Money Clinic with Claer Barrett

This week we look at whether the government's new scheme will get the housing market moving. Why advisers are slow to recommend low-cost tracker funds. And the FSA digs deeper into bridging loans. Hosted on Acast. See acast.com/privacy for more information.

We look at how QE is hitting pensioner's income, whether investments are becoming too costly, and whether Virgin buying Northern Rock could make banking more competitive Hosted on Acast. See acast.com/privacy for more information.

This week, we look at banks that are paying virtually no interest and making it almost impossible to keep track of their best savings deals. Should you buy shares in banks exposed to European sovereign debt? Also, what to do if your bank suddenly hikes its rate on your standard variable rate mortgage? Hosted on Acast. See acast.com/privacy for more information.

We look at why pension providers penalise you for changing jobs. Also, how index tracker funds distort share prices. And, is the sun setting on solar energy? We explain how subsidy cuts hit homeowners and investors Hosted on Acast. See acast.com/privacy for more information.

Keeping ahead of inflation - how much risk are you taking? We look at which Jisa you should take out for your child. And where £1m plus borrowers can go for a mortgage. Hosted on Acast. See acast.com/privacy for more information.

How to inflation-proof your pension and inflation-beating savings accounts. Dividends are on the rise this year, but where can you find the highest yielders? And we look at tips to cut your energy costs. Hosted on Acast. See acast.com/privacy for more information.

Energy prices are still on the rise – but are you being given the right advice about the best deals? Why government reforms mean some face huge cuts to their pension income, and can an iPhone app help smooth tenant and landlord relations? Hosted on Acast. See acast.com/privacy for more information.

Mortgage rates set to fall further - how low can they go? Advisers say absolute return funds aren't right for their clients, so who are they suitable for? And Islamic banks are paying out 4% returns. Hosted on Acast. See acast.com/privacy for more information.

We ask what this week's price swings say about gold's safe haven status. Are pension savers geting a fair deal? We assess new moves to improve your income choices. And is a 'Best buy' savings account really the best? Hosted on Acast. See acast.com/privacy for more information.

How high are the charges on your pension. We name the plans that have lost 39 per cent. And, we look at whether exchange traded funds are only for rogues. Finally, why gold savings accounts are not what they seem. Hosted on Acast. See acast.com/privacy for more information.

We look at how to get higher income from shares and whether dividend yields of 7 or 8 per cent are sustainable. How your bank will respond to the Vickers report and more news on the state pension age Hosted on Acast. See acast.com/privacy for more information.

How to protect your savings now that National Savings Certificates have sold out. When should you retire now annuity rates are at a record low? And where can you get a 100 per cent mortgage now? Hosted on Acast. See acast.com/privacy for more information.

Banks pay out £215m in compensation for missold PPI policies. Why billions are still invested in so-called dog funds. And mortgage rates - how you could save money paying the redemption charge and switching lender Hosted on Acast. See acast.com/privacy for more information.

We reveal who is buying shares at the moment and what they're buying. What can you buy for your pension? We look for investments to protect your pension income. And should you buy into student property? Hosted on Acast. See acast.com/privacy for more information.

What would continuing low interest rates mean for mortgages and savings? Why a rise in stock markets in the next five years would make structured products look attractive now. And what a cut in the interest rates on SAYE plans will mean for you Hosted on Acast. See acast.com/privacy for more information.

What property and business owners need to know about their insurance claims. Market turmoil and your investments, and which shares can bounce back after a week of disorder Hosted on Acast. See acast.com/privacy for more information.

As the debt crisis deepens, we seek safe havens for your cash. Go East, not West - why investors now want assets in strong Asian currencies. And is it time to leave your bank? We ask whether service is as important as an interest rate. Presented by Matthew Vincent. Produced by Rob Minto Hosted on Acast. See acast.com/privacy for more information.

In this week’s show: The cheapest five-year mortgage in history has just been launched; should you get out of your fixed income? Find out what a Greek or US default would mean for your bond fund; and, investors fixated with gold – why you shouldn’t think of silver as a poor second. Hosted on Acast. See acast.com/privacy for more information.

Also, savers are still being transfered into high-charging pensions - we ask chair of Consumer Focus, Christine Farnish, when will mis-selling ever end? And, would anyone buy a risky bond fund right now - even if it claims to be strategic? Presented by Matthew Vincent with Tanya Powley, Jo Cumbo and Alice Ross. Hosted on Acast. See acast.com/privacy for more information.

This week there was more bad news for people approaching retirement as new data showed a further decline in annuity rates - so what can you do about it? Murdoch drops his Sky bid and plans to buy back shares - but would you invest in media now? And, homeowners opt to improve rather than move - but would you splash out on an outdoor swimming pool? Hosted on Acast. See acast.com/privacy for more inf...

Banks are pulling their best savings deals - so where should you put your money now? Investment trusts are producing better returns than unit trusts. And offset mortgages are proving more efficient for higher-rate taxpayers Hosted on Acast. See acast.com/privacy for more information.

The OFT has ordered airlines, such as Ryanair, to stop hiding card surcharges. We look at why investors are not reclaiming tax on foreign share dividends, and how UK banks would be affected by a Greek debt default. Hosted on Acast. See acast.com/privacy for more information.

Your money is in their hands - do you trust your wealth manager? Their best ever mortgage deals - but only if you are a loyal customer. And why you only have to choose a pension for a few years at a time Hosted on Acast. See acast.com/privacy for more information.

When is a guarantee not a guarantee - we read the latest warnings on structured products. The cost of care - we add up the fees for residential and nursing homes. And how your customer profile affects the cost of borrowing. Hosted on Acast. See acast.com/privacy for more information.

We look at the latest threats in the property market. Do you buy high and sell low? We ask whether behavioural finance can help you make investment decisions. How can you protect yourself in retirement? Hosted on Acast. See acast.com/privacy for more information.