Mo Money

The world has changed, but what does that mean for how to make smart investment decisions.   In this post I get chatting about what makes a good money choice, the problem of making the right move at the wrong time, and the power of simplicity when you invest.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a...

When you don't have a lot of experience investing, it's hard to know where to start. There's so much information out there, that trying to figure out where to start is like drinking from the firehose.    There are a bunch of conflicting opinions, mixed messages, and hidden agendas. In this post I cover the basics of investing to help you cut through the noise.     Want to keep making the right mon...

Do you have some big property goals for the new year, but not quite sure the best approach or how to figure it out? Looking at the soft property prices and ultra low interest rates and figure now is your time? Want to make some smart money moves with property to create some financial security or even financial freedom? You've come to the right place. This workshop will help you understand property...

This episode is a recording from a live online event I did as part of our 'How to Money' series in collaboration with the champions at Raiz Invest and  General Assembly where I talk about how to build passive income investing in 2021. We're going to some investment basics and fundamentals, the key sort of investment rules or areas that you need to understand to be able to make some smarter decisio...

In this session, I talk about a question I've been getting asked a lot lately is whether the share market is crashing and I think a lot of people are really nervous with the volatility that we've seen around the US election and what's going on in markets and what's going on within the economy. In this episode I talk about some of the key things that you need to understand to assess whether investi...

In this episode, I talk about how to find a good investment property which is a really common question that we get asked. It's a place where there's heaps of noise and hype and just everybody has an opinion, so in this episode I'm gonna help you cut through that noise, help you understand the fundamentals of what makes a good property investment, where the risk come from in your property investmen...

Do you earn good money but struggle to save at the rate you feel like you should? Do you have big goals but frustrated by slow savings progress and feel like you're never going to actually get ahead? Do you want to spend less time juggling money from one account to another and spend more time enjoying your money? You're not alone. Saving money is super important. It's also hard, and spending money...

In this episode, I answer the question what is the difference between a financial planner and a financial adviser. This actually came about from a question that I got from a new person that reached out to me the other day and made me think that the labels are quite confusing. In this session, I'll talk about what they mean and I'll give you a hint that the labels aren't actually that important but...

In this session, I have a bit of fun going through some of the millionaire money mistakes. So what are the money mistakes that people with a lot of money make that can really cost them a packet. What I've done here is I've just gone through a handful of real life client stories of situations that were being across some more painful than others but helping you understand where people went wrong so...

In this episode, I answer the question how to avoid media hype and the watercooler chat when you invest. I actually unleashed my inner money nerd and jumped into one of my favorite topics when it comes to finance which is the behavioral psychology and the behavioral financial biases and heuristics that can influence the behavior that we make. I outline some of them so you know what to look out for...

In this episode, I answer the question, is now the right time to buy property. It's a question I've been asked a lot lately and there is clearly a fair bit of opportunity out there in the property market with prices softened and interest rates low. So I talk about how to assess whether now is the right time for you to buy property, the key framework or things that you need to understand when you'r...

With all the COVID disruption, mortgage interest rates at never-before-seen lows, and the government splashing cash around left-right-and-centre, is now the right time to invest into Australian property? There's no doubt many younger Aussies that have been feeling 'priced out' of the property market in Australia's capital cities are now seeing an opportunity to buy their dream property while price...

In this episode, we answer the question, how the family guarantee can help you buy a property with no cash deposit. So this has come about because it's a question that I get asked quite a lot to see whether this sort of strategy could work for you.   Now, property is expensive to buy. The deposits are expensive and it's hard to get into the market. The family guarantee is a way that a lot of peopl...

In this episode I talk about how to make it easier to stick to a money strategy. This is for once you've put together a bit of a plan when it comes to your money. As excited as I get when I'm working on plans for people, I know that a plan is actually only a tool to get the outcome and sticking to the plan is hard.   It's not only where the rubber hits the road in terms of what will actually make...

In this episode, we answer the question, "Is now the right time to sell your tech company shares?" This is something that we've been getting asked a heap lately, and it's partly driven by the fact that tech company shares have been going through the roof in recent times.    High share prices coupled with the weaker Aussie dollar has led to a lot of people that work for technology companies that ar...

Want to build a second income through investing to create financial security, but overwhelmed with all the options and don't know where / how to get started? Want to know what investments can help you escape the rat race so you don't have to work forever, but finding that you still have that niggling thought at the back of your mind that's stopping you from taking action?   In this session we lay...

Australia has one of the highest personal tax rates in the world, and it's increasing every year. And you don't want to pay more tax than you have to. The more tax savings you can find, the more money you have for investing, growing wealth and investments, or for your next holiday. With the new financial year comes new possibilities. But there's so many different opinions out there when it comes t...

The classic conundrum for someone looking to invest, do you buy property or do you buy shares? But choosing isn't easy, there are so many mixed messages, conflicting points of view, and hidden agendas, it's hard to know who to listen to and who to trust. But getting the answer right can help you accelerate your investment growth and be a big step toward creating financial freedom.    In this sessi...

Want to be smart with your money but struggling with information overload, struggling to find the right balance between getting ahead with money and living an epic lifestyle, and want to take action but need to make sure the move you're thinking about isn't going to be a dumb one that costs you a bunch of money?    In this session we're diving deep into the top strategies you can use to make your...

Made a bunch of money from a tech startup, received a chunky inheritance, or just made a pile of cash from your work, but not sure how to make sure that money creates the financial freedom you want? A first world problem for sure, but a problem that needs solving nonetheless.    The problem is, the more money you have, the more options you have available to you. And, the bigger the numbers the sca...

Not having clear goals can be one of the biggest barriers that stops people from taking action to get more out of their money. Only problem is, this inaction means you're missing out on the opportunity to start getting results and building your money momentum. Wait too long to set your goals and get started, and before you know a huge amount of time has passed and you're forced to make sacrifices....

In capital cities in Australia property is outrageously expensive, and affording your dream home is an expensive exercise. With the average cost of a four bedroom home in Sydney's inner suburbs over $3m, it means you've got to be really smart with your strategy and put in some work to make it happen. But cracking the code means a huge amount of satisfaction, and creating intergenerational wealth f...

If you own property already, using the 'equity' can be a smart way to accelerate your asset building and wealth creation, and build another income stream through investing. Only problem is it's super confusing, scary, and if you don't have a good risk management strategy in place it can be risky OR cost you a bunch of money.    In this session we bust myths around how 'unlocking the equity' in you...

No one teaches you how to be an adult, you're just expected to pick it up somewhere along the way. What if you missed a few important steps; like how to be financially responsible, how to save for a house, how to taste wine, how to network effectively...the list goes on and on. This series is designed to teach you not only how to talk the talk, but actually walk the adult walk. Don't be shy -- we'...

Australia has one of the highest personal tax rates in the world, and it's increasing every year. Tax at some levels are important, but you don't want to pay more tax than you have to, and the more tax savings you can find, the more money you have for investing, growing wealth and investments, or just for your next holiday.    And there's so many different opinions out there when it comes to the t...