Money illuminated

Join us as we break down how inheritance tax works, who it applies to, and the key thresholds to know, with practical planning considerations along the way. This episode focuses on building a strong understanding of the essentials Please note: this podcast is for general information only and does not constitute financial advice, and was correct at the time of recording. The information is based on...

In this episode we explore whether retiring with £500k is truly achievable. We walk through an example, comparing annuities and drawdown, how state pensions fit into the picture, and the impact of market swings, inflation and spending habits. A clear, practical look at what £500k can really provide in retirement. Please note: The information contained within this article is based on our understand...

Start getting to grips with your pension options as we explore defined benefit pensions, workplace schemes, annuities, drawdown and the state pension. A straightforward walkthrough to help you understand the choices that will shape your financial future. Please note: A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension...

In this episode, we’re unpacking what it really means to be “retirement ready.” Elliot and Jack chat through the financial foundations you need in place, along with the emotional side of stepping into a new chapter. Tune in as we break down how to prepare for a retirement that feels both secure and meaningful. Please note: A pension is a long-term investment not normally accessible until age 55 (5...

Start the year strong with Elliot and Jack’s essential tips for budgeting and saving in 2026 — from building an emergency fund to automating savings and finding quick wins. A simple guide to take control of your money this year. Please note: The value of your investments can go down as well as up, so you could get back less than you invested. A pension is a long-term investment not normally access...

In this special episode, Elliot and Jack unpack everything you need to know from the Chancellor’s Autumn Budget — cutting through the noise to help you understand what’s actually changing, what’s staying the same, and what it all means for your financial future. Please note: The information contained within this podcast is based on our understanding of legislation, whether proposed or in force, an...

Join us as we break down the investment principles we rely on; keeping a plan, understanding market ups and downs, diversifying well, and having a lifeboat fund for the unexpected. We chat through real client examples and how the media can influence your choices, all with a focus on long-term thinking. Please note: The value of an investment and the income from them can go down as well as up. The...

Today, we’re diving into the foundations of investing; why we invest, what inflation means for your money, and the main types of investments like cash, property, bonds and equities. A simple, friendly intro to help you get started. Please note: This is information only and does not constitute advice. A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unles...

In this episode of Money illuminated, we’re busting some myths and breaking down what financial planning really means (and no, it’s not just for people with yachts and tax advisers). Tune in as we chat through the basics, introduce our new game, Fantasy Finance, and bring a bit more clarity to financial planning. Please note: The value of an investment and the income from them can go down as well...

Welcome to the first episode of Money illuminated, helping you make more confident decisions with your money, one episode at a time. Get to know your hosts, Jack and Elliot, as we share our journey into financial planning and what inspired us to start this podcast. Stay tuned for the next episode! Please note: The value of an investment and the income from them can go down as well as up. The retur...