Millennial Debt Domination

On this episode of Millennial Debt Domination, Katie highlights life after retirement.  Retirement isn't the end of your story; it's the beginning of a new chapter filled with opportunity, flexibility, and the freedom to spend your time how you choose. While many people focus on saving enough money to stop working, true retirement planning goes beyond building a nest egg. It's about creating a roa...

On this episode of Millennial Debt Domination, Katie highlights emotional spending.  Have you ever gone on a shopping spree after a bad or even good day? That's emotional spending, using shopping as a way to cope with feelings like sadness, boredom, anxiety, loneliness, or happiness. While it might offer temporary relief, emotional spending often leads to regret, guilt, and deeper financial stress...

On this episode of Millennial DebtDomination, Katie highlights credit counseling at Navicore Solutions.  Credit counseling agencies offer personal financial education, budgeting advice, money management workshops, and access to debt management plans. Certified counselors are trained in consumer credit, debt and money management, as well as budgeting. If you're considering working with a credit cou...

On this episode of Millennial Debt Domination, Katie highlights early retirement investing.  When retirement feels decades away, it's easy to prioritize other financial goals. But the truth is, the sooner you start investing for retirement, the better off you'll be. Prioritizing your future financial security is just as important as managing your present financial responsibilities.  On this episod...

On this episode, Katie highlights financial wellness.  Financial wellness isn't just about how much money you make; it's about how you manage, think about, and feel about your finances. It's the key to reducing money-related stress and creating a stable financial future. Achieving financial wellness means you have a clear understanding of your financial situation and a solid plan to manage it effe...

On this episode of Millennial Debt Domination, Katie talks with Navicore client Greg.  After dealing with health challenges, overspending on credit cards, and taking out a large personal loan, Greg found himself overwhelmed by debt. With nowhere else to turn, he reached out to Navicore for support.  On this episode, Katie and Greg will talk about how his debt built up, what financial education he...

On this episode of Millennial Debt Domination , Katie highlights tax season.  It's December, which means the New Year is just around the corner, and so is tax season. That's right, filing officially kicks off in late January, so now is the perfect time to start organizing your tax documents and getting prepared.  On this episode, Katie is joined by George Dimov. George is a CPA with over 20 years...

On this episode of Millennial Debt Domination, Katie highlights financial illiteracy.  Financial literacy means understanding key money concepts like budgeting, saving, paying bills on time, and managing debt. These are essential life skills, yet many individuals lack this basic knowledge, which can lead to financial stability.  On this episode, Katie is joined by Michelle Campbell, a passionate f...

On this episode of Millennial Debt Domination, Katie talks with current Navicore client, Jenalynn.  Joining Katie on this episode is current Navicore client, Jenalynn. After experiencing postpartum anxiety that kept her from working, Jenalynn turned to credit cards to make ends meet. Over time, her debt grew to a level she could no longer manage alone.  On this episode, Katie and Jenalynn will tal...

On this episode of Millennial Debt Domination , Katie takes on a new role as the guest. Today's episode is a little different; Katie is switching roles and stepping into the guest seat. She recently joined Grant Gallagher and Shawn Lubitz on Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet , for a great conversation titled "What I Wish I Knew in my 20s About Money."  Katie, Grant...

On this episode of Millennial Debt Domination, Katie highlights the new landscape of college.  The world of higher education is evolving quickly, from the cost of college to what students can expect after graduation. Whether you're a prospective student or supporting one, understanding this new landscape is key to making informed and financially smart decisions. On this episode, Katie is joined by...

On this episode, Katie talks with Navicore's 2024 Client of the Year, Alfonso.  Alfonso is a single dedicated father who turned his financial challenges into a journey of empowerment and lasting change.  As a first-generation Mexican-American, Alfonso was raised in a family where perseverance, resilience, and hard work were core values.  Katie and Alfonso discuss how Alfonso accumulated debt, the...

