Vrishin Subramaniam

Money Culture Stories

Business EN ↓ 4 episodes

Talking about money is hard, especially if you are an immigrant. Hi I’m Vrishin. Financial planner, serving immigrant families and an immigrant myself. Over the last four years of running this business, I have spoken to hundreds of immigrants about their money and their lives. One common theme seemed to emerge all these conversations : storiesThese are our stories that we tell ourselvesThese are stories that society tells usAnd these are stories of how we got hereSome of you have amazing fascinating stories, (and I think the broader community could benefit from sharing these.)This is my attemp...

Author

Vrishin Subramaniam

Episodes

“Enough Is Never Enough” & Other NRI Money Fights | Siddhika x Vrishin | Money Culture Stories Ep 4 01.12.2025 52:20

She wanted her uncle to mortgage the family home, sell her wedding gold… or just marry her off to a rich NRI so she could escape financial struggle. Instead, she chose a much harder path: funding her US education, supporting siblings, and redefining “enough” from scratch. In this episode, Siddhika shares how losing both parents by 10th grade, being “adopted” by her aunt and uncle, and growing up i...

We Thought We Were Middle Class, But Weren’t | Nandhu&Anjali x Vrishin | Money Culture Stories Ep 3 03.11.2025 59:40

“We were taught to save because we had ‘nothing’ — but that wasn’t true.” Nandhu and Anjali grew up believing they were middle class. Only later, through college, marriage, and moving abroad, did they realize the gap between perception and privilege — and how class, gender, and money shape identity. From strict budgeting notebooks in Delhi to navigating one income in the U.S., this episode dives d...

“$2 Water is expensive?!” INR-to-USD Shock | Srinjoy Sen x Vrishin | Money Culture Stories Ep 2 03.10.2025 45:29

From piggy banks and gold to Bay Area rents and $2 water—Srinjoy’s money story is a ride. What does “enough” look like when privilege, visas, and values collide? Hear a candid NRI journey: rupees-to-dollars mindset shifts, credit card traps, partner money talks, and why a reverse budget (save first, spend guilt-free) can change everything. In this episode: earliest money memories in India, living...

Growing Up Thinking $20 Was Extravagant | Anusha Raturi x Vrishin | Money Culture Stories Ep 1 11.09.2025 32:11

Growing up, Anusha Raturi believed spending more than $20 on a birthday gift was extravagant. That mindset, born out of a household where money was rarely discussed but always tightly managed, shaped the way she saw finances for years to come. From moving between India, Italy, Indonesia, and the U.S. to choosing a career in nonprofit work with Teach For India, Anusha’s journey has been anything bu...