Money Clinic with Claer Barrett

A pension offer you can refuse; why two-year fixed mortgages are a waste of time; and an end to cash - will phones be all you need in your pocket? Presented by Matthew Vincent, with guest Ray Boulger of John Charcol. Hosted on Acast. See acast.com/privacy for more information.

Banks face more complaints about selling insurance - is this the next PPI? Brits could be taxed on their French properties and can anyone face reading the small print before investing? Hosted on Acast. See acast.com/privacy for more information.

The pitfalls of pension flexibility - why it's not a good idea to transfer a company scheme into flexible drawdown; The big PPI payday - how to get compensation; and how expensive are "switch-to-fix" mortgage deals? Presented by Matthew Vincent, with guest James Daley, editor of Which? Money. Hosted on Acast. See acast.com/privacy for more information.

What action should victims of hackers take? Where are investors moving their cash in the search for income? And is it time to buy in the Spanish property market? Hosted on Acast. See acast.com/privacy for more information.

Is the Royalties account, or any other fee-based banking service, a bit too rich for middle-class tastes? What would US fund investors make of British fund charges? And why now is the time to move out to the country Hosted on Acast. See acast.com/privacy for more information.

Billions of insurance refunds - why you could claim back your payment premiums. 24 per cent annual returns - why farmland is now a fast-growing investment. And cautious funds that offer high yields Hosted on Acast. See acast.com/privacy for more information.

Under-capitalised and uncompetitive - but will your bank be any better if the latest reform proposals are implemented? Unloved and undervalued - but which bargain shares are Uk fund managers snapping up? And are Exchange traded-tracker funds as risky as regulators make out? Hosted on Acast. See acast.com/privacy for more information.

We look at whether banks' special rates for loyal customers are good value or not. When will value investing start paying off? And how many fund managers have you heard of? Hosted on Acast. See acast.com/privacy for more information.

Are pension providers ready for new rules? Performance fees on investment funds are on the rise - but should you pay them? And, buying a house could get easier - after pre-contracts are introduced Hosted on Acast. See acast.com/privacy for more information.

Will you get the benefit of higher personal tax allowances? Will an inheritance tax break make you more charitable? And has investing in smaller companies become more attractive? Hosted on Acast. See acast.com/privacy for more information.

How your finances are affected by the events in Japan. Looking ahead to next week's Budget, and choosing this year's cash Isa Hosted on Acast. See acast.com/privacy for more information.

Fund managers are cutting charges ahead of a ban on commission, but are IFAs behaving? John Lewis is paying high interest but should you take out their retail bond? And UK mortgage rates are still edging up. Hosted on Acast. See acast.com/privacy for more information.

What will it do to your pension? We have good news for women but bad for men. Why do some index tracker funds go off the beaten track? And where can you talk to a bank manager these days? Hosted on Acast. See acast.com/privacy for more information.

Looking for a cheap remortgage? Why it pays to go off the beaten track. Saving for university fees? Why you need to take on a degree of risk. And planning a new life overseas? Where you need to buy a house. Hosted on Acast. See acast.com/privacy for more information.

Rising inflation - what can you do about it? We look at high street and offbeat investment products. Popular Isas - where are they now? We track the performance of old technology and property funds. And how much can first-time buyers borrow? Hosted on Acast. See acast.com/privacy for more information.

Lenders return to the buy-to-let property market. How has your with-profits pension performed? We look at the latest figures. And, what investment strategy should you be using to pick stocks? Hosted on Acast. See acast.com/privacy for more information.

Another 'Cautious fund' is launching, despite recent warnings from the FSA. There is a new set of rules from Europe - and this time it could cut your pension. And we explain how to avoid the 40 per cent rate. Hosted on Acast. See acast.com/privacy for more information.

Could you be banned from buying risky investments? Should you protect your portfolio from inflation or stagflation? And would you lend money to people you don't know? Hosted on Acast. See acast.com/privacy for more information.

Mortgage rates start to rise but where can you get the best deal on your savings? Barclays is fined for selling "cautious" funds - so which funds can you trust? And are developed markets now a more exciting place to be? Hosted on Acast. See acast.com/privacy for more information.

Fears of a rate rise are growing, so is it time to fix your mortgage? Watch out for emerging risks in Emerging Markets. And where is the best place to put your savings. Hosted on Acast. See acast.com/privacy for more information.

Why some people are selling their second homes in the sun. A New Year means new pension rules - we explain what you can do now, and after April. And with 17 months to repay at zero per cent interest, are credit cards becoming more attractive? Hosted on Acast. See acast.com/privacy for more information.

Inflation is on the rise - so how can investors protect themselves? Tax-efficient schemes for investors could be under threat by the Revenue - so should you buy them now? And what a stronger pound could mean for your holidays Hosted on Acast. See acast.com/privacy for more information.

Investors are being offered more control over their pensions - so what are the top tips from experts? The government has announced yet another crackdown on inheritance tax - but should you really be worried? And, we look at the latest housing trends Hosted on Acast. See acast.com/privacy for more information.

Investors will no longer be banned from transferring out of their final salary schemes. Borrowers are turning to bridging loans but what are the best deals? And where in the world is the best place to retire? Hosted on Acast. See acast.com/privacy for more information.

As the Eurozone debt crisis continues, which are the safest banks for your money? Could your pension contributions result in a nasty tax bills? We explain how you could be affected. And how to beat the VAT rise and grab yourself a post-Christmas bargain? Hosted on Acast. See acast.com/privacy for more information.