speak...

Katie Murray – Group Chief Financial Officer, NatWest Group (#13) 30.01.2026

Episode 13 of the Money Made Human podcast features Katie Murray, Group Chief Financial Officer of NatWest Group. Katie is a Chartered Accountant with over 30 years' experience in financial services and accounting. She was appointed Group CFO of NatWest Group in January 2019, following senior roles within the Group as Director of Finance and Deputy CFO. In this episode, host Gayle Lloyd speak...

Nicola Reed – Director of Client Services, Cruse Scotland (#12) 16.01.2026

In Episode 12 of the Money Made Human podcast, we welcome Nicola Reed, Director of Client Services at Cruse Scotland, the nation’s expert in bereavement counselling, listening services, information, advice, and training. For over 60 years, the charity has supported bereaved adults, children, and young people across Scotland. Together with a 200-strong team of compassionate, committed and caring vo...

Reverend Malcolm Anderson – Minister of Religion, Blantyre Congregational Church (#11) 19.12.2025

Episode 11 of the Money Made Human podcast features Reverend Malcolm Anderson, Minister of Religion at Blantyre Congregational Church and Chair of the Hamilton District Foodbank and the Hamilton Churches Drop-In Centre. In this episode, host Gayle Adnyana speaks with Malcolm about his journey into ministry and community leadership, and the motivations behind establishing the Hamilton District Food...

Scottish Women's Aid (#10) 05.12.2025

On the 10th episode of the Money Made Human podcast, host Gayle Adnyana is joined by Dr Jenn Glinski, Economic Abuse Specialist and National Policy Lead for Economic Abuse at Scottish Women’s Aid, and Judy Ferguson, National Trainer at Scottish Women’s Aid. Established in 1976, Scottish Women’s Aid is the leading organisation in Scotland working to prevent domestic abuse and improve responses and...

Fraser Wishart – Chief Executive, PFA Scotland (#9) 21.11.2025

Episode 9 of the Money Made Human podcast takes us into the world of professional football with guest Fraser Wishart, Chief Executive of PFA Scotland, the independent trade union for professional footballers across the country. The union has become a strong and respected voice for players in Scotland, working to protect their rights, improve welfare support and promote better standards across the...

Caroline Darnbrook – Chief Client Officer, StepChange (#8) 12.11.2025

The latest episode of the Money Made Human podcast features Caroline Darnbrook, Chief Client Officer at StepChange, the UK’s leading debt advice charity. StepChange provides free, impartial advice and support to help people manage money worries, deal with debt, and build long-term financial resilience. Caroline leads the charity’s marketing strategy, external affairs, communications, policy, campa...

Sharon Collard – Professor of Personal Finance & Research Director, University of Bristol (#7) 29.10.2025

In this episode of the Money Made Human podcast, host Gayle Adnyana is joined by Professor Sharon Collard, Research Director of the Personal Finance Research Centre at the University of Bristol. Established in 1998, the Centre focuses on personal and household finances with financial inclusion at its heart. Credit unions have long played a central role in its research, often collaborating with org...

Nick Money – Co-founder and Director, Swoboda Research Centre (#6) 24.10.2025

Nick Money, co-founder and a director of the Swoboda Research Centre, joins host Gayle Adnyana on the Money Made Human podcast. Swoboda provides credit unions across the UK and Ireland with the research, ideas, and networks they need to grow, innovate, and better serve their members.  Founded in 2017 by Nick, Dr Paul A. Jones, and the late Ralph Swoboda, the centre fills a unique gap in the sector...

Brandee Bickle – VP Governmental Affairs & Executive Projects, Georgia’s Own Credit Union (#5) 17.10.2025

In this episode of the Money Made Human podcast, host Gayle Adnyana welcomes Brandee Bickle, Vice President of Governmental Affairs and Executive Projects at Georgia’s Own Credit Union, one of 1st Class Credit Union’s international partners. A lifelong Georgia resident, Brandee brings warmth, insight, and a touch of Southern charm to the conversation! Brandee shares her journey from growing up in...

Irish League of Credit Unions (#4) 09.10.2025

The Money Made Human podcast was inspired in part by the Irish League of Credit Unions (ILCU) and Ireland’s deep-rooted credit union culture. Host Gayle Adnyana is joined by ILCU leaders — President Brendan Jenkins, CEO David Malone, Treasurer Dave McCauley (CEO of Donore Credit Union, the oldest credit union in Ireland), and Director Paul Hume, nephew of Nobel Peace Prize winner John Hume. Togeth...

Andy Wright – Founding Member & Former CEO of 1st Class Credit Union (#3) 03.10.2025

The Money Made Human podcast continues with a heartfelt conversation with Andy Wright, founding member and former CEO of 1st Class Credit Union. In this episode, the current CEO sits down with Andy for a symbolic “passing of the baton” — celebrating the past, present, and future of the credit union movement. Andy shares stories from his upbringing, including the influence of his father’s trade uni...

Special Episode – Combatting Loan Sharks in the UK (#2) 26.09.2025

In this special episode of the Money Made Human podcast, host Gayle Adnyana is joined by Cath Wohlers from Stop Loan Sharks England, John Pollock from the Scottish Illegal Money Lending Unit, and Ryan Evans from Stop Loan Sharks Wales. Together, they uncover the hidden world of loan sharking in the UK and highlight the crucial work being done to protect vulnerable borrowers. The conversation explo...

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