MILMO Show

If we aren't mindful of them, finances can get us frazzled! If somethings off with your money, you probably already know it. You know you have to do something but what is that something? Where do you start? My guest, Eric Brotman is here to help us know where to go first with a little financial triage. Eric is a CFP with over 27 years of experience and the CEO of BFG Financial Advisors. He believe...

We all have a history and they are many people in our lives that play a part in it. My family plays a big part in mine. That's why I'm excited to share my guest with you today. It's my Grandmother. I sat down with my Grandma to talk about some of her family history. We chat about what it was like to grow up in the depression in a small town, her first job, bank accounts, and the day she found out...

Life is a balancing act. We all have priorities, hopes and dreams, financial responsibilities, and family. Sometimes these can be out of sync and we can end up doing work that doesn't fulfill us. Many military spouses put up with work they don't like for little money because of limited options. Many veterans struggle to find work after the military that they can earn a living at and enjoy. But wha...

Most military service members and their families at some point have interacted with or worked alongside Federal Government Employees. Have you ever wondered how their benefits compare to yours or even how to join the Civil Service ranks? Did you know that they also have TSP? My guest, Sam, is here to talk to me about financial life as a government employee and share some tips on gaining federal em...

It can be overwhelming when trying to take charge and make some positive changes in your life. Just taking that first step can be daunting. I have some good news, you can always start small.  My guest, Dan Mangena built a four-step system called the Beyond Intention Paradigm after exper iencing life-shattering trauma. Through his own struggles, Dan found a path to lasting joy and purpose and he wa...

Do you have every financial move you make memorized—me either? That would be hard. I need a system to keep all of our financial ducks in a row. We need to know what is coming in every month and what is going out. Not to mention if I heel over tomorrow, I need my hubby to pick up where I left off. Spreadsheets are one of the ways you can do that. But if you're like me, sometimes complicated spreads...

The way your story begins doesn't mean that's your whole story. Personal finances is a journey we all start in different places. The actions you take along the way are you writing the story. My guest, Maricela Soberanes' story started as financial survival in Mexico. She is one of nine siblings raised by a single mom in Mexico City. Her mother and older siblings struggled to provide the essentials...

You need good money management & budgeting to build wealth, but that doesn't mean it has to be boring. Gamification is a unique way to manage money & add some fun. My guest, Brandon Childers, is a fellow veteran and an expert in Gamified Resource Management, and a dedicated advocate to the veteran Community. He served in the Marines as a Huey Crew Chief for five years, including a deployment to Af...

If you've read the news or been online at all, you know something's up with GameStop. You may be asking yourself why is everyone all worked up about their stock and what the heck Robinhood has to do with it. Or you could be asking what the heck is Robinhood even is. Well, we're going to break it all down for you. My guest, Andy Wang is a Managing Partner at Runnymede Capital Management and host of...

Paying yourself first is a foundation for financial success, but what does that mean and why should you do it. Many people are currently living paycheck-to-paycheck. That means that at the end of the month or the end of the year, after work their butt off all year, there's no money in the bank to show for. In that case, if you were a business, your business might fail because you have no profit. Y...

Budgets—you can't live with them, you can't live without them. Just kidding. You CAN and SHOULD live with a budget. You can't go through life spending like you're sitting on a pile of money when you're not. Budgeting gives you a clear picture of the money you have coming in and the money you have going out so you can make informed financial decisions. A budget is the number one tool to help get an...

It's not a secret that the more time you have on your side, the more money you can make. Well to have more time you need your mind and body to go the distance. My guest, David E. Frost is a Navy veteran, NFPT-certified Master Fitness Trainer, a rowing coach, and competitor. Since 2012, he's been coaching the Baby Boomer generation on how to add longevity and vitality to their years. He specializes...

Happy New Year everyone! We did it. It's finally 2021! I can't believe it. 2020 was a wild and crazy year. It's definitely one for the books. A book that should probably be titled, "When It All Goes Sideways and Flips Upside Down, and Catches on Fire." Everyone's been through a lot. But I'm here to remind you, it's going to get better. It may not seem like it sometimes but it will. If you're new t...

