Moments that Matter

In the season finale of Moments That Matter, we bring together the key lessons from the entire series and focus on how families can plan intentionally and advocate effectively throughout the college affordability process. We talk about why early financial conversations matter, what it really means to appeal a financial aid offer, the difference between need-based and merit-based aid, and how a fou...

Tuition is the number families prepare for. Everything around it is what catches them off guard. In this episode, we walk through the real costs of college that don't always show up on the official bill — from dorm setup and textbooks to travel home, social life, and the daily habits your student brings with them. Drawing on personal experience sending two kids to college, this episode is abou...

Scholarships are more than awards — they are one of the most powerful tools families have to  reduce borrowing and shape long-term affordability. In this episode, we break down the difference between merit and need-based aid, why test optional for admissions doesn't mean test optional for merit aid, how scholarship stacking works, and the three questions every family should ask before acceptin...

Borrowing for college often happens gradually — one gap at a time. In this episode, Laura breaks down what every family needs to know about federal student loans and Parent PLUS loans before financial aid offers arrive. From the critical difference between subsidized and unsubsidized loans, to the new Parent PLUS borrowing caps taking effect in July 2026, to how private loans compare. Loans are no...

Texas leads the nation in tuition assistance and promise programs, but many families misunderstand what “free tuition” really means. In this episode, we break down how Texas tuition promise programs work, who qualifies, what they actually cover, and why FAFSA completion matters. Understanding these programs early can shape college lists, expectations, and long-term affordability decisions.

"My student will have a job and pay their own expenses, so they're independent for FAFSA, right?" Wrong…and that mistake costs families thousands in aid eligibility every year. In this episode, Laura breaks down the Free Application for Federal Student Aid (FAFSA), the Student Aid Index (SAI), and the dependency status rules that confuse almost everyone. You'll learn: - What FAFS...

Description: Financial aid offers are confusing...but they don't have to be. In this episode, Laura breaks down exactly what a financial aid offer actually means, and how to compare schools by NET cost instead of sticker price. You'll learn:  The difference between grants, loans, and work-study Why Cost of Attendance matters more than tuition How to spot red flags in financial aid packages...

Why do so many families feel blindsided by college costs even when they plan ahead? This episode reframes what “paying for college” really means and sets the foundation for a season focused on clarity, timing, and better-informed decisions.

Tune in to our season finale and explore the distinctive features of TAMIU with Mirian Granados. From automatic admissions to extensive scholarship tiers and a supportive environment, learn how TAMIU stands out as a top educational choice. Discover the beneficial community culture, exciting programs, and how TAMIU nurtures a sense of belonging through mentorship and international opportunities. A...

Join us for an engaging conversation on the "Moments that Matter" podcast with Maricruz Hinojosa from Texas A&M Engineering Academy at South Texas College. In this episode we explore the benefits of local learning, unique pathways to becoming an Aggie engineer, and the many engineering majors available. A must-listen for students, educators, and parents alike!

In this episode we focus on the often-overlooked advantages of merit scholarships. Learn how to assess eligibility, find colleges that reward talent, and strategically plan your college budget Don’t let the cost of attendance deter you and discover options that make quality education accessible. Tune in and share with someone who needs this advice! momentsmatterpod.com

In this episode we welcome the return of Roman Silva and Felipe Olivarez. We discuss the challenges of the 24-25 financial aid cycle, share tips for completing FAFSA forms, and highlight the importance of completing the FAFSA. Learn about the financial aid process, the role of parents, and how to tackle common issues.  https://www.utrgv.edu/ucentral/paying-for-college/financial-aid/index.htm https...

In this episode, we talk with Mariana Espinoza and Nancy Nerio from Texas State University’s Global Admissions. Learn about admission requirements, scholarships, student life, and the unique opportunities TXST offers. Whether you’re a parent or a student, this episode provides essential insights to help you prepare for college success. Don’t miss out on the key info every future Bobcat should know...

In this episode we sit down with Devlin Flanary, Manager of Regional Recruitment at the University of Houston-Victoria, to discuss UHV’s academic programs, admissions requirements, and scholarship opportunities. Parents of prospective students will learn about UHV’s local support and how the university helps students transition into college life. https://www.uhv.edu/ https://www.momentsmatterpod.c...

Scholarship Coordinator Teresa Villarreal joins us to discuss UTRGV scholarships, current opportunities, deadlines, and advice for incoming freshmen, transfers, and graduate students. Learn how to apply, tips for success, and guidance for families preparing for Fall. https://www.utrgv.edu/scholarships/ momentsmatterpod.com

Join us on the Moments That Matter podcast as we break down various tuition assistance programs available for students in Texas. In this episode, we provide information on programs offered by multiple state universities, including Texas A&M, UT Austin, Texas Tech, and more. momentsmatterpod.com

In this episode we talk with Karina Lopez, a first-generation college graduate and Speech Language Pathology Assistant. Karina shares her journey through Texas A&M-Kingsville and UTRGV, discussing the challenges of leaving home and the path that led her to her career. She also offers insights into her work as an SLPA, advocating for her patients, and advice for students pursuing a similar path...

It’s a Youth Vote Matter In this episode we’re joined by Michael Sanchez and Vicente Martinez from Texas Turnout Rio Grande Valley, a nonpartisan nonprofit, to discuss the critical role of the youth vote. Learn how students can register to vote, request absentee ballots, and we discuss the many intricacies of voting. Get out and vote!  www.texasturnout.org   www.voteriders.org

In this episode, we welcome back Celina, who has just become an empty nester. We explore her fresh experiences, the emotional highs and lows of dropping off her youngest at college, and the challenges she faces in this new chapter. Tune in for insights, advice, and support for navigating this transition. momentsmatterpod.com

In episode 2 we explore underemployment—why it happens and how it affects college graduates. Learn how major, institution choice, and internships impact career success, and get practical advice to help you navigate the college journey effectively.

In this new episode of  Moments that Matter , we explore whether students are truly college-ready. We discuss challenges, practical tips, and essential support services to help students thrive in their academic journey. Tune in to discover how to navigate college readiness effectively.

Summertime will be upon us soon! In this final episode of Season 2, we provide some parent to parent advice on how to guide your rising Senior, college bound student or current college student over the summer months. August will be here before you know it...be prepared! #summertime #collegeparents #transitions momentsmatterpod.com

In this episode, we discuss UT Austin's decision to reinstate standardized test requirements for applicants and what this means for your student. Join us as we discuss this shift among top universities, plus the important changes to the SAT test. momentsmatterpod.com

💰 Student Loans 101: Wondering about borrowing limits for undergrads? Learn the facts on student debt, loan options, and how parents can support their children's college journey. Tune in to our podcast for insights! #StudentDebt #LoanOptions #CollegeFinance momentsmatterpod.com

In this episode we dive into the world of dual credit programs with Marco A. De La Garza and Antonio De La Cruz from South Texas College. Join us as we explore the many benefits of dual credit courses for high school students.