Merging Life and Money with MJ Caesar

Send us Fan Mail It is time for women to break the money silence and engage in fearless money conversations.  Join me every Thursday at 5:00 pm PST. This Thursday, I will be speaking about women ‘self-imposed limitations when it comes to talking about money. Support the show Connect with me: Instagram: https://www.instagram.com/thefinanciologist/ Facebook: https://www.facebook.com/merginglifeandmo...

Send us Fan Mail It is Olympic season, and we can learn and be inspired by those great athletes when it comes to winning at money. Your financial journey is unique. Your goals are, too. When you recognize your relationship to money, a positive mindset can lead to positive changes—in more than just your financial life. It is all about your mindset and optimism, confidence and self-belief and goal s...

Send us Fan Mail WOMEN AND THEIR FINANCIAL GOALS–Are they doing enough to be financially secure now and later? While women have made great strides as it relates to handling their finances, they are still too many falling short of having a holistic financial plan in place. Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about what is holding women back from making empower...

Send us Fan Mail MJ Caesar and Special Guest Eric Dudley will be talking about one important tool that you MUST have in your financial toolbox: TERM LIFE INSURANCE. They will cover: What is Term Life Insurance  Who is best served by term life products  Details to look for in Term policies: How much is enough? What are Riders? What are living benefits? Here are some HIGHLIGHTS from this episode.  0...

Send us Fan Mail Most women know how important it is to have good financial habits but how many are doing it? Join me every Thursday at 5:00 pm PST.  This Thursday I will be talking about good money habits and financial health. Here are some HIGHLIGHTS from this episode.  03:32 Why are women stereotyped as being terrible with money 05:15 Does your gender determine your attitude towards money 06:24...

Send us Fan Mail While women and money have come a long way in the past 100 years or so, there still is a gap to close, not just in the earnings category but most importantly in the awareness, knowledge, and confidence to harness and manage money and finances with assurance. Join me every Thursday at 5:00 pm PST and this Thursday, I will be talking about why and how to control your finances. Here...

Send us Fan Mail  IT’S TIME TO CHANGE THE NARRATIVE AND PROMOTE A HEALTHY MONEY MINDSET It begins with overcoming the common limiting money mindsets that hold too many women back. As an example, far too often, divorcées and widows are financially unprepared to face these life changing events. Join me, MJ Caesar as I will be exploring the money beliefs that keep women sitting on the sidelines when...

Send us Fan Mail How do they view and address their finances including the obstacles that may be holding them back? When it comes to finance, women have traditionally faced an uphill battle. The gender wage gap, roles as caregivers and motherhood greatly affect a woman's savings and retirement. Here are some HIGHLIGHTS from this episode.  04:53 Why are so many women afraid to talk about money...

Send us Fan Mail Men out-earn women in both traditionally male-dominated and female-dominated professions, according to recent data from the Bureau of Labor Statistics (BLS).  There are a number of reasons why the gender pay gap exists. Here are some HIGHLIGHTS from this episode.  01:23 What is happening in America? 03:56 What is a gender wage or pay gap? 06:54 Why are women earning less than men?...

Send us Fan Mail “Where there is no vision, the people perish.” – Proverbs 29:18 You have a financial WHY rather or not you know it.  Your financial WHY is the driving force behind living your best life with the money you have. Join me, MJ Caesar as I will look at the importance of your financial WHY and the impact it has on the way you choose to live. Here are some HIGHLIGHTS from this episode.  ...

Send us Fan Mail Being open about your finances and managing your money together have its benefits. It helps you build a stronger bond with your partner and helps you learn new ways to work together as a team. However, a recent study revealed that 67% of US couples argue over finances, and 60% do not like their partner’s spending habits. Here are some HIGHLIGHTS from this episode.  03:00 Be open a...

Send us Fan Mail FINANCIAL EDUCATION STARTS AT HOME  Teach your kids the important financial lessons through show and tell.  Lead by example. Teach them about how money works and the role it should play in their lives. Level with them about the limitations, realities, and details of the family budget. Like every parent you want the best for your kids, and you want to make sure that they can “hold...

Send us Fan Mail ARE YOU FAKING IT WHEN IT COMES TO YOUR FINANCES…..  To others, you seem to have it together, you have a decent job, you have a relatively nice house or apartment, a couple of credit cards and (I do not mean 2, I mean a few like 4 or 5), some student loan debt, who doesn't right?? You have an awesome spouse, and you take your yearly vacation…. All things being equal, you got...

Send us Fan Mail TAKE YOUR FINANCES TO THE NEXT LEVEL  Let’s talk about all the money you can make without working. When it comes to investing, nothing will pay off more than educating yourself.  Here are some HIGHLIGHTS from this episode.  06:42 The difference between saving and investing.  09:46 The most important type of risks you are likely to encounter when investing.  12:02 5 investment stra...

Send us Fan Mail Estate Planning is not JUST for the rich and the very old. Creating an estate plan is an essential task for every adult and understanding what an estate plan is and what specific kinds of issues your plan might address is the first step. Here are some HIGHLIGHTS from this episode.  03:05 You have an estate plan, and you don’t know it…. 05:41 What is estate planning? 07:33 What is...

Send us Fan Mail In order to lead a peaceful and uncompromised life during retirement, it is essential to start planning and investing towards it as soon as you can.  I will be sharing valuable information planning for and living in retirement. Here are some HIGHLIGHTS from this episode. 02:05 Why should you plan for the future?  04:38 3 keys to consider when preparing for retirement  04:51 Develo...

Send us Fan Mail Why are you in debt? What are you spending money on? How much money are you making? Has your debt increased, or are you having trouble climbing out the debt pit, particularly out from under hefty interest payments? Are your expenses driving you further into debt? If you can relate, this show is for you. I will be sharing valuable information about how to go about eliminating your...

Send us Fan Mail Saving is not the absence of spending.  It is the intentional act of setting money aside for specific goals or purposes. And no matter where you are on your financial journey, you need to know that it is possible to turn your financial life around and start saving money. I will be sharing valuable information about the importance of saving.   #savings #emergencysavings #retirement...

Send us Fan Mail  How insurance works? - The various methods of risk management and How to develop your insurance plan? As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it.  I will be sharing valuable information about the need and importance of insurance. You will discover that insurance is vitally important, and you will be able to buy insur...

Send us Fan Mail THE 7 TYPES OF INSURANCE YOU MUST HAVE     Insurance provides protection from financial loss and mitigates the risks that we all face at some time in our lives. As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it.  I will be sharing valuable information about the need and importance of insurance. You will discover the 7 types...

Send us Fan Mail THE IMPORTANCE OF BUDGETING HOW TO CULTIVATE A BUDGET HABIT  Budgeting is very important; it is the process of creating a plan to spend your money. A budget is a powerful tool as it allows you to determine how and where you want to spend your money, it keeps you out of debt or help you work your way out of debt if you are currently in debt.  #budget #expenses #spending #income #si...

Send us Fan Mail Most people assume that their discomfort with money is caused by the amount they have and how they mismanage money, not realizing that most of their money dilemmas have to do with their feelings and what money means to them. The truth is that the road to financial wellness begins not in a bank but in your head. Here are some HIGHLIGHTS of the episode.  01:46 4 basics of financial...

Send us Fan Mail  Are you that professional woman who is feeling anxious about money, and frustrated about her current level of financial success?  Are you overwhelmed by your finances?  Would you want to know what to do to feel empowered in dealing with your money and how to manage your financial resources effectively?  Are you trying to bring about some clarity around your finances and figure ou...