Merging Life and Money with MJ Caesar

Send us Fan Mail Generation X have a different mentality on money than the other generations: they are characterized by more independence and self-reliance. Most of them are working for themselves and trying a variety of entrepreneurial ventures.   Join me as I will be exploring part 2 of my “MEANING OF MONEY FOR EACH GENERATION” series.  I will be talking about the money habits of Generation X. H...

Send us Fan Mail To date, the baby boomer generation has been the most prosperous and successful generation of Americans. It could be because they were the first generation to have such a high standard of living and as a result, their spending habits has influenced the way they manage their money as they age. Join me today as I will be exploring part 3 of my “MEANING OF MONEY FOR EACH GENERATION”...

Send us Fan Mail A good credit score is vital to your financial health.  This three-digit number can affect everything from the interest rate you pay on your mortgage or car loan to whether you get approved for a loan or even a job.  Join me Thursday at 5:00pm PST, my special guest Eric Dudley and I will be talking about the factors that are included in your credit score, and how can you improve i...

Send us Fan Mail The concept of money as it is, differs from person to person. Through our tendency to categorize ourselves in groups of people born in the same time period called generations, sociologists and researchers are finding that there are generational differences in the way we handle money overall. Join me Thursday as I will starting a new series, exploring these generational differences...

Send us Fan Mail Start 2022 with a bang!! Make sure to review your existing business arrangements and legal requirements in 2022.  And if you are one of the many Americans contemplating starting their business, you must ascertain that your business is set up properly and that you know your rights as a business owner. My special guest, Michael Safren, a business lawyer from Washington State will he...

Send us Fan Mail If we learn anything about the pandemic during the past two years, it is to be prepared for the unavoidable.  It is hard enough to have to deal with the pain, the grief, and the emotions that comes with losing a loved one. Just imagine how much more difficult such a situation can be you if you fail to plan your estate.   Join me on Thursday at 5:00 pm PST; my special guest, AnnMic...

Send us Fan Mail Gender inequality in the workplace is not just a social or legal issue; it’s also a business one. SO, why is it that women only hold just 16.9% of board seats globally? Join me tomorrow at 5:00 pm PST. My special guest, Natasha Charles and I will be talking about Gender parity in the Boardroom; where do we stand now, will it ever happen and the importance of having a diverse Board...

Send us Fan Mail Sound investment made simple!  My guest, Eric Dudley will show you that investing does not have to be complicated if done right. We will address the key elements you must know about this very simple investing approach. So, join Eric and me today at 5:00 pm PST, you cannot afford to miss it!! Here are some HIGHLIGHTS from this episode. 02:43 What is a three-fund portfolio? 03:27 Th...

Send us Fan Mail Last week I talked about some aspects of financial readiness for 2022. This week I will add to the list of building blocks that you must consider to achieve financial wellness in 2022. Remember that “before anything else, preparation is the key to success.” Alexander Graham bell  Join me every Thursday at 5:00 pm PST. I will continue talking about ways you can get your finances in...

Send us Fan Mail December is here already and before you know it, it will be January.  Have you done a financial review yet this year? If not, start soon before the year slips away. Despite a tumultuous 2021, you must take some time to review different aspects of your finances before the end of the year and assess your financial readiness for 2022. Join me every Thursday at 5:00 pm PST. Today, I w...

Send us Fan Mail   HAPPY THANKSGIVING!! WE HAVE SO MUCH TO BE GRATEFUL FOR.. I will be sharing 10 TIPS ABOUT HOW TO HANDLE YOUR HOLIDAY SEASON SPENDING   Here are some HIGHLIGHTS from this episode.  01:17 – Be grateful and thankful  04:04 – Holiday retail sales projections 05:09 – Are you financially ready for the holiday season? 05:51 – Plan your holiday season spending 06:30 – Only buy what you...

Send us Fan Mail As we are entering the holiday season, my guest, Eric Dudley, will reveal 4 important tips that will help you with your financial situation. Budget…Debt… Refi…Being a saver. Making your list and checking it twice, before spending money that you do not have. Join Eric and me Thursday at 5:00 pm PST, you cannot afford to miss it!! here are some HIGHLIGHTS from this episode.  04:26 B...

