Modern Financial Wellness

Hi everyone, Jim Grace here, host of Modern Financial Wellness. In today’s episode, I sit down with a familiar voice for long-time listeners John Donlon of Gold Coast Mortgage in Beverly, Massachusetts. If you’ve been thinking about buying your first home, debating whether to keep renting, or just curious about how today’s housing market is evolving, this episode is packed with practical wisdom. T...

Hey everyone, it’s Jim Grace, your host, and I’m excited to welcome you back to the Modern Financial Wellness podcast. In today’s episode, we’re doing something a little different—instead of our usual deep dive into a specific financial topic or professional’s life story, we’re making a big announcement: Modern Financial Wellness is officially not just a podcast anymore, but now a flat-fee financi...

Welcome back to Modern Financial Wellness! In this episode, we tackle one of the biggest pain points for couples everywhere: how to work as a team around money. Managing finances together isn’t just about budgeting and spreadsheets—it’s about trust, fairness, teamwork, and building a life that supports both partners’ dreams. Today’s conversation dives deep into the emotional and practical sides of...

Hey everyone, welcome back to Modern Financial Wellness! I’m Jim Grace, your host, and I’m excited for this week’s episode, where we’re diving deep into the human side of retirement. Retirement is a huge milestone, but as many are beginning to realize, it’s about so much more than just making the numbers work. Today, we’ll unpack the emotional, psychological, and deeply personal challenges—and opp...

Welcome back to Modern Financial Wellness! In this episode, we dive into a topic that resonates with so many of us—how to navigate the overwhelming demands of the fall season and maintain productivity (and sanity!) as we approach the holidays and the end of the year. If you’ve ever felt a wave of anxiety triggered by the sight of Christmas decorations in October or the reminder that “Q4” is flying...

Welcome back to Modern Financial Wellness! I’m your host, Jim Grace, and I’m excited to share today’s episode—a deep dive into one of the most complex and sometimes overlooked aspects of couples and money: financial infidelity. If you’ve ever wondered what counts as a financial secret, how keeping money habits under wraps can impact a relationship, or how big the gap is between you and your partne...

Welcome back to Modern Financial Wellness, the podcast dedicated to helping you cultivate a healthier, more empowered relationship with your money. I’m Jim Grace, your host, and today’s episode is an essential listen for anyone interested in understanding how our minds – specifically, our executive functioning skills and neurodiverse traits like ADHD – affect our day-to-day financial behaviors and...

Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace, and I couldn’t be more excited about this conversation. In this episode, I sat down with Matt Morizio, founder of Reconstructing Wealth—a financial advisor with a distinctive focus not just on dollars and cents, but on truly reconstructing our relationships with money. 5 Key Takeaways from This Episode: Your Relatio...

Welcome back to another episode of Modern Financial Wellness. I’m your host, Jim Grace, and today, we’re exploring an incredibly important, nuanced topic—how grief and loss, particularly widowhood, impact financial well-being. This is a subject that’s both deeply personal and highly relevant to anyone supporting loved ones through life’s most challenging transitions. Joining me for this powerful c...

Welcome back to Modern Financial Wellness! I’m your host, Jim Grace. In today’s episode, I’m joined by a returning favorite: Dr. Christine Hargrove (she/her). If you’ve listened before, you might remember her as Christine Hargrove during our previous conversation on couples, money, and ADHD. I’m thrilled to welcome her back as Dr. Hargrove, and even more excited that, to this day, her previous app...

Hello everyone, Jim Grace here, host of Modern Financial Wellness. I’m excited to share the latest episode, which dives deep into the real story behind financial wellness, the power of education, and how changing your money mindset can truly transform lives and workplaces. In this episode, we go beyond the nuts and bolts of budgeting and saving. Today’s conversation centers on financial literacy a...

Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace. In this episode, we tackle an essential but often overlooked part of financial wellness—how we support our loved ones (and ourselves) as we age. Whether you’re part of the sandwich generation juggling kids and aging parents, or you’re planning ahead for your own well-being, today’s conversation is for you. To guide...

