Mobey Forum's Podcast

How do established payment players view agentic commerce? In this episode, Mobey Forum’s AI Expert Group Chairs Amir Tabakovic and Ruper Rieder discuss with Nexi’s Raja Saggi AP2’s role in the ecosystem, its impact on existing rails, and how it builds on CNP and M2M models. We discuss readiness, collaboration, and what banks should prioritise as AI-driven transactions evolve. https://www.linkedin....

Together with Deniz Oran, Head of Payments Partnerships at Google, Mobey Forum’s AI Expert Group Chairs Amir Tabakovic and Ruper Rieder deep dive into Google’s Agent Payments Protocol (AP2) and the strategic problem it aims to solve. In this episode we explore why Google is leading this initiative now, how mandates and trust models work in practice, and what it means for payment rails, performance...

With André Schmidt, Data Security Lead at Accenture in Switzerland, Mobey Forum’s AI Expert Group Chairs Amir Tabakovic and Rupert Rieder stress-test the new security infrastructure against malicious agents. In this episode, they break down emerging attack vectors like Prompt Injection, the technical implementation of Know Your Agent (KYA) with Decentralized Identifiers (DIDs), the feasibility of...

Mobey Forum’s AI Expert Group Chairs Amir Tabakovic and Rupert Rieder launch a podcast series on Agentic Commerce Economy with a foundational look at agentic commerce. In this episode, they provide a clear explanation of how this new era of delegated commercial authority is emerging and why it is happening now. They detail what emerging standards and protocols could change for e-commerce in terms...

Banks are under pressure to define their role in embedded ecosystems—or risk losing relevance.  In this episode, co-chairs of Mobey's Payments Expert Group, Ville Sointu (Nordea) and Pål Krogdahl (Samlink), unpack the group’s recent report and take the discussion even further—exploring how Embedded Finance can move from theory into a practical growth strategy for banks. The session covers: Wh...

Join Kasper Sylvest, Chair of Mobey Forum’s Board of Directors, as he revisits the industry’s turning points together with the ‘Mobey veterans’ Kristian T. Sorensen (IN Groupe), Amir Tabakovic (experiens. AI), and Ville Sointu (Nordea).  They reflect on how Mobey and the industry grew up together, with Mobey frequently anticipating the next shift — and why the most exciting changes may still be ah...

In this episode, we take a deep dive into Mobey Forum’s latest report on the European Digital Identity Wallet (EUDIW), unpacking its key insights and strategic implications for banks. Members of Mobey’s Digital Identity Expert Group explore real-world use cases, regulatory timelines, market-specific hurdles, and the unique opportunities EUDIW presents for financial institutions. The session brings...

Conversational AI is rapidly transforming digital banking—but before launching, are you asking the right questions? In this podcast, the co-chairs of Mobey Forum’s AI Expert Group— Amir Tabakovic , Rupert Rieder — and Vjekoslav Bonic discuss the key insights from their newly published infographic, 10 Must-Answer Questions for Banking Executives to Ask Before Going Live with Customer-Facing Convers...

In February 2025 Mobey Forum’s Digital Wallet Expert Group published ' Account-Based Digital Wallets: Navigating the Future of Payments' - a report that delves into the accelerating shift from card-based to account-to-account (A2A) wallets, highlighting the opportunities, challenges, and strategic imperatives for financial institutions. In this podcast, the co-chairs of the group and aut...

The Next Wave of Digital Transformation in Banking Podcast Series by Mobey Forum and Consult Hyperion Episode 2:  CBDC - Exploring the "Why"   Moderated by: Tim Richards , Principal Consultant at Consult Hyperion Guests: Ville Sointu , Chief Strategist, Digital Currencies at Nordea Mads Clemmensen , Digital Assets Lead at Danske Bank Why are central banks worldwide planning to issue CBDC...

In April 2024 Mobey Forum’s Digital Wallet Expert Group published ' Beyond Payments: Navigating the Next Generation of Digital Wallets' - a report that explores the next generation of digital wallets, analysing their evolution, current state, and future potential. In this podcast, the co-chairs of the group and authors of the report, Kristian T. Sørensen from Nets eID Solutions, Marina R...

The Next Wave of Digital Transformation in Banking Podcast Series by Mobey Forum and Consult Hyperion Episode 1:  The Evolution of Digital Wallets and Identity   Moderated by: Dave Birch , Director at Consult Hyperion Guests: Heidi Torgnes , Co-Chair of Mobey Forum's Digital Identity Expert Group & Business Developer Payments and eID at Eika Kevin Faragher , Member of Mobey Forum's B...

