Millennial Money Moves

Every great financial plan starts with one simple step: knowing your numbers. In this episode, we walk through two real-life examples of how to take control of your finances by first understanding how much money is coming in and where it’s going out. You’ll learn how to: Track income and expenses with clarity Spot spending patterns that could hold you back Find opportunities to pay yourself first...

Many investors believe the secret to wealth is finding the “right” stock at the “right” time. The truth? Even professional advisors and Wall Street pros can’t consistently pick winners. In this episode of Millennial Money Moves , we break down why stock picking is more gambling than strategy, why most people underperform the market trying to do it, and what smarter, evidence-based approaches can a...

Do you really need a financial advisor? If you’re a millennial juggling student loans, career growth, saving for a home—or just trying to figure out if you're on track—this episode is for you. In this episode of Millennial Money Moves , we dive into 10 powerful questions every millennial should be asking their financial advisor to take control of their money, reduce taxes, and build long-term...

You've probably heard the advice: “Don’t invest it all at once, dollar cost average instead.” But does spreading your money out over time actually reduce risk and improve returns? In this episode, Sean & Blake break down the numbers behind dollar cost averaging vs. lump sum investing and the results might surprise you. We’ll explore when DCA makes sense, when it doesn’t, and why blindly fo...

Thinking about how to pay for your child's education without drowning in student loans? In this episode, Sean & Blake break down the 529 plan, one of the most powerful and tax-efficient ways to save for future education expenses. You'll learn how these plans work, who they’re for, the tax benefits, what counts as a qualified expense, and how recent rule changes have made 529s even more...

In this episode of Millennial Money Moves , we’re breaking down five of the most common (and costly) money mistakes people make—and how to avoid them. From expensive car payments to purchasing annuities, these missteps can quietly sabotage your financial future. Whether you’re just getting started or already building wealth, these tips can help you stay on track and grow with confidence.

Thinking about buying a home? Curious if the mortgage you have is right for you? This episode breaks down everything you need to know — from FHA vs. conventional loans to navigating high interest rates, monthly payments, and mortgage insurance. Tune in for real talk on affording a home in today’s market and how to unlock homeownership without blowing your budget. Sean Babin and Blake Bandani sit d...

You’ve seen the headlines: “Top 10 Stocks of the Year!” or “5-Star Funds to Buy Now!” But here’s the truth—investing in what’s recently done well often leads to disappointing long-term results. In this episode of Millennial Money Moves , we’re joined by Kenny Gatliff, CFA® and busting the myth of “track record investing” and digging into why chasing past winners, whether it’s hot stocks or 5-star...

In this episode Sean is joined by Jeff Rusin and Matthew Awai, owners of Advisor Tech Partners, who are building businesses from the ground up. From early struggles and late-night hustle to breakthrough moments and hard-earned lessons, they share what it really takes to grow something meaningful in today’s competitive landscape. You’ll hear candid insights on mindset, mistakes, wins, and the reali...

Should you buy gold? Gold has dazzled investors for centuries—but is it truly the safe-haven asset it’s made out to be? In this episode, we talk with Kenny Gatliff, CFA® and strip away the shine and dig into the truth behind gold’s role in a modern investment portfolio. You’ll learn how gold stacks up against inflation, stocks, and market volatility, and whether it deserves a place in your strateg...

Ever feel like everyone else got the money manual except you? In this episode of Millennial Money Moves , we're breaking down the finance basics you should’ve learned in school. We cover:💸 What a stock actually is (without the jargon)📈 How bonds work and why they matter📅 Target date funds—what they are and how they fit into your 401(k)📊 The building blocks of smart investing Whether you&#3...

The headlines are screaming, the markets are tumbling, and your portfolio’s looking rough — so… what now? In this episode of Millennial Money Moves , Sean and Blake break down what to do when stocks are in free fall. Whether you're a new investor or a seasoned one feeling the heat, we’ll talk about smart strategies for navigating volatility, how to keep your emotions in check, and what opportu...

Running a business is more than just great ideas and hustle — the real power move is knowing your numbers. In this episode, Blake and Sean sit down with Dale Schafer who has build a financial planning company that specializes in working with business owners. We're breaking down the financial must-dos for entrepreneurs who want to stop winging it and start running their business like a CEO.

Not all financial advisors are created equal! In this episode of Millennial Money Moves , we break down what a fiduciary is, why it matters, and how to avoid advisors who may not have your best interests at heart. We’ll walk you through the key questions to ask, red flags to watch for, and how to confidently choose a financial advisor who truly puts your financial future first. Whether you're...

In this episode, Sean and Blake dive into a lively debate on one of the biggest retirement planning questions: Is pretax or ROTH money the smarter choice? They break down the pros and cons of deferring taxes now versus paying them upfront and explore advanced strategies like ROTH conversions and Mega Backdoor ROTH contributions . Tune in for a clear, insightful discussion that will help you decide...

Sean and Blake talk a little tariffs and how they may affect your investments. They also breakdown everything you need to know about maximizing your 401(k) for long-term wealth. Whether you're just getting started or have been contributing for years, they’ll help you determine if you’re on track to meet your financial goals—and what adjustments you can make to secure your future.

Sean sits down with Kenny Gatliff, CFA®, to break down the key differences between investing and speculating. Many people believe that simply buying a few stocks is how investing is done—but is that really the case? In this episode, Sean and Kenny explore essential investing principles to help you determine whether you're truly investing or just speculating with your hard-earned money.

On this inaugural episode of Millennial Money Moves , Sean & Blake dive into their backgrounds, sharing their journey through the financial industry and what makes them uniquely equipped to help you build a strong financial foundation.