On this episode of Millennial Debt Domination, Katie highlights the current housing market.  June is Homeownership Month, a time to celebrate the many benefits of owning a home. Homeownership plays a crucial role in building personal wealth and strengthening communities across the country. It's a milestone that represents stability, financial security, and the pursuit of the American Dream.  On th...

On this episode of Millennial Debt Domination, Katie highlights financial trauma.  Mental health encompasses your emotional, psychological and social well-being, influencing how you think, feel, and act. May is dedicated to raising awareness, reducing stigma around behavioral issues, and highlighting the impact of mental illness and addiction on individuals, families, healthcare providers, and soc...

On this episode of Millennial Debt Domination, Katie highlights the cost of childcare.  The true cost of childcare is a crucial yet often overlooked topic. Whether you already have children or are planning for the future, understanding the financial implications of childcare is essential. If you've investigated childcare options, you've likely experienced sticker shock at the cost. The reality is...

On this episode of Millennial Debt Domination, Katie highlights the financial side of planning for college.  Planning for college can be overwhelming, especially when it comes to finances. However, it's never too early to start preparing. While the college search and application process might wait until later in high school, saving for college should ideally begin much earlier—even as early as inf...

On this episode of Millennial Debt Domination, Katie highlights shopping addiction.  Shopping addiction is a behavioral addiction where compulsive buying becomes a way to feel god or to escape negative emotions like anxiety or depression. Like other behavior addictions, it can become a preoccupation that impacts other areas of your life, including your financial well-being.  On this episode, Katie...

On this episode,  Katie highlights habit tracking to stay financially motivated.  The start of a new year is a popular time to set fresh goals, especially financial ones. But staying financially motivated throughout the year can be a challenge, and it's one of the biggest reasons people struggle to achieve their goals. That's where habit tracking comes in.  Habit tracking is the practice of record...

On this episode of Millennial Debt Domation, Katie highlights financial resolutions for the New Year.  December is here, which means the New Year is right around the corner- a perfect time to start thinking about New Year's resolutions, especially financial ones. Many of us set financial goals with the best intentions, but follow through can be challenging without a clear plan.  Today, Katie will...

On this episode of Millennial Debt Domination, Katie highlights financial and housing strategies for veterans.  Veterans Day honors military veterans of the United States Armed Forces and it is celebrated on November 11 each year. Veterans have served our country, however many veterans have found themselves facing a plethora of financial difficulties. Many veterans have even found themselves facin...

On this episode of Millennial Debt Domination, Katie talks with Navicore 2023 Client of the Year, Gabriel.  Gabriel is an academic at a public university where he works as a translator of Norwegian poetry. He finished his debt management program in 2023 and has been debt-free ever since. Katie and Gabriel discuss Public Student Loan Forgiveness, shame associated with debt, his plans to remain debt...

On this episode of Millennial Debt Domination, Katie highlights Gen-Z entering the workforce.  Generation Z is making waves in the American workforce, with 2024 marking the first year that Gen Z will surpass Baby Boomers in terms of workforce representation. As this dynamic generation steps into post-grad life, the transition can be both exciting and challenging. Whether you land a job before you...

On this episode of Millennial Debt Domination, Katie highlights financial planning for your retirement.  Even though retirement may seem far off for Millennials and Gen Z, it's important to start saving while you're young. Between student loan and other debts and trying to build your emergency fund, you might neglect your retirement savings entirely because it seems so far away. However, now is th...

On this episode of Millennial Debt Domination, Katie highlights financial freedom. This month, Americans celebrate their freedom with the Fourth of July, so let's talk about how you can be financially free. Financial freedom means that your passive income covers not just your current lifestyle, but the lifestyle you've always wanted. You have enough passive income to do everything, without worryin...

On this episode of Millennial Debt Domination, Katie highlights Homeownership Month.  The month of June highlights Homeownership Month. This  month promotes the benefits of homeownership and creates opportunities for future homeowners. Before many people own their home, they rent. However, renting prices have significantly skyrocketed over the last four years making it hard for young people to mov...