Money Hungry

Earning a high income doesn't automatically produce financial security — and the data confirms it. This episode identifies the five most common financial mistakes made by doctors, lawyers, and other high-income professionals: overconfidence in financial decision-making, a delayed start due to debt and long training programs, lifestyle inflation that absorbs every raise, exposure to the wrong finan...

Changing financial advisors is one of the most common decisions high earners delay — not because the process is complicated, but because it feels that way. This episode demystifies the ACATS transfer system, which moves most account assets in three to four business days, and addresses the psychological barriers — fear of confrontation, loss aversion, inertia — that keep people in professional rela...

Most investors can name their advisory fee. Almost none can state their all-in annual cost — and the difference can amount to hundreds of thousands of dollars over a career. This episode breaks down the three layers of investment costs: the advisor's fee, the underlying fund expenses, and platform charges that rarely appear as a line item. You'll learn how to calculate your true total cost, what q...

In 2024, the S&P 500 returned over 25% — yet the average investor captured only 16.54% of it. This episode explores the behavioral science behind why markets feel so dangerous when they drop, and what disciplined investors actually do differently. You'll learn why loss aversion is hardwired into your decision-making, why market timing reliably destroys returns even for intelligent people, and how...

"I'll think about it later" is one of the most expensive decisions in personal finance — but most people treat it as a neutral, low-stakes choice. This episode breaks down the real cost of delay across three areas: retirement investing, life insurance, and estate planning. The compound interest math is laid out plainly — a 10-year delay in investing can cut your final portfolio value by more than...

Most high earners assume that making more money means retirement is easier to solve. This episode challenges that assumption head-on. Social Security replaces a much smaller share of income for high earners — sometimes under 30% — meaning the burden of funding retirement falls almost entirely on you. On top of that, many standard tax-advantaged tools phase out above certain income levels, little-k...

For high earners and long-term investors, taxes are often the single largest drag on wealth—yet most people never see it happening. This episode explains tax drag: how small annual tax costs compound into significant wealth differences over time, where it hides (turnover, fund distributions, asset location), and how it hits high earners especially hard through layered taxes like the Net Investment...

nly 41% of Americans work with a financial advisor—but even among those who do, most are receiving investment management, not full financial planning. This episode breaks down the difference: what investment management covers, what it leaves out, and what comprehensive financial planning actually looks like across taxes, insurance, estate planning, and retirement strategy. It also examines how adv...

This episode traces the career path of Anthony Macaluso from the floors of Morgan Stanley and Capital One Investments to the founding of Oakfield Wealth Management. It explores why experienced advisors leave large institutions, what they find limiting about the traditional model, and how that frustration shapes a different kind of firm—one built around listening first, and designing financial stra...

Money Hungry is a practical, conversational podcast for high-income professionals and business owners focused on wealth building, retirement planning, and financial independence. Each episode simplifies complex investment strategy, tax-efficient planning, and market uncertainty into clear, actionable insights. If you’re successful, driven, and money hungry for smarter financial decisions, this sho...