Money Happy Hour

Send a text In this episode I demonstrate how to approach a portfolio. The lesson centers on how each holding plays a unique position in my portfolio, working in tandem towards my financial objectives. To demonstrate, I use an example that I am GM of an NFL Team who carefully selects players(holdings) that work towards this objective. Also, a quick Radish portfolio update is covered in this episod...

Send a text In this episode we talk about the changes and progression of Leadership at CEO. While I am a Starbucks shareholder, you don't have to be a Starbucks shareholder to benefit from this. You can easily apply leadership comments and their tone to any stock you own.  The Dividend Tracker The Official Portfolio Tracking Tool of Radish. Organize your dividend tracking, account performance...

Send a text In this episode we connect with Jesse Franklin. Jesse shares his wisdom on investing and taxation. Jesse unpacks 30 years experience working in Financial Services as a wealth manager, estate planner and tax expert. Follow Jesse Franklin X: @jfrankie91 The Dividend Tracker The Official Portfolio Tracking Tool of Radish. Organize your dividend tracking, account performance and tracking i...

Send a text REIT's have been one of the worst performing sectors in the S&P 500 the past few years. I own REIT's but should you? In this episode I go into REIT basics and provide you with helpful insights into whether they deserve a place in your portfolio.  Oh, and spoiler alert, if you think you don't own REIT's, you probably already do. NAREIT Website https://www.reit.co...

Send a text In this episode we cover the Radish Portfolio.  A December 2024 review and a look ahead to 2025 and my thoughts on each holding. In the "Strange Story of The Week Segment", I call a strange market stat from the week of January 6 and what it may mean. The Dividend Tracker The Official Portfolio Tracking Tool of Radish. Organize your dividend tracking, account performance and t...

Send a text Quantum computing stocks have been the rage as of late. In this episode, we review how investors can position to take advantage of this emerging technology and avoid the minefield of companies that may not persist. In 2025 I am going to track my portfolio and dividend income better. The tool I will use is The Dividend Tracker. If you are looking to up your game in 2025, here is a link...

Send a text In this episode I compare three of the most commonly held Dividend Equity ETF's, Schwab US Dividend Equity ETF (SCHD), Vanguard Dividend Appreciation Index Fund (VIG) and ishares Core Dividend Growth ETF (DGRO). Which one is the best to buy? The best choice is not based on the highest historical performance or dividend yield. Instead I walk through how to select an ETF that aligns...

Send a text In 2024, after 30 years of investing I reinvented myself as a first time investor. In this episode I recap Radish's Portfolio and reflect on the year and more importantly reflect on what I learned and will do different in 2025...the market doesn't of up 30% every year. No matter where you are in your investing journey it is important to "self-scout" reflect, learn a...

Send a text In this episode I share a checklist of tax reminders for investors. This fantastic year of returns has given investors some potentially marvelous gains and simultaneously produced some unpleasant tax liabilities. Listen and learn more about how you can minimize your exposure. Here is a pretty comprehensive discussion on the seldom talked about Tax Gain Harvesting Strategy. https://www....

Send a text In this episode I cover events leading to the divergence in stock performance between rival retailers, Walmart and Target. I also share a framework on how to evaluate a stock that has had a pullback.  Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavingscaptain@gmail.com

Send a text In this episode I review CAVA's recent quarter, my original purchase thesis along with my long term thoughts on this Mediterranean Warlock. I also touch on FOMO and the sunup in several asset types. As a reference, listen to Episode 47, where I originally reviewed CAVA in December 2023. Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingsc...

Send a text Investing mistakes can come right after great investing success. I think that is when we are most vulnerable and feel invisible. In this episode I share a personal experience and step through the tome of Behavioral Finance, The Psychology of Money, Ch. 5 Also, Radish Portfolio Review for October and new stock added Contact The Savings Captain X                        @SavingsCaptain In...

Send a text Michael... "The StockPickingBartender stops by and shares his financial journey on the Money Happy Hour. Michael shares a "Red Light/Green Light" stock buying methodology he has developed and administers through Excel. He also shares an early and very impactful money story from his childhood  Follow Michael aka Stock Picking Bartender X: @StkPknBartender Contact The Savi...