Investing isn't one size fits all. There are many factors that play into an investment strategy. Your age is one of them. Jeff Link is an Investment Advisor Representative at Guardian Wealth Advisors, LLC and the founder of the BLUE LINE INVESTING® process. He is also the author of Protecting the Pig. Jeff has over 20 years of market experience, with firms like Smith Barney and Legg Mason. Jeff an...

We're getting so close to 2021. Are you ready to start taking action to make your goals reality? Last week I talked with Ron Worley about setting goals. This week, I'm talking with Nelson Tressler on taking action to make your goals happen. Nelson Tressler is the Founder and CEO of IGOTSMARTER, a goal-achievement program created to help people succeed in every aspect of life. Prior to IGOTSMARTER,...

I think we can all agree that 2020 has been a roller coaster none of us bought a ticket to ride. Nothing has gone according to plan. I for one can't wait until the clock strikes midnight on December 31, 2020, and we start fresh with a New Year. Are you setting goals for the New Year? I myself am making big-big plans for 2021. So the next two shows, I'm focusing on how we all can set goals for 2021...

A PCS will test your marriage, religion, and your sanity. Moving is a hallmark of military life. It's in the job description. Active-duty service members can PCS upwards of 10 times during their military career. All that transition can be stressful not only for the service member but for the entire family. How can you better prepare for the moves you know are coming? Christine Carol or better know...

For many of us, going from USAA to Charles Schwab is new territory. We don't know what to expect. Will we like it? Will they understand me? Will they help me? Schwab is here to answer all of those questions and more. Danielle Munoz is the Schwab Vice President of Virtual Member Branch. Danielle leads the virtual branch network at Charles Schwab that serves USAA members who've recently transitioned...

If you're a USAA member, you know there have been some big changes to their investments. If you're not, you've probably heard everyone talking about it. Many people want to know the down-low on what happened and what the future of USAA investments looks like and how Charles Schwab is part of that future. To get all the deets, I'm doing a two-part series with Charles Schwab and USAA to get you some...

Did you know it's TRICARE Open Enrollment? From now to December 14, 2020, service members and retirees can change their medical care. There have also been some recent changes with enrollment fees. To get an update on everything going on with TRICARE, I've gone straight to the source. Mark Ellis oversees the development and execution of enrollment policies for all TRICARE medical plans. Mr. Ellis s...

Investing in your future is crucial. Spending less than you make and putting it towards your retirement will make life way easier later. But you don't want all the hard work to be wasted or eroded. That's why it's important to avoid mistakes along the way.  Jeff Wright is a managing director and portfolio manager responsible for wealth management to NovaPoint Capital's high-net-worth clients. Befo...

I did it, y'all. It's my 100th episode! In the podcast world, hitting your 100th episode is a milestone and a rite of passage. So it's a big day for me.  Helping me celebrate this special occasion is Steve Stewart, my podcast editor extraordinaire! Steve looks back with me on how far I've come, what it's like behind the scenes of my show, and some tips for anyone else thinking of starting a podcas...

The sand in the hourglass is dropping. Sooner or later, you'll be retiring. Are you ready for it? What steps are you taking to get prepared? Robert Schulz a CFP® and the author of Thoughts on Things Financial. He is also the founder and president of Schulz Wealth which was named on Investopedia's list of 100 Top Financial Advisors in 2019 and 2017. And Rob is a Navy veteran. Rob shares lots of tip...

The military community is well aware of the dangers that lurk online. You get a yearly dose of Cybersecurity Training but are you applying what you learn. Do your spouses and kids know how to protect themselves online? Lawrence Wagner, an Army veteran and Cyber Security Expert, is sharing details on how you can protect yourself and your family online. We talk about tips and resources you can use t...

Credit cards make me nervous. Not using a credit card responsibly can get you in all kinds of financial trouble. But if you're responsible and plan properly, there are some big benefits that some credit cards can provide you with rewards. Spencer from MilitaryMoneyManual .com and I talk about ways you can use credits cards wisely to receive points and rewards that can give you major financial bene...