Money Donuts®

Steve and James sit down with Royal’s Chief Financial Officer Jon to get his insights into credit unions, rates, the economy, and donuts in this timely episode. Between explaining how credit unions exist to help Members and a quick economics course, Jon also shares his favorite donut and some thoughts about how to prepare for the future. Learn more at rcu.org/podcast

Did you know that Royal services our mortgages? The Money Donuts® team meets with Baylee and Alyssa from Royal’s mortgage servicing team to discuss how they help our Members. They also answer several of the most common questions that Members have about escrow accounts, private mortgage insurance, and more!

James, Cooper, and Steve join Joe and Danielle from Royal's Talent Services team to discuss tips for selling yourself, applying for jobs, and finding new career opportunities. Even if you're not looking for a career change right now, this episode has some great information about best practices for future job seekers and the current job market.

Royal team member Ana joins Money Donuts® to talk about her budgeting system, which uses separate accounts for different categories of expenses! Ana also shares her journey to finding a budgeting system that works for her as a 21-year-old college student. Listen now to learn how Ana budgets and get some great money management tips that can apply to almost any situation!  Learn more at rcu.org...

The Money Donuts® team takes you behind the scenes with guests Chris and Rikki from Royal’s consumer loan underwriting team! We’ll take a look at Royal’s underwriting process, review credit score basics, and then get our guests’ expert insights into the best ways to take care of your credit and more.

The Money Donuts® team is ready to get down to business – starting a business, that is! Hear from business banking expert Karlee Wallin as we talk about starting a business and the unique role that your financial institution plays in getting your business off the ground. You’ll also get a preview of Steve’s new business idea before it goes big!  Learn more about Royal Credit Union and Money D...

Cooper flexes her financial educator skills to guide James and Steve through a fun money personality quiz. Listeners can follow along and take the quiz too! The hosts also discuss how each different money personality type can affect financial decisions and goals.  Learn more about Money Donuts ® at rcu.org/podcast

The Money Donuts® team is back with guest Heather Prueher to talk about Royal’s credit card! With a great low rate and no-fee balance transfers at any time, Royal’s card can be a smart choice, especially as we come down the home stretch of the holiday shopping season.  Learn more about Money Donuts® at rcu.org/podcast

Money Donuts® hosts Steve, James, and Cooper share their favorite real-world tips for saving money at the grocery store. It might take a little planning and willpower, but following these tips on your next grocery run could help you stack up the savings.

Did you talk to your parents about money? Do you involve your kids when talking about finances? Are you planning on talking to your kids about money management? In this episode, Money Donuts® hosts Cooper, Steve, and James talk through this sometimes taboo topic and explain why they think teaching kids about money is important. To learn more about Money Donuts®, visit rcu.org/podcast.

The Money Donuts® hosts are celebrating all the weird and wonderful aspects of United States money with a fun trivia donut hole! Learn some obscure facts about cash and coins from James, Cooper, and Steve as they dive in to the fascinating world of money trivia.

Money Donuts® hosts Cooper, Steve, and James clear up a few common money myths in this short donut hole! Remember that as a credit union, Royal is here to help our Members make smart financial decisions and be a trusted source of advice on all things money. If you’re ever wondering if something is a money myth, just ask an expert at Royal! Visit rcu.org/podcast for more info about Money Donuts®

Auto loan expert Monte discusses the behind-the-scenes process of getting an auto loan at a dealership, the state of today’s vehicle market, and much more with Cooper, James, and Steve. Even if you’re not looking for a car or truck, you still might be able to save money on an existing loan with today’s refinancing options!  For more information about Money Donuts® please visit rcu.org/podcast

Everyone makes money decisions differently, and this short donut hole takes a quick look at how hosts Steve, James, and Cooper tackle theirs. Whether you’re a read-every-review shopper or tend to buy and try for yourself, recognizing your decision-making style can affect how you spend, borrow, and save!

Learn how credit unions are different from other financial institutions – and how those differences matter for the people that credit unions serve. Steve, Cooper, and James also share their experiences as Royal Members and team members to explore how Royal puts its commitment to credit union values into action.  For more Money Donuts® episodes and information, visit rcu.org/Podcast.

When disaster strikes, an emergency fund can be your best friend. You never know when you’ll need it, and starting one can seem difficult, but hosts Cooper, Steve, and James review the benefits of emergency funds. Cooper also shares a real-world example of when an emergency fund came in handy! Learn more about Money Donuts® at rcu.org/podcast

Did you know that Royal has a Volunteer Program that rewards our Members for volunteering in their communities? Learn more about this unique program and its perks from podcast hosts Cooper, Steve, and James. You can find more information or contact us to enroll at rcu.org/Volunteers.

Royal interns Beth, Solo, and Morgan share their experiences with money, college, careers, and more! From inflatable couches to post-college plans, this episode covers a lot of ground and includes lots of laughs. Take a listen and learn more about the financial challenges faced by today’s college students.

Whether you’re looking to buy a house, get out of debt, or save for an emergency, the SMART goals system can help you make it happen. Cooper, Steve, and James take you through an example of setting a financial goal that’s Specific, Measurable, Attainable, Relevant, and Timely. Use the SMART framework and you’ll be on the right path toward reaching any goal you choose! Learn more about Money Donuts...

Unlike biting into your favorite donut flavor, credit conversations are not always sweet. Join the Money Donuts hosts for a conversation about the importance of responsible credit use, and the way it plays a role in every stage of life. Visit rcu.org/Podcast for more information.

It’s time to get excited for the RCU Foundation’s annual Rock The Riverfront featuring the Charity Classic! While it’s a virtual run/walk this year, there’s still plenty of fun waiting with TWO rock hunts sponsored by Market & Johnson and lots of family-oriented activities. Help us raise money for three arts organizations in our local communities!  For more information visit rcu.org/Race!

Royal’s security expert Jody makes a repeat guest appearance to take on the topic of phishing! Phishing, the practice of sending scam messages that pretend to be from a reputable company in order to trick people into revealing their personal information, continues to be popular with hackers. In this episode, you’ll hear an expert’s take on the latest phishing trends and learn tips to avoid becomin...

We’re getting the word out about avoiding fraud and scams! Cooper, Steve, and James share some tips for recognizing scam attempts in this bite-sized donut hole. Remember to be on the lookout for unexpected, urgent, and unusual emails, phone calls, or text messages! You can find more security tips at rcu.org/Security.

If you hear the acronym HELOC (hee-lock!) and want to run the other way, this one’s for you! We bite into a hearty helping of home equity line of credit awesomeness to explain what a HELOC is and why you might want one. Plus, hear a “plant rant” from the one and only Cooper as the cherry on top! You can learn more at www.rcu.org.

Knowing how you feel about money can help affirm your choices or set the stage for change. Steve, Cooper, and James meet with registered yoga teacher Diana to discuss how our relationships with our finances can have a wider impact than you might expect. Learn more at rcu.org/podcast