Send a text Starbucks pre-announced another dismal quarter of sales and earnings, yet hiked its dividend. How much longer will shareholders remain patient for a true turnaround. This episode follows up on my Starbucks review (Episode 80). Listen in on my thoughts on McDonalds, onions gone bad and how it will impact the burger giant. Contact The Savings Captain X                        @SavingsCapt...

Send a text What does SCHD Reconstitution mean? In this episode I share how Charles Schwab reconstitutes their portfolio annually and the index that drives these changes. When considering to buy or owning an ETF it is important to understand what influences the ETF's holdings. By the end of this episode you will have a deeper understanding how the mechanics of the Schwab US Dividend Equity ET...

Send a text Before natural disaster or personal disaster or emergency strikes it is important to know where your essential financial documents are stored and a loved one should know where to access. In this episode I provide four financial related items every household should address to prepare for the unknown Contact The Savings Captain X                        @SavingsCaptain Instagram     @thes...

Send a text We all have heard it is important to keep fees low on our investments to maximize long term gains. In this episode I breakdown (with actual numbers) how much of a drag expense ratios can have on an account over long periods of time. I step through an example of a .50% expense ratio vs. 0.05% expense ratio on $50,000 over 20 years @8%. Reference the calculator below to personalize expen...

Send a text In this episode we talk about real life with Darth and how real life and money are intertwined. This is part two of our conversation and a snapshot of future episodes. Follow Darth Dividend X: @DarthDividend23 Contact The Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavingscaptain@gmail.com

Send a text In this episode we have a great investing and personal finance conversation with a member of Gen Z who is smashing it, Preston. Contact Preston X:                      @PrestonJVictory Newsletter:      moneybags.beehiiv.com/subscribe Contact the Savings Captain X                        @SavingsCaptain Instagram     @thesavingscaptain Email                thesavingscaptain@gmail.com

Send a text As an investor we all make a mistake, a blunder wondering why we bought something or sold it too soon. This remorse and regret is natural. In this episode I share 10 of the worst investment mistakes in recent history. Many of these mistakes were made by legendary investors or large companies. Most of them survived, learned and thrived after their mistake. The most important thing when...

Send a text We have all heard of evaluating a stock based on its dividend yield. But have you heard of shareholder yield? In this episode we walk through through merits of using the shareholder yield metric and how to screen individual stocks. I share a portfolio update for August and what I am looking at in September. Shareholder Yield Background https://www.google.com/search?client=safari&rl...

Send a text This episode is a primer in preparing for the possible sunsetting of the 2017 Tax Cuts and Jobs Act (TCJA) on December 31, 2025. Having a tax planning roadmap aligned with possible changes is important as taxes are the biggest expense in most budgets. Having two tax years to plan for changes can save you significant money long term Reference of Possible Changes https://www.pnc.com/insi...

Send a text I asked X and Listeners what stocks they see as a value. In this episode I share their ideas offer my thoughts and share why I avoided buying a stock at a bargain after researching. Introducing The Money Toolkit Newsletter A weekly newsletter that delivers actionable information on how to enhance your investing journey Subscribe here https://toms-newsletter-5f3b9c.beehiiv.com/subscribe...

Send a text We have all seen them. Headlines and articles mentioning the alarming rate of consumer debt. If you are in debt it can feel crippling and isolating.  In this episode I share a way forward. We go beyond just the headlines and statistics. Listen and pass this along to someone in debt, the tips I share will help.     Contact The Savings Captain X                        @SavingsCaptain Ins...

Send a text Listen in on some clever money saving tips from our audience. Thanks to all the contributors that took time to share their ideas. Get the official Money Happy Hour Coffee Mug, created by listener, Mike Sharpe https://www.ebay.com/itm/326204425620 Introducing The Money Toolkit Newsletter A weekly newsletter that delivers actionable information on how to enhance your investing journey Su...