A significant shift is occurring in the financial services industry, altering the traditional structure of the value chain. The rise of embedded finance is introducing new perspectives, prompting a departure from conventional models. As we navigate through this transformation, all stakeholders find themselves at a crucial point where adaptation is not just a choice but a necessity. In December 202...

Digital wallets are back on top of banks’ agendas. Mobey Forum has responded by launching a Digital Wallet Expert Group to analyse where wallets are now, and how banks can win the next battle in the wallet wars.  The wallet wars began when Apple and Google announced the launch of their wallets and customers preferred these over the ones provided by banks. The first round was lost.  Now, with devel...

Mobey Forum's Digital Identity Expert Group chairs Jukka Yliuntinen (G+D) and Kevin Faragher (Interac), together with Report Executive Reuben Jacob (TD) discuss the findings of the latest report from the group: ‘The Rise of Digital Identity Wallets: Will banks be left behind?’   What do banks need to do to ensure they are not left out from the trust economy? What is the role of digital identi...

In this podcast, two of our Open Banking Expert Group Chairs Kristian Sørensen and Marc Folch analyse the main findings of Mobey’s recently published report on Monetisation of Open Banking APIs . You can download the full report on our website . Though Open Banking in many countries has been driven “top-down” as a regulatory requirement, many banks have taken the opportunity to revisit their strat...

The Digital Banking Blindspot: Emerging Privacy Enhancing Technologies (PETs) and their role in privacy risk mitigation and business innovation.   In this podcast, AI & Data Privacy Expert Group chairs Amir Tabakovic from Experiens AI, Ville Sointu from Nordea and Sebastian Reichmann from TietoEvry discuss the common terminology around PETs, the role of personal data protection in financial se...

Mobey Forum’s Digital ID Expert Group recently published The Mobey Long Take – Post Covid-19 Digital Identity report, analysing the impact of the Covid-19 Crisis on Digital Identity.  In this podcast, some of the core members of Digital ID Expert Group Mikko Hiekkataipale , Senior Product Manager at Nordea ; Dan Johnson , Vice President Digital Identity at Mastercard and Arjen Hollander , Business...

In September, Mobey Forum will launch a new Expert Group on Payments , to analyse the strategic options for banks’ business models in the changing payments landscape. In this podcast, Payments Expert Group Chairs Beat Bannwart from UBS, Xavier Herrero from CaixaBank and Sirpa Nordlund from Nets discuss the recent developments in the payments landscape and what the future looks like for banks, givi...

What will be COVID-19’s biggest impact on financial services? How has customer engagement and the demand for new services changed in banks? Has the uptake of digital ID increased and what roles do banks play in this? Increased digitisation generates even more data - what new opportunities does this bring to banks? In this podcast, Mobey Forum Expert Group Chairs Amir Tabaković from experiens.ai (D...

Mobey Forum’s Digital ID Expert Group recently published an interactive, all-digital report How to Make Digital Identity a Success: Insights and Learnings from Seven Digital ID Schemes , presenting a comparative overview of seven digital ID schemes across Europe and North America.  In this podcast, Jenny Ahlqvist from Sparebank 1, Jukka Yliuntinen from Giesecke+Devrient and Kevin Faragher from TD...

Mobey Forum’s Open Banking Expert Group created a consumer survey to uncover consumer attitudes to open banking services in five  European markets – the UK, Germany, Finland, France and Spain. In this podcast, Kashmera Self from Interac, Mario Brkić from Erste and Luis Rodríguez from Strands are discussing the highlights of the results. The discussion is moderated by Elina Mattila from Mobey Forum...

Mobey Forum’s IoT Expert Group recently published the report Iot in Financial Services - Roles and Opportunities for Financial Institutions, to provide perspective on how financial institutions can be impacted by IoT in terms of potential opportunities and challenges.  In this podcast, Expert Group Co-Chairs Veronica Lange from UBS and Sasa Skrgic from Erste explore the highlights of the report. T...

Mobey Forum’s Virtual Currencies Expert Group published a report What Banks Need to Know About Virtual Currencies Right Now, in 2018. In this podcast, Expert Group Co-chairs Hans Henrik Hoffmeyer from Coinify (Former Senior Vice President, Nets Group) and Peter Stephens from DrumG Technologies (Former Head of Blockchain and UK Group Innovation, UBS) discuss the highlights of the report. The discus...

Mobey Forum’s Open Banking Expert recently published the report Producers, Distributors, Aggregators: Strategic Options for Banks in the Post-PSD2 Age; to analyse the various strategic position that banks can take in the in the post-PSD2 era.   In this podcast, Expert Group Co-Chairs Mario Brkić from Erste, Jordi Guaus from CaixaBank and Luis Rodriguez from Strands discuss the highlights of the re...