Welcome to Modern Financial Wellness! I’m your host, Jim Grace, and today I was thrilled to sit down with Christine Moriarty, CFP®, a seasoned financial planner, author, and keynote speaker, whose area of expertise is navigating money conversations for couples. With over 30 years in the industry, Christine has helped countless couples and individuals bring more peace and understanding to their fin...

Welcome back to Modern Financial Wellness ! In today’s episode, I tackle one of the most pressing and emotionally charged questions in personal finance: Should you rent, or should you strive for homeownership? Rising interest rates, surging home prices, and shifting economic forces have made the decision more complicated than ever. With headlines declaring the “death of the American Dream,” many a...

Hey everyone and welcome back to another episode of Modern Financial Wellness. This week, we're diving deep into one of the biggest and most stressful financial decisions families face: planning and paying for college. I’m thrilled to be joined by Jack Wang, a seasoned college financial aid advisor and host of the Smart College Buyer podcast. Jack brings a wealth of experience helping families nav...

Welcome back to Modern Financial Wellness! I'm Jim Grace, and in this episode, I’m thrilled to have a very special guest—Michael Scarpati, the CEO of Retire Us. Retire Us is a game-changing financial advice platform that blends human relationships and technology to help individuals achieve financial freedom with less friction and more clarity. We kick off by examining the major barriers people fac...

Welcome back to Modern Financial Wellness! I’m your host, Jim Grace. On today’s episode, I had the privilege of sitting down with Sun Yong Kim-Manzolini—a truly remarkable entrepreneur, author, and self-made millionaire. Her story is nothing short of extraordinary, taking us from her beginnings in a Korean orphanage, unable to walk, to building an amazing life of freedom, abundance, and purpose in...

Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace. On this show, we explore what it means to truly thrive financially—not just in terms of dollars and cents, but in terms of how we relate to money emotionally and practically. In today’s episode, we’re diving into an important and often misunderstood topic: how ADHD and executive functioning challenges can affect our...

Welcome back to Modern Financial Wellness! I'm your host, Jim Grace, and on today’s episode, I had the privilege of sitting down with Tim "Jai" Baker—wealth advisor, founder of Luminess Wealth, and author of “The Awakened Investor.” We explored not only the technical side of what makes up true wealth, but also dove deep into the intersection of finance, mindfulness, and personal transformation. Ti...

Welcome back to Modern Financial Wellness. I’m Jim Grace, CFP®, your host, and today I had the pleasure of speaking with Melissa Hoyer, a certified financial planner and certified coach from The Wealth Conservancy in Boulder, Colorado. We're talking about the complex and often personal dynamics surrounding inherited wealth. Melissa brings an interesting combination of financial planning expertise...

Welcome to another episode of Modern Financial Wellness, where we dive into the psychology of money to help you feel better about your finances. I'm your host, Jim Grace, CFP®, guiding you through today's discussion on understanding the emotional aspects of financial decisions, especially during retirement. I am thrilled to have Dan Haylett join us today. Dan is a multifaceted financial planner an...

In this episode, I'm joined by Dave Giesleman, founder of Become Limitless Flow State Mindset Coaching and Limitless Flow Breathwork. Our conversation centers around stress management and how tools like breathwork and achieving a flow state can enhance mental clarity and decision-making, particularly in a financial context. Dave shares insights from his experience transitioning from a high-stress...

In this episode, I welcome Gordan Stein, author of "Cash Flow Cookbook: $2,000,000 of Financial Freedom in 60 Easy Recipes." Gordon shares his unique journey from a career in tech to becoming an author and speaker focused on personal finance. Our conversation centers around practical ways to improve cash flow without significant sacrifices. Gordon discusses how small changes in everyday expenses c...

In this episode, I welcome Brian Page to discuss the interconnectedness of financial management and home management. Highlighting the importance of delegation to reduce stress and improve happiness, Brian shares his journey about using meal delivery services and budgeting with his kids. He talks about intentional communication with his wife, utilizing tools like Tiller and shared calendars for eff...

In this episode, I welcome back Jen Reid, but I also talk to Julie Costa to talk about their unique and reciprocal professional relationship that has profoundly influenced their personal and client journeys. Jen shares her path to recognizing and overcoming subconscious blocks through Julie's Anchored program, while Julie, in turn, became Jen's client, showcasing the value of mutual lear...