Money Donuts®

The Money Donuts® hosts are back to share their final updates on the financial goals they set earlier this year! Spoiler alert: not everything went according to plan. Tune in as they share what worked, what didn’t, and the lessons they learned along the way. Whether you're crushing your goals or recalibrating, progress is all about learning, adapting, and staying the course.

This special episode of Money Donuts® takes us along to Royal’s 60th Anniversary party, where Members and team members share stories, give financial advice, and reflect on the positive impact that Royal Credit Union has had over the past six decades.

Royal Credit Union CEO Brandon Riechers and former Royal CEO Charlie Grossklaus join the Money Donuts® hosts to talk about Royal’s history. The two CEOs reflect on how Royal continues to evolve to serve our Members, answer our favorite career questions, and let Steve know how they feel about apple fritters!

Estate planning is an often-overlooked area of personal finance, so Royal expert Alex joins Money Donuts® hosts Steve, James, and Alexis to explain it. Alex introduces common estate planning terms and explains beneficiaries, probate, how assets are handled after someone passes away, and much more. This episode is packed with information that you can use to help the people you care about!

Remember the financial goals that the Money Donuts® hosts shared in Episode 42? It's time for an update! Hear from the Money Donuts® team as they share details about how they're making progress – from tracking spending and boosting emergency funds to managing money and making travel plans. Spoiler alert: no camping trips are part of those plans!

The Money Donuts® crew discusses basic investment concepts, like compound interest, diversification, and more. You’ll also hear about common investment options and learn how to get started with making your money work for you. The team also reflects on the emotional aspects of investing and how the best investment options vary according to individual needs.

Get motivated to do some financial housekeeping this season! Hosts Cooper, Alexis, Steve, and James talk about how to keep your finances on track by reviewing your goals, saving money, looking at your statements, checking for unneeded subscriptions, and more.

How easy is it to set financial goals in real life and stick to them? Four fearless Money Donuts® hosts are about to find out! Follow along as Cooper, Alexis, Steve, and James share their personal financial goals and agree to hold each other accountable. The group plans to provide future updates on the podcast to share what they’ve learned along the way.

Team Money Donuts has signed Alexis as our newest podcast host! In this episode, Alexis introduces herself and confirms the team’s commitment to bringing you the financial education info you love – while enduring plenty of silliness. Welcome to Money Donuts, Alexis!

There are only a few things in life that are certain, and one of them is the topic for this episode! The Money Donuts team talks income taxes, sharing tips and personal tax experiences to help listeners feel comfortable when working with a tax preparer or filing their own tax returns.

Our Members are loving Royal’s Enrich Online Learning system! Dive into everything this personalized financial education platform offers as Cooper talks Steve and James through the details. We share what to expect in the Enrich experience and explain how anyone – even people without accounts at Royal – can get started.

Money Donuts® hosts Steve, Cooper, and James are joined by Robyn, a Member Account Representative from one of Royal’s offices, to share the ins and outs of Royal’s online banking and mobile app! Grab your favorite donut and tune in as they unpack the world of mobile banking and online money management, share tips and tricks, and break down all the features you can take advantage of from home or on...

’Tis the season, and this episode features our very best tips for gifting, saving, and so much more. With an appearance from special guest and gifting guru Tony, a frank conversation about the challenges of managing your finances this time of year, and a rabbit hole about the energy costs of holiday lights, this Money Donuts episode has something for everyone!

Steve and James discuss current scam and fraud threats with Carmen and Taylor from Royal’s information security and fraud prevention teams. Learn what to watch out for with new technology-based scams and get tips to protect yourself in this episode of Money Donuts!

Business bankers Jack and Blake talk the Money Donuts hosts through a variety of business banking topics, including business credit cards, resources for starting or growing a business, business operating accounts, what to expect when banking with Royal, and much more! Whether you're just starting on your entrepreneurial journey or you're an established business, you're sure to learn so...

The Money Donuts® crew discusses financial wellbeing (and fritters) with Gigi Hyland from the National Credit Union Foundation! Learn about the NCUF and how it supports credit union efforts for the benefit of credit union Members, plus review how credit unions like Royal are playing a key role in achieving financial wellbeing for all.

The Money Donuts® crew learns how Royal provides a full-service experience in our offices from branch manager Nicole. Besides discussing our favorite office perks, we talk about Royal’s unique level of service and the life-long connections that our office teams create with our Members. From educating people about fraud and credit to helping them with life’s milestones, Royal is creating a positive...

James and Steve talk with Deb and Jacob from Royal’s mortgage team to learn if now is a good time to be in the market for a new home. They also discuss expectations and realities during the mortgage loan process, share tips for preparing to buy or refinance a home, and consider Steve’s stay-or-move home dilemma. This episode is packed with information for just about anyone, not just homebuyers!

The journey towards financial wellness looks different for everyone. Join the Money Donuts team as they discuss how you can assess your financial wellbeing and different tools you can incorporate into your daily money habits to set you up for success. James, Cooper, and Steve also settle the debate on the proper way to pronounce the name of the beloved donut, the cruller!

The Money Donuts® team takes a closer look at business services, business treasury management offerings, and business relationships at Royal. Becky, Royal’s treasury management officer, guides listeners through all things business services, with help from Karlee, a leader on Royal’s business banking team. Steve also shares an update on his Plant Buddy business idea from Episode 17!

Jack and Lauryn, two of Royal’s current interns, join Cooper, Steve, and James to share their insights into internships! This Money Donuts® episode covers internship experiences at Royal, the corporate learning curve, career aspirations, and much more. Listen to this episode to learn about the unique opportunities that an internship can offer!

It’s time to talk certificates! The Money Donuts® team reviews how certificates work, why they’re a great way to save for long-term goals, and how to know if saving with a certificate makes sense. Listen to this episode and see why a certificate or two might just be your favorite new way to save… and to hear what we think of cinnamon twist donuts!

The Money Donuts team meets with Royal team members Kaylee and Sophie to learn about cryptocurrency, including what it is and how it works. The group also discusses the implications of this decentralized digital currency for Royal and our Members and shares resources for listeners to learn more about the evolving world of crypto.

If you're wondering how higher education funding works, this episode is a great place to start! The Money Donuts team is joined by Royal's private student loan expert Shae to discuss some student loan basics. We cover the differences between federal and private student loans, share answers to common student loan questions, and more.

Royal Business Member and Sconny Co founder Ethan joins the Money Donuts® team to discuss how he got started with his unique business. From coming up with the idea to getting buy-in from friends and family, Ethan shares his experience with writing a business plan, marketing, accounting, and opening a business banking account. He also offers some great advice for others looking to launch their own...