Money Conversations with KJ

Send us Fan Mail A 17-year-old just graduated high school, works in his family’s stone business, and spends his days walking luxury job sites that raise a dangerous question: how do I get there without blowing my future on the way up? We sit down with David Oganessian as he heads to UNLV for civil engineering (with finance and real estate in the mix) and talk through the real math behind ambitious...

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Send us Fan Mail Is financial success simple but not easy? In this candid conversation, escrow officer Bryan Hearn opens up about his journey from financial struggles to stability while juggling career growth and raising three young daughters with his wife. Bryan's financial education began like many of ours – watching his parents (a saver father and spender mother) rather than through explic...

Send us Fan Mail Can your money mindset be the key to financial freedom? In today's special episode of Money Conversations with KJ, we promise to unveil the secrets to transforming your financial struggles into successes. Join us as we dissect the reasons why many people find themselves trapped in a relentless cycle of earning and spending without clear goals. From setting specific financial...

Send us Fan Mail What if the financial habits you picked up from your parents are shaping your future more than you realize? Join "Money Conversations with KJ" as we welcome Kim Cooper, a wife, mom, and attorney, who takes us through her compelling journey of navigating financial literacy while raising a family. From the trials of single parenting in the early 80s to the triumphs of equi...

Send us Fan Mail Ever wondered how someone can rise from the challenges of a large, financially struggling family to a successful corporate career? Our guest Norvell McDonald shares his extraordinary journey that began in the bustling streets of New York City. His story, marked by resilience and determination, is a beacon of hope for anyone aspiring to overcome their starting point. Discover how N...

Send us Fan Mail Ever wondered how the subtle art of compound interest can revolutionize your financial destiny? Today's episode, featuring finance guru Aaron Banks, promises to equip you with the insights you need to turn your paycheck into a powerhouse of financial growth. We get personal about money management, sharing stories that shed light on the critical decisions that can lead to pros...

Send us Fan Mail Ever been puzzled by the paradox of earning plenty yet still struggling to make ends meet? Aaron Banks joins me, KJ, to unravel this enigma and arm high earners caught in the paycheck-to-paycheck trap with actionable insights. We're not just talking about tightening those purse strings; we're discussing how to merge passion with side hustles, make your mark in job interv...

Send us Fan Mail Have you ever wondered why even those with six-figure incomes can feel the money crunch at the end of the month? Join me, KJ, and my insightful sidekick, Mr. Aaron Banks, as we dissect the perplexing trend of affluent Americans tethered to the paycheck to paycheck lifestyle. Our latest episode of Money Conversations walks you through the maze of lifestyle inflation, the subtle pit...

Send us Fan Mail Unlock the door to financial freedom with our latest episode, where Cathy and I dissect the pervasive myths surrounding the paycheck to paycheck lifestyle in my just released book, "Breaking the Paycheck to Paycheck Cycle." You'll embark on a journey to reshape how you view and handle your money, no matter your income bracket. We tackle the inherited financial belie...

Send us Fan Mail Get ready to fundamentally alter your financial outlook in our latest podcast episode featuring the seasoned real estate investor and agent, Gary Wilson. Engage with us as we journey through Gary's remarkable life experiences, from childhood lessons on the value of money to the development of vital skills such as diligence, self-discipline, and salesmanship. Listen closely as...

Send us Fan Mail Are you ready to walk the road to financial independence? Come along as we journey with my daughter, Faith, who has been charting her course since she was just 15. We'll reminisce over those early days when she absorbed financial lessons from Jim Rohn videos and sought her first job at Downtown Summerlin Mall. From those humble beginnings to maximizing her Roth IRA and buildi...

Send us Fan Mail Ever wanted to feel confident about your financial future? Wish you had learned about money management at an earlier age? In our enlightening conversation with Gordy Bustos, we promise to unravel profound insights about financial literacy that will change your perspective. Gordy Bustos, my wife's cousin, has an intriguing story to share about his journey with money. From earn...

