Mo Money

In this episode, I talked to Kevin McDonald, he's a fellow Financial Advisor and the Principal Advisor and Director with his business partner at Future Focus Financial Planning, they do a ton of Ethical investing for their clients.   I had a good chat with Kevin about their approach to Ethical, how people can choose the difference between light green, dark green, and all of the greens when it come...

In this episode, I chat to Paul Garner for the Ethical investing series. Paul is a Financial Advisor based in Adelaide who is super passionate about socially responsible investing. His business is built around helping people figuring out what's important to them and then how they can introduce those values into their investment portfolio.    I chat to Paul about not only ethical investing but also...

In this episode, I talk to James Taylor, who's the head of ESG or Environmental Social Governance investing at Elliston capital. James has been managing money and investments for PR professionally for over a quarter of a century.   This session is the first of the ethical investment series that we're currently putting out. We get James to unpack what the different types of socially responsible or...

This session is a recording, a live event that I did in collaboration with the General Assembly and Raiz Invest on how to buy your first property. I go into property market basics, the things that you need to be across to get into the market. Some of the different numbers around how to figure out how much deposit you need, things like lenders, mortgage insurance, how to set up a property strategy...

In this episode, I chat to Danny and Nikki, the two of our amazing clients that recently just gone through the process over the last few months and we talk about their experience with the advice, how they tackle to get started with some of their money journey and some of the big decision that they're making, some of the things that surprise them and about the advice process. They talk a bit about,...

In this episode, I chat to one of our long-term clients, Oliver who we've been working with for a bit over four years. We talk about his pathway to purchase his first property. When he previously thought it was unattainable and unrealistic, some of the strategies and tactics that allowed him to get there as well as his take on how to make sure that when you think about planning with your money, th...

In this episode, I talk to one of our amazing clients, Clare Sheng. She is a cracking business owner with her business, The Fitting Room on Edward which basically dominates the market for custom alterations on clothing and suits in Brisbane. We talk a bit about Clare's journey with financial advice, some of the things that surprised her along the way. We chat about how Clare had a big shift around...

In this episode, I talk to Karim who's a client of Pivot that we've been working with for a couple of years. Karim is an IT Professional that we did strategic sort of planning work for. He talks about his journey with the advice process, some of the tangible results that he got and for him, a big part of what we did was around building his financial confidence giving him permission to spend and so...

This episode is a recording of a live event I did in collaboration with the General Assembly and Raiz Invest all on how to nail your money mindset. I talk about and go deep into psychology and it's all super impactful with our money decision making. So I talk through some of the money mindset mistakes that I see and some of the most painful ones and how you can avoid them. I talk a bit about learn...

With the interest rates at all-time lows, tech companies and the broader economy recovering strongly from COVID disruption, and the government splashing cash around like confetti, the property market is starting to boom. If you want to take advantage of the current property market opportunities, now more than ever you need to be ready to act. But recent increases in values have made it more and mo...

In this episode, I talked to Cameron Airlie who's a real estate agent for NG Farah. He has been helping people buy and sell a property for over 20 years. We talk a lot about how to deal with real estate agents, how to negotiate, which obviously is heavily involved in selling his client's properties as well as his take on the market, the opportunities for buyers, the opportunities for sellers and s...

In this episode, I chat to Ed Sainsbury who runs the mortgage side of Raiz Home Ownership. Ed has actually interestingly started working in fast food and run some businesses then did a tech startup and then went into the land of banking for almost two decades. And has recently jumped out to get involved with the Raiz guys. Now I talked to Ed about his take on lending and how to get a good deal. Wh...

In this episode, I talked to Amanda Bennett from Elan Legal. She is a conveyancer and helps people with the legal side of property purchases. We covered a bit of ground, but we were talking about the contract mistakes that she sees, what a conveyancer actually does and, why that's important when you should be engaging, someone to do your conveyancing and how to choose someone to support you in tha...

In this episode, I chat to Kellie Landrey who is a buyer's agent at Scoutable who buys properties for people sort of day in and day out. Kellie apart from being a registered buyers agent is a certified valuer and real estate agent. We spent a lot of time talking about how to find out what the reasonable value for the property is when you're looking around in the market. Her view on the growth that...

In this episode I chat to Aaron Christie-David from Atelier Wealth, he's a mortgage broker and helps mainly people buying their family home. We talk about his take on the property market at the moment, some of the negotiating strategies that he uses as well as he explains why that sometimes you should beat it on properties without having a pre-approval in place and how that can actually help you s...

In this episode I chat to Theo Angelopolous who is a mortgage broker for The Loans Analyst. We talk about his take on the property market, how hot it is in Sydney in particular for investors. A couple of the tips on where people go wrong when they come into negotiating on property. We spend a fair bit of time talking about how to actually secure the property that you want once you know what your s...

In this episode as part of the Property Pro miniseries I talk to Ramon Cura from Cura Property. He's a buyer's agent that finds sources, negotiates on properties for people that want to invest on property overseas. We talk about his take on the market now, a little bit on some of the fundamentals that he looks at that drive good property purchases, talk about his negotiating strategies that he has...

In this session I'm chatting with Chris Gray who is a property buyers agent and an expert property commentator, he runs the property show on Sky Business. He's been buying properties for three decades and his business, YourEmpire, based out of Sydney but across Australia  helps people to buy properties and get a sweet deal but also to ultimately grow their assets through properties.   Chris is a b...

In this episode I chat to Marcus Roberts from Brighter Finance, Marcus is a mortgage broker with well over a decade of experience helping people buy properties and grow their assets and investments through property. We chat about his take on the property market, where he is seeing the opportunities now, as well as some of the tips for getting your property strategy right and mistakes to avoid.   T...

In the last decade I've seen a heap of people make mistakes with their money that ends up costing them a small fortune.    In this post I cover some of the more painful money mistakes I've seen so you can learn from the mistakes of others and save yourself a heap of cash in the process.     Want to keep making the right money moves with complete confidence?   Upcoming online training events:  http...

Being an expert in every area of life is impossible. Money is one of those. Mortgages, tax, insurance, investments, wealth building strategies, the list goes on….   There are so many options and things to get right to get the best money results. Yet for some reason it's natural for people to think they should be able to do it all themselves.    In this post I go through some of the problems going...

With money, like with many areas of life it's natural to want to nail your timing. Making money moves, your next career move, health kick - all things that take a bit of work to make happen…   Because we tend to suffer from inertia, it's common to put these things off waiting for the 'right' time. The problem is though that while we're waiting for this perfect time, you're missing the opportunity...

When you invest, getting your tax right from the start will save you hundreds of thousands of dollars, if not into the millions.   But it's easy to get wrong. And it's difficult, time consuming, and expensive to restructure your investments AFTER you get started.    In this post I cover the things you need to know about tax and investment planning so you can get your approach right from the start,...

In Australia we pay a HEAP of tax, so it's only natural to look for every opportunity you can to (legally) cut your tax bill 💰 👇   But it's easy to get wrong. When it comes to tax and investment planning we know what we don't know, and this can lead to suboptimal investment choices.    In this post I cover some of the investment tax planning strategies that can lead to trouble and how you can av...

We've all been there. You have great intentions to do something you know is really important ​. It might be a health kick, learning a new skill, or working toward a money goal​.   And then... ...the emails flood in. Work deadlines loom. And then there's your personal commitments. Life gets in the way.   It's super easy to get caught up in the day to day, the #urgent ​. But if you let this happen,...