Send us Fan Mail Our money scripts are formed in childhood, shaped from both direct and indirect messages we receive about money from our parents, other significant people in our lives, our circumstances, our culture, and society as a whole. If we do not address them, they could wreak havoc in our lives. Here are some HIGHLIGHTS from this episode.  03:29 - What are money scripts? 05:23 – More abou...

Send us Fan Mail Have you ever been in an unhealthy and/or abusive relationship whereby isolation, low-self-esteem, cheating, dishonesty, jealousy, and fear are some of the signs? These feelings can also apply to the toxic relationship you have with your money. Join me every Thursday at 5:00 pm PST. Tomorrow, I will address how to recognize the signs of an unhealthy relationship, and how to improv...

Send us Fan Mail The term digital assets refer to all the digital files and online accounts you own and use on your computers, phones, tablets, or other devices. Digital assets include social media accounts, digital photos, email, online financial accounts, software and copyright licenses, and many other types of less-than-tangible goods and services. Join me every Thursday at 5:00 pm PST. This Th...

Send us Fan Mail We will be talking about the practical side of money - INVESTING “proper” as they say.  We will be looking at the above two investment strategies.  My guest, Eric Dudley, an experienced holistic financial adviser will help you navigate through some investment essentials: Buy and Hold as well as Actively Managed investing. He will help you understand what they are, how they work an...

Send us Fan Mail Your money mindset is a manifestation of your attitudes and beliefs about money. A positive money mindset can help guide your behaviors in an unusually powerful way, while a negative money mindset can produce equally negative effects.  Make sure to join me tomorrow at 5:00pm PST on my Facebook page or group. ( merginglifeandmoney.com or financeconversations.com . I will be talking...

Send us Fan Mail Whilst the gap between men and women continues to narrow in many areas, it is important to look at some of the systemic factors affecting the progression of women today. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, Natasha Charles will be addressing factors such as imposter syndrome, gender pay gap, societal expectations, and access to venture capital fu...

Send us Fan Mail ESTATE PLANNING FOR THE NEWLYWEDS– What should you know about it? Your wedding day is one of, if not the, best days of your life. You get to commit to a lifetime of being with your spouse. After the honeymoon though, it’s time to start planning for one of the worst days of you and your spouse’ lives. It is crucial for a newly married couple to start the estate planning process as...

Send us Fan Mail Starting your own company is no easy feat and health insurance can be a major financial deterrent when you are considering going out on your own.  It does not have to be; because Group Health insurance has a lot of advantages, one of the biggest one is the cost saving.  Supplemental health insurance is also important as it provides extra protection that helps covered accidents and...

Send us Fan Mail Long-term care refers to a variety of medical and social service choices available to meet the needs and compensate for the functional disabilities of the elderly who can no longer function independently.  These choices consist of complex and diverse programs and services that continue to develop as the demographics of the world population change. In the US, the aging of the popul...

Send us Fan Mail Working moms are amazing jugglers who fulfill many roles, and each of these roles is a full-time job. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, Annie Siefa, founder, and owner of Siefa Bookeeping will share her strategies for keeping her family, her business and herself happy. Here are some HIGHLIGHTS from this episode.   01:27 Who is Annie Siefa? 04:...

Send us Fan Mail An estate plan goes much further than a will . Not only does it deal with the distribution of assets and legacy wishes, but it may help you and your heirs pay substantially less in taxes, fees, and court costs. Join me every Thursday at 5:00 pm PST. This Thursday, my special guest, AnnMichelle, an Estate Planning attorney will be going beyond basic Estate Planning as she will be e...

Send us Fan Mail The female economy is the world’s largest, fastest-growing market.  Statistics show that women are creating and controlling more of their own wealth; they are “getting down to business”. Join me every Thursday at 5:00 pm PST. Today, I will be sharing the results of my research as it relates to women’s growing economic power. Connect with me on mariejocaesar.com Join my Facebook gr...

Send us Fan Mail Women earn less, work fewer years, save more, live longer than their male counterparts and are more likely to spend their retirement in poverty.  I will be exploring women’s vulnerability as it relates to their long-term financial plan. Here are some HIGHLIGHTS from this episode.  04:12 The gender wage gap drivers 07:13 Women earn less than men 09:16 Women live longer than men 11:...