Money Chats

In today's episode, Cara and Ben discuss the tax disadvantages of having a one income household. Following a recent LinkedIn post that generated a lot of interest, we explain how disadvantaged you may be and what you can do to fix it.

In this episode, Cara and Ben run through some of the common questions they get when the sharemarket is crashing and how you can go about protecting yourself. Whether the market is currently crashing or booming, knowing what you will do when the inevitable happens will always put you in a better position.

In this finale episode of season 2, we run through the different episodes of Season 2 and our thoughts on them. Thank you everyone for your support for Season 2. We love producing Money Chats and are looking forward to Season 3.

In this episode, Cara and Ben address what you should do if you retire and still have a mortgage. For anyone in their mid 30s or older taking on a 30 year loan, you may find yourself with a mortgage when you retire. In this episode, we talk about the risks of moving money out of super and how to best go about it.

In this episode, Cara and Ben from Bounce Financial step through some of the traps you need to consider when you get an inheritance and how you can best go about utilising this money. 

Today we tackle that question that comes up for every person, how much do you need to retire? We run through the ASFA standards which are considered the industry standards and why we disagree with them. We offer our own opinions of how much you need to retire and provide some tips on how you can go about this.

Are you thinking about upgrading your house? A common question that seems to come up is whether you should keep your home and convert it into an investment property.  In this episode, we set out the pros and cons of doing so and dispel the myth that you should never sell property. We also give actionable tips on what you need to consider regarding tax when you convert your home into an invest...

In this episode, we discuss the different circumstances where you might consider selling your investment property. There is a lot of great information out there about buying investment properties but surprisingly not a lot about when you should sell. Whilst hanging onto a good investment over the long-term can be great for building wealth, eventually you are going to want to spend that money you'v...

In this episode, we tackle that great Australian debate, Investment Properties vs Shares. We explain the pros and cons of both and in what circumstance we would recommend one over the other. (Hint- there isn't a better investment, just the better investment for YOUR goals)

In this episode, we discuss preparing and investing for private school education. We explain the types of costs that will come up and how we go about preparing for this for our clients. We also run through some of the different investment vehicles including investment bonds, scholarship funds, investment portfolios and investment properties.

In this episode of Money Chats, we break down some useful strategies you can use when you have an offset account. We discuss the pros of using this as a hub for your investments and savings, discuss the differences with an investment property and whether you should use an offset account or redraw on your home loan.

In this season final episode, Cara and Ben from Bounce Financial reflect on the different episodes of Season One and what they took away from each of their guests. If this is your first episode of Money Chats with Bounce Financial, check out our other episodes first to learn more.

In this episode, Cara Brett interviews Courtney Lockett, Owner and Principal Solicitor of Lockett McCullough Lawyers. Lockett McCullough is one of Brisbane's busiest conveyancing practices, assisting around 3000 client per year to buy and sell property. Cara and Courtney discuss what to look for in a Conveyancer and how things can go wrong (or right). If you would like to learn more or speak with...

In this episode, Cara and Ben explain what an ETF is and their pros and cons. We discuss some of the general rules of investing and when an ETF might suit you and what some of the alternatives available are.

In this episode, Cara meets with Michelle Kunde, Accountant at M.A.D. Accounting. They discuss everything you want to know about accounting including when you need to use an accountant and what they can do for you. When it comes to tax, there is a lot that can go wrong. Having an accountant on your side to help you navigate the ever changing complexities of tax can be a godsend, particularly as yo...

In this episode, Ben and Cara from Bounce Financial discuss how they go about selecting a super fund for a client. They discuss how selecting a super fund is a multifaceted decision involving fees, performance and ease of use. They also talk about some of the common mistakes they see people make when it comes to picking a super fund or with their super in general.

In this episode, Ben Brett of Bounce Financial speaks with Loan Chow, Estate Lawyer about all things Wills and Estates. We cover topics such as why you even need a Will, who should you get to draft it and how much would you expect to pay for a Will. We also talk about the risks of not having a Will and what can go wrong when it's not drafted correctly. If you want to learn more about Loan Chow at...

In this episode, Cara and Ben from Bounce Financial discuss some of the tips and traps of combining money and budgeting with your partner. Each partnership has a different approach to how they go about this and having seen hundreds of different couples in their 30s, 40s and 50s, we have some insight into what can work and what can cause friction. Subscribe to our Instagram @bouncefinancial: instag...

In this episode, Ben sits down with Michelle Lauf, a mortgage broker with JLH Finance to discuss lending. Ben and Michelle explore what a mortgage broker does and where they can add the most value. They also talk about how mortgage brokers get paid and why you would use a mortgage broker instead of going direct to your bank. If you want to learn more, you can contact Michelle at: •Website: https:/...

In this episode, Cara speaks with Wendy Russell, Buyer's Agent. Wendy is a Brisbane and Sunshine Coast Buyer's Agent who helps professionals purchase properties to both live in and for investment. In this episode, Cara and Wendy discuss what a Buyer's Agent is, why you would consider using a Buyer's Agent and some of the things going on in the property world right now. If you want to get in touch...

In this episode, Ben speaks with Thomas Coussens, real estate extraordinaire with Wakely Properties. We get into the detail of how you go about picking a real estate agent including how they charge, how they should market your properties and some of the key things you need to understand before selling your property. If you are thinking about selling or even buying real estate, this podcast will he...

This week, Ben and Cara from Bounce Financial explain how they think about setting up a budget (or cashflow plan) for their clients. Let's face it, budgets are boring. But if you're going to succeed with your money, you first need a plan on how you intend to spend it. In this episode, Ben and Cara explain how most people go about this process in the wrong order leading to a budget that is quickly...

In this episode, Cara interviews Lauren Robinson of Rental Results. Lauren has over 17 years of experience in the property management industry and is knowledgeable in all things investment properties. She is also the author of the book "Rented" where she helps to take the hard work and stress out of property management by explaining how you can develop an investor mindset, secure the most suitable...

In this episode, Ben and Cara from Bounce Financial explain how they prepare financial plans for clients which factor in their current lifestyle, medium term plans and long term plans.

In this first episode of Money Chats, Ben and Cara introduce the podcast and Bounce Financial. Money Chats is the podcast that helps professional families navigating life's big financial transitions and interviews the experts you'll need along the way. In this episode, Ben and Cara explain who Bounce Financial are and how we help professional families to grow their wealth and happiness. They also...