MILMO Show

By now you probably have heard that the military will not have their social security-FICA taxes withheld for the rest of 2020. While you may have heard about it, you may not know what to do about it. To get everyone up to speed quick, I've invited Kate Horrell from KateHorrell.com and Daniel Kopp from Wise Stewardship Financial Planning to break down what the tax deferral is and how you can best m...

It's no secret within the military community that suicide is a problem, especially in the veteran community. Since it's National Suicide Awareness Month, now is a good time to discuss what everyone should know and do to help with the suicide problem within our military family. I've invited Garrett Cathcart, the executive director of Mission Roll Call, to have this meaningful discussion. Garrett is...

From the day you join the military, you're already counting down the days until you are faced with the decision of should I stay in for the pension. Everyone has to decide at some point. But that's a big choice for everyone and one that can have significant financial impacts. There are also things to consider, like family life, education, future employment, and mental health in your decision. Grum...

Welcome to my special Birthday show. Since it's my special day I want to spend it my way, doing what I want. And if you know anything about me, you know I love positivity and humor. And there are no other humans on this planet that bring me more joy and make me laugh harder than my sisters and my brother. So in honor of Lacey Day, I asked my siblings nicely to be on the show. Since it's my party,...

Whether you're on active duty, retired, working a 9-to 5 job, or are a business owner, you have a brand. It may not be something that's intentional or planned but like it or not, you're known for something. That might be hard work, a technical skill, your personality, your positivity, or even your negativity. People have an impression of you,  that's your brand.  Pete Canalichio is an award-winnin...

Once upon a time when I was on active duty, I meet someone who was starting a Subway franchise. Since I had just started my career, planning what I would do after I left the military was the last thing on my mind. Not to mention, I knew nothing about franchises so it was like he was speaking Greek to me. Nowadays more and more service members and spouses are moving into the entrepreneurship space...

Lack of money can leave you at the mercy of others. On the other hand, money can give you power, control, and confidence over your life. But how do you build prosperity in your life to gain financial freedom? In this show, my guest, Dr. John Soforic, and I discuss his book, The Wealthy Gardener. We talk about lessons that can help you live a prosperous life and gain financial freedom. John was a o...

Transitioning out of the military, either separating or retiring, is a life-changing event. Not only for the Service Member but also for their family, who has served alongside during countless moves, deployments, and the constant change associated with military life. Without a plan, this transition can seem overwhelming and stressful, instead of an exciting new opportunity for the whole family. My...

Mortgages have become a part of the American life as much as the American dream. For most people, homeownership comes with 15 to 30 years of monthly payments and thousands of dollars of interest paid to banks. My guest is here to share some ideas for other ways to get out of debt. Using the Shred Method, Adam Carroll paid off his home in record time saving over $180,000 in interest in the process....

We teach our children their ABCs, arithmetic, and basics of life as they grow to become members of our society but who's teaching them to be money-savvy? Doug and Carol are joining me to discuss how parents can set their children up for financial success and independence. As Father and Daughter, they bring a unique perspective, providing an inside look on both sides of Carol's financial education....

Sam X Renick discusses how to educate children about money and the importance of sharing the lesson of financial responsibility with them. Sam has created the character, Sammy Rabbit, as a tool to aid parents and a fun way to connect with children as young as three to learn about finances. He will share with us how to influence healthy money habits to set children up for future financial success....

Right now, buying a home is choppy water or is it? My guest, Chris Birk, is here to talk to us about the current state of the housing market, details for VA loans, and the impact of the COVID-19 crisis on the industry. He helps us take a closer look at the CARES act and what it means for homeowners during this challenging and unprecedented time. Chris Birk is the Director of Education for Veterans...

Whether you like it or not, your identity will be in some way redefined when you get out of the military. What will your life be like when you get out? What will be your career path, how will you make money, what will family life be like. Getting out of the military can be challenging but there are also opportunities to make improvements.  In this show, my guest has a mission is to bring military...

Higher Education has become associated as a requirement for success and as a necessity for young adults as they enter society and the workforce. Continuing education is consistently marketed to older adults with flexible, online-only options that promise an increased salary within months. For most this education comes at a cost. According to Pew Research, one-third of adults under 30 have student...

A challenge that many military spouses face is finding a job that can fit their lifestyles. Between the PCS moves across country or even overseas, to the difficulty of locating childcare at each new duty station; a flexible job is not easy to come by. Freelancing provides a unique opportunity to be your own boss. You get to make your own schedule and focus on writing topics based on your own exper...

The topic of money and budgeting can be a major stressor in marriage. Different backgrounds and views on how to spend and save can easily lead to conflict. My guests are here to discuss the role finances play in all stages of a relationship and the importance of having a plan. Willa Williams and Weslia Echols are the founders of Trinity Financial Coaching and the Abundant Living Radio Show. In thi...

Now more than ever finding inspiration or positivity to get or keep our financial lives on track can be hard. When times are challenging it can be difficult to get refocused.  This show is all about getting reinspired and refocused with your money. There are many different ways to manage, invest, and make money. My guest, Andy Wang knows a lot about finding inspiration for your money. Andy Wang is...

Matt Miner breaks down budgeting best practices, how to handle debt, emergency savings, and money management tips.

Identity theft isn't something most of us think about until it happens to us or someone close to us. Having your identity stolen is a scary violation. It's even worse when it's someone you love. In this show, my guest is unfortunately very familiar with identity theft. Axton Betz-Hamilton is an Assistant Professor of Consumer Affairs at South Dakota State University. Her research focuses on financ...

J.D. Roth is an accidental personal-finance expert. In this episode, we're discussing taking steps to build your best financial life. And my guest knows a thing or two about that.  For many years, J.D. was a typical American consumer and more than $35,000 in debt to show for it. In 2006, he started writing at GetRichSlowly.org in an effort to document his progress as he dug out of debt and learned...

Moving is the way the military rolls. It's part of the job and we all know it. But sometimes it sucks. Picking up your life and family to move to not only a new city but an entirely different state or country is a lot. It will test your marriage, parenting, and packing skills all at once. The good news is, there's help out there to make the experience a little more enjoyable. And even better, ther...

Traveling is something many of us are only dreaming about right now. COVID-19 has really thrown a wrench in all of our summer travel plans. The episode you are about to hear was recorded way before the craziness of COVID set in. We may not be able to travel right now, but we can start doing the research and prep now to save us money later. My guest today is Stephanie Montague, the founder and Pres...

Helping the military community with money is something many people have a passion for, but often they don't have experience with the military way of life. Which let's face it until you've lived it, you won't truly understand it. Now there's a new group of experienced professionals that have answered the call of many to have a pool of financial experts to help the military community with money advi...

It's as good a time as any to talk about debt. It's the side of money that's polarizing and popular at the same time. If you aren't careful with it though, you can easily end up on the dark side of debt. Saving by paying down debt is the theme for this week which is the last week of Military Saves Month 2020. In this show, I'm going to give you the down-low on debt. What you should know and do abo...

There's power in saving with a plan. Saving with a plan allows you to have control over your money, and it helps you reach your financial goals. Plus, creating and following a plan for your savings is simpler than you think. You can put the level of detail that works best for you. It's week four of Military Saves Month 2020, and we're sticking with this week's theme, Save with a Plan. My guests ar...