Money Chats

In this episode, Cara and Ben explain why your lifestyle should cost 80% of your income and how this can be easily misunderstood.

This week, we are joined by Bobby Rein and Kade French, Mortgage Brokers at Newstead Group. We discuss the 5 biggest misconceptions about mortgage brokers and how they work.

In this week's episode, Cara and Ben outline some of the key financial lessons they have personally learned in their life and how it has shaped the way they think about money.

In this week's episode, Cara and Ben explain how you can salary package a car and the pros and cons of why you would even consider this.

In this week's episode, Cara and Ben jump into the controversial topic of how much you should earn. Particularly for younger people, focusing on your career and earning more may be the best way to improve your financial health over your lifetime.

In this episode, we break down how we go about working out a client's retirement number.

In this episode, Ben and Cara explore salary packaging that is available to employees of not-for-profits or government departments. They explain how you can use this perk to reduce your tax and the pitfalls to watch out for.

In this episode, Ben and Cara explain what 'Goals Based Advice' is and how it may help you to invest with clarity.

In this episode, Cara and Ben from Bounce Financial outline some of the financial options you have when you pay off your house. From putting money into super, investing outside of super or buying property, they cover all the possible options.

In this episode, Cara and Ben run through the pros of having an investment property and the steps you need to go through first to ensure the property makes you money

In this episode, Cara and Ben explain what passive income is, why you would want it, and how you can go about getting it

In this episode, Cara and Ben break down the 3 distinct skills of money and how competence in one area doesn't necessarily translate to others

In this episode, Cara and Ben discuss the top 5 questions they regularly get asked as financial advisers

In this episode, Cara and Ben run through the questions you need to ask yourself when buying a house and buying an investment property and why they are very different

In this episode, Cara and Ben run through some questions couples should ask each other about their money values

In this episode, Cara and Ben run through the habits and mistakes they see, which you can avoid to supercharge your finances

In this episode, Cara and Ben break down the top 4 ways you can go about legally reducing your tax

In this podcast, Cara and Ben talk through the options of downsizing your home to unlock some equity for retirement.

In this episode, Cara and Ben discuss the different episodes of Season 3 and some of the great tips and tricks that have come up along the way.

In this episode, Ben and Cara get a little technical to talk about how family trusts work and how you can use them. Like all things in finances, their are pros and cons but this may be a powerful tool to help you grow your family's wealth.

In this episode Ben and Cara discuss the grim topic of what happens when you run out of superannuation. Despite popular opinion, your superannuation will not pay your salary for the rest of your life and is a limited amount of money that may run out. In this episode, we discuss how you can try to make it last longer and how the aged pension interacts with your withdrawals.

In this episode, Ben and Cara explain why people fail at implementing the Barefoot Investor Buckets. They go through how they work for their clients and how you too can structure your budget to take advantage of this power financial tool.

In this episode, Ben and Cara run through the pros and cons of investing vs simply paying out your mortgage. They explain how they go about determining what goals suit what action and how you can determine this for yourself.

In the very complex world of superannuation, Ben and Cara try to break down the basics and give you what you essentially need to know. In this episode, we talk about how to contribute, why you would contribute and how you can spend and access your superannuation.

In this deliberately click-baity episode, Cara and Ben explain how different timings of when you retire or take leave can have a huge effect from a tax perspective, and how you can structure your leave to give you more money in the hand.