Michelle and Stacey - All Things Small Business

Your accountant tells you the business made a profit, but when you check the bank account, there’s barely any money there. Sound familiar? In this episode, Michelle and Stacey unpack one of the most common frustrations for small business owners: understanding the difference between profit and cash flow. They explain in simple terms why a profitable business can still run into cash flow problems, h...

Selling your business is one of the biggest decisions you’ll make — and there are plenty of tips, tricks and traps to be aware of along the way. In this final episode of the Selling Your Business series, Michelle and Stacey unpack the common mistakes business owners make during the sale process and share practical ways to avoid them. From understanding the true value of your business and choosing...

Selling a business can be exciting — but it can also be full of hidden risks that many owners don’t see coming. In this episode, Michelle and Stacey break down the real risks involved when selling your business, from losing key staff and customers to deal delays, due diligence blow-ups, negotiation mistakes, legal traps, tax surprises and even competitors taking advantage during the process. Using...

Selling your business is one thing — surviving the due diligence process is another. In this episode with Michelle and Stacey - talking all things small business , Michelle and Stacey break down what due diligence actually means when selling a business, why it matters, and how being prepared can make or break your sale. They cover: • What buyers are really looking for during due diligence • Why co...

Negotiation is one of the most important parts of selling your business, and it starts much earlier than most business owners realise. In this episode, Michelle and Stacey continue the Selling Your Business series with a practical conversation about negotiating well. They explore why negotiation should not be about “winning at all costs”, but about achieving the best possible outcome for both the...

Bonus Episode: Payday Super – What Small Business Owners Need to Know Before July 2026 Big changes are coming, and they’re closer than you think. From 1 July 2026, “Payday Super” will require businesses to pay superannuation at the same time as wages — not quarterly. In this bonus episode, Michelle and Stacey break down exactly what this means for small business owners, who it applies to, and why...

What if the biggest risk in selling your business isn’t the deal… but your people finding out the wrong way? In this episode, we dive into one of the toughest parts of selling a business—telling your staff. From timing the conversation to protecting morale and retaining key people, we unpack how to balance transparency with strategy. Because handled poorly, you don’t just lose trust—you risk losin...

Selling your business isn’t just a transaction — it’s one of the biggest financial decisions you’ll ever make. In this episode, Michelle and Stacey break down the step-by-step process for selling your business , helping you avoid costly mistakes, reduce stress, and maximise your sale price. Whether you’re planning to sell in the next 12 months or just starting to think about your exit strategy, th...

In this episode we have a special guest, Andrew Henshaw from Velocity Legal to take us through the business sale process from a lawyers perspective.

Selling your business? Don’t leave money on the table. In this episode, Michelle and Stacey sit down with Robyn Jacobson , Senior Advocate at The Tax Institute and host of its “Tax by Podcast,” to demystify Australia’s capital gains tax (CGT) rules for small business owners. In plain English, we cover: CGT basics — what a capital asset is and how gains are actually taxed. The four small business C...

Learn how to build a realistic value range for your business—not just a number. We cover valuation methods (profit/revenue/goodwill), normalising accounts and add-backs, why outside experts help, and how a buyer’s motives (customers, team, tech, location, market share) shape price and negotiation. Sell with clarity and confidence.

Selling your business isn’t just about the price tag — it’s about timing, structure, and what comes next. Stacey and Michelle unpack how to decide when to exit, define your deal-breakers, and map out life after the sale — from staying on for a handover to taking a sabbatical, starting something new, or investing the proceeds. Real talk on cash vs earn-outs/shares, staff considerations, premises, t...

In this episode, Michelle and Stacey unpack the three big questions every seller must ask about a potential buyer: Can they run the business? Why do they want it? Can they pay for it? They compare internal vs external buyers , share smart ways to research and validate a buyer (from ASIC checks to real-world references), and flag mindset clues—like values, problem-solving under pressure, and willin...

In this episode, Michelle and Stacey, Small Business Specialists , dive into the real value of a business —what it truly means beyond just the numbers. They explore the key drivers of business valuation such as customer base, people, intellectual property, reputation, supplier relationships, agreements, location, technology, and market share. To bring it to life, they walk through a real-world exa...

This is the first episode in series 1 on Selling your Business. We outline all things to be considered when selling your business. This includes: - Valuing your business - Understanding your purchaser - Timing of your exit - Tax and legal advice - Impacts on your staff - Who should negotiate - Due Diligence - Identifying risks - Common sale problems