Send us Fan Mail In this episode you will hear Henry talk about like most people growing up that his parents did not talk to him about money and he learned to hustle early in life.  For those of you that can remember the MAD Magazine, Henry ordered from an advertisement in the back of the magazine seeds that consisted of vegetables and flowers, so he sold seeds around his neighborhood.  Henry did...

Send us Fan Mail In this episode you will hear Carlos talk about his first memory with money and he thinks back to when he was in High School.  When Carlos was younger his first memory with his parents talking about money was always save, save, save...not ever talking about how to use money as a tool.  Thinking back Carlos remembers his parents being spenders and in turn he became a spender as wel...

Send us Fan Mail In this episode you will hear Gina talk about her first recollection with money when she was 20 years old when she realized money was something you use to get things you want.  Gina's Mom in the family was a frugal spender and her Dad was a very responsible saver and so Gina followed her Dad's habits with money.  When Gina was 18 she got a bank account, a job and got her...

Send us Fan Mail In this episode you will hear Melva talk about when she was young her parents owned a small store in which they sold a variety of items including fuel in Mexico and she would watch her Mom stash away money to save.  Melva noticed that her parents were different from other parents in the sense that they did not fall into the norm of either having a farm or harvesting the land.  Mel...

Send us Fan Mail In this episode you will hear Vernon talk about when he was young, his Mom was the one who raised him and his sister and he saw that she was a spender.  Vernon would observe his Mom and others around him so he decided he wanted to be a saver. Vernon liked to save up enough of his lunch money, watch it grow and buy video games.  When Vernon's cousin went to play in the NFL he...

Send us Fan Mail In this episode you will hear how Tabitha started her career young.  Tabitha was a Manager in Starbucks and going to college when a customer that owned a Mortgage company came in and asked her if she wanted to be his assistant while she was going to college.  After working for him she decided that she wanted to become a loan officer and eleven years later now she still loves what...

Send us Fan Mail In this episode you will hear Joe talk about when he was growing up his Dad had the same job for over 30 years and his Mom had several part time jobs just for extra money.  A group of Joe's friends that he grew up with were the ones who introduced him to learn about money and so they were all self taught.  Joe is currently a Branch Manager for Peterman Lumber and has been wit...

Send us Fan Mail In this episode you will hear Steve talk about when he was around High School age he discovered his Stepdad was hiding money from his Mom so he would be able to buy things that he wanted.  It didn't sit well with Steve as he knew it wasn't right, so when he later became married it affected him in the sense that he didn't want to keep things from his wife and he want...

Send us Fan Mail In this episode you will hear Norvel talk about how he grew up in New York City and is the 2nd child among 11 children (4 boys, 7 girls) that his parents had.  When Norvel was 5 years old he dreamed of making it big in the World because at that time his family growing up was very poor.  Being poor inspired Norvel to want to be able to have the things that he saw other people had t...

Send us Fan Mail In this episode you will hear from a previous guest that was on here early on...Harvey.  Harvey has looked in his own personal mirror to discover his own happiness, being honest with what he saw, learned to be consistent with what he was doing and learned from his mistakes or failures with money.  Harvey has self educated himself with money regarding wants vs needs, having patienc...

Send us Fan Mail In this episode you will hear Tony talk about when he was 15 his parents sat him down to talk to him about money.  Tony was about to go on tour with a major recording artist and he was going to be paid a salary as a musician, his parents would not be with him so they taught him how not to be taken advantage of and to save his money.  Tony learned at that early age how to have disc...

Send us Fan Mail In this episode you will hear Kim talk about how Education is very important in her family, Kim's husband is a Teacher and Kim is a Lawyer.  When Kim was 8 years old her parents divorced and that made money a little tighter when she was growing up.  Kim knew if she wanted to have things and buy a car she would have to get a job, so at the age of 14 she got her first job at a...