Money Happy Hour

Send a text In this episode I cover the importance of having conviction in the holdings you own...especially when the market has increased volatility. I share several tools you can use to assess conviction in your portfolios holdings. I used these same tools to  gauge my conviction which led to me selling my first stock in 2,558 days. Locked in a 100% gain and avoided a 20% selloff. We'll als...

Send a text The Wealth Effect is a belief that the wealthier a person a paper is on paper the more money they spend. Economists debate this but most agree that we will spend more money in our pocket when we have made money on paper. This is not necessarily a bad thing in itself just something to be aware of. Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesav...

Send a text In this episode we are treated to a conversation with CFA, Manish Jain. Manish shares practical wisdom along with his early age rooting with practical investing principals. Follow Manish X                   @makeitjain_ App:             @Meziapp  Contact The Savings Captain X                        @SavingsCaptain Instagram        @thesavingscaptain Email                thesavingscapta...

Send a text An uplifting conversation with an uplifting person, Coach Rolfes. Coach Rolfes shares stories of adversity and how he is using it for prosperity. As a football coach he helped develop his players on and off the field, as a teacher he is preparing his students for the financial battleground of life teaching Personal Finance. Coach has a great message on how Faith, Family, and Finances a...

Send a text Individual investors as a group historically perform underlying broad indexes over extended periods of time. Why is that? In this episode I list several reasons individual investors have to overcome in attempting to just meet the return of an index. If you feel confident you can master them all over an extended period of time, then long term investing is not for you. If you don't...

Send a text For two years investing has been easy..own big tech and go home. Eventually this will be less pronounced. Is your portfolio ready for sector rotation? The S&P 500 is comprised of 10 sectors. In this episode I review how sector performance has rotated since 2009. I provide an actionable proactive approach you can implement to "stress test" your portfolio based on sector co...

Send a text It's midyear and time for your personal financial checkup. How are you doing against the goals at new year? In this episode I share 6 actionable ideas you can utilize for your midyear personal finance checkup or anytime of the year One idea saved me $1080 this year   Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email       ...

Send a text The multiyear cycle of rising food prices has been, pun intended...eating up consumers and investors. In this episode I share thoughts on how this is playing out and what it means for investors in restaurant stocks, and who winners and losers will be.    Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavings...

Send a text When I worked in Financial Services I was restricted on where I could hold a brokerage account. Now that I am no longer in the industry I am free to invest where I want, in what I want and when. In this episode I cover why I landed on Robinhood and continue to move more of my money to their platform. After using Robinhood for over a year I present a full list of criteria for you to mak...

Send a text In this episode we meet with Cam Marzi from Rogue Advisors. Cam shares his financial career journey and provides a refreshing take on the role financial planners play serving clients. Cam also talks through the considerations of using Target Date Funds and how to optimize returns Follow Cam Marzi   X: @Invested_In_You Contact The Savings Captain X                        @SavingsCaptain...

Send a text In November 2023 I started buying CAVA stock, kept buying and will continue to do so as long as my thesis remains supported. Cava has since more than tripled since my initial purchase This episode is not a buy recommendation or suggestion to add to your portfolio. That would be irresponsible of me. I don't know you, your portfolio or goals. It is instead a detail of why I have sel...

Send a text Roaring Kitty has taken the market by storm once again What is a Pump and Dump? In this episode I break down examples of pump and dump schemes, provide the telltale characteristics that virtually all pump and dumps possess and tie it back to an obscure reference to baseball. After listening to this episode you will walk away with a better comprehension of how to handle "flash in t...

Send a text Radish, a.k.a. "The Hardest Working Dog in Podcasting" has been investing for six months In this episode we review her portfolio and lessons that many new investors confront and learn when they are starting out. We discuss the importance of automating your investing, keeping focused and doing periodic toll gates to make sure you are staying on track. Radish and I salute all i...

Send a text In this episode I discuss how to launch your kids into to success with money in early adulthood. Depositing $1000 and adding $200 month is the recipe for $100,000 at age 18 I use the 529 Education Saving Plan as the preferred tool to use to fund education and with the recent SECURE Act 2.0 changes this is a no brainer 529 Resource https://www.morningstar.com/specials/what-is-a-529-coll...

Send a text In this episode we meet with Dividend Obsession. He shares his story on how earning a small dividend several years ago opened his eyes to dividend investing. This discovery has led him to fine tune his investing approach and concentrate on companies that offer great growth- "dividend growth stories". Follow Dividend Obsession X: @DivObsession YouTube :  https://www.youtube.co...

Send a text It happens to all of us. We set out to build a diversified portfolio. We add ETF's with the goal of gaining diversification and instead we build a portfolio of holdings that mirror one another. That is how you define fund overlap. In this episode I dive into fund overlap and share a free screening tool you can use to gauge your ETF holdings. Feel free to reach me below on any ques...

Send a text In this episode we sit down with Abundantly Erica. Erica shares her background and what motivates her in choosing an abundance mindset. She shares personal stories that shaped her mindset where many of us would have recoiled to a scarcity mindset Erica also takes us through the basics of Options trading and how she is helping others on their personal trading journey. Erica does not off...

Send a text I asked a simple question on X. Do you do anything different with your money during three paycheck months. The answers I received fell into three categories:  1) Yes, I have a plan  2) No, what is a three paycheck month  3) I'm "Spreadsheet Smart" it's the same amount of money Mathematically it is the same amount of money. However, know when your three paycheck mont...

Send a text In this episode we have a conversation with Outdoor Finance. Listen to his investing journey, how he started, where he is going and how he is approaching his investing on the cusp fatherhood. Follow Outdoor Finance X: @OutdoorFinance Contact the Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavingscaptain@gmail.com

Send a text In this episode I breakdown Starbucks recent quarter. I go into the quarterly report and also tie in a few key points from the 10-Q. Before you buy Starbucks, or for that matter any stock know what you own. Starbucks has a tough path ahead as this quarter has marked a deterioration in fundamentals. Full disclosure, I own Starbucks and share what I'm watching the next couple of qua...

Send a text Henry was the original guest on Money Happy Hour (Episode 4). In that episode, Henry shared what prompted him to start investing at age 19. In this episode we visit with Henry one year later at age 20. Henry shares how he grown over the past year and his plans going forward. Follow Henry X: @HenryInvests Contact the Savings Captain X                        @SavingsCaptain Instagram   ...

Send a text In this episode the Captain talks about a recent home remodel shopping trip with his wife that sparked how housing, money and life is so different by generation. We want the pleasant aspects of prior generations but none of the nonsense.   Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavingscaptain@gmail.c...

Send a text Catch this great with Raul Shah, CEO of DocShah Financial. Raul shares his story on the importance of not just having the skill to succeed but also the will. We learn about Raul's rise from Division III college ball to a pro career. Along the way Raul has started a financial firm to help people achieve their own definition of financial success. Raul's story is a great one wor...

Send a text In this episode I discuss if cash back apps are worth it. They won't make you rich but can cost you if not used wisely. I share my 3 favorite cash back apps that I personally use. Links below. The links will give you a sign up bonus for activating Do you use cash back apps? What are your favorites? Let me know by email at thesavingscaptain@gmail.com Rakuten (Online shopping) www.r...

Send a text Do you like stocks? Do you like being in community with other investors. Joseph Hadaway a creator at Marketplace.com shares the features and benefits of MarketPlays. Note, this is not a sponsored segment. Instead a personal endorsement of a site I value and enjoy. Access MarketPlays  marketplays.com Follow Joseph Hadaway X:  @jhadawayfc Contact The Savings Captain X                   ...