Martini Mortgage Podcast

Shifts in real estate is part of a normal cycle and the gears do not need to grind, it can be very smooth and in my opinion that is what is happening in housing right now. On the aggregate, the housing market still provides a slight edge to sellers but that edge is not very steep, or as steep as it had been in the past. Is the real estate market balancing out?   Oh by the way, a balanced market is...

Some headlines are saying that a recession is coming in 2020.   Headlines do not tell the entire story especially when talking about housing and home loans.   The 50th episode (a.k.a. The Golden Edition) of the Martini Mortgage Podcast is about what has happened to housing values during the recessions of the past and what the experts believe will happen to housing values if another recession rears...

Only in North Carolina can you experienced all 4 seasons within one week.   Now it is official Spring!   Spring is a great time to buy a home and Kevin Martini, the host of the Martini Mortgage Podcast shares the top 4 reasons to buy a home and get a mortgage this Spring in the 49th episode of the Martini Mortgage Podcast.  Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group a...

In this episode of the Martini Mortgage Podcast, host Kevin Martini , will be having a conversation with Rachel Kendall and Mahala Landin with the International Award-Winning Real Estate Team: The Rachel Kendal Team .   Rachel is the founder and leader of the Rachel Kendall Team and Mahala Landin is the managing director.   There mission is laser sharp; helping families create homes one house at a...

It does not matter if you are buying your first home ever or you are purchasing your fifth, there is NEVER a substitute for education on home prices and the market.   Kevin Martini, the host of the Martini Mortgage Podcast has just published the Spring 2019 Homebuyer eBook called: "Things to Consider when Buying a Home.   This eBook is available for FREE by going to www. MartiniBuyerGuide.com The...

On the path to wealth is owning real estate…at the end of the day, we all need a roof over head - some will rent, and that is OK, there is a time to rent however that time is not now. Right now, I mean today, there are many benefits for homeownership and in the 46th episode of the Martini Mortgage Podcast, Kevin Martini highlights his #KevinMartiniLive Top 5. Kevin Martini is not just the host of...

It is less affordable to buy a home today than it was during the last 10-years!   By the end of this year, next year and next the next decade, homeownership is going to continue to get less affordable.   Even if home prices appreciate at a slower rate than they have in the past, in the coming years, home affordability will slide.   Now even though it is more expensive today as compared to a decade...

There is no question that real estate builds wealth and mortgage strategist Kevin Martini discusses this topic in the 44th episode of the Martini Mortgage Podcast.  One way real estate creates wealth by appreciation.   Simply put appreciation is the increase in the home value over time.   According to Zillow, nationally, there was over a 7% increase in appreciation in 2018…they predict over 6% app...

Private Mortgage Insurance (a.k.a. PMI) is a good thing! PMI will not be on the homeownership journey with you forever!   Private Mortgage Insurance provides a road for someone that does not have 20% down of the purchase price for a new home. Yes, you can buy your dream home sooner with the help of PMI and you can own a home with as little as 3% down.   I truly believe that homeownership creates w...

Many people may be telling you that you need to stop renting and buy a home.   Only you know what the right solution is for you and your family.   Anyone that gives you advice to buy a very large asset and secure a very large debt without knowing you and without knowing you short and long terms goals is wrong…that is a like a doctor giving you a prescription without doing an examination…some would...

There is a ton of noise in the housing market right now but is the noise a cheer or a boo?   In recent months there has been a positive movement in housing inventory.   In other words, more homes are for sale.   In addition, mortgage rates have made some upward movement - yes, mortgage rates are higher today than they have been in the recent past.   But is higher home loan rates a bad thing?   Is...

The 40th episode of the Martini Mortgage Podcast is a chat with real estate rockstar Lisa Quin with Re/Max.   Lisa Quin has made the Triangle of North Carolina her home for over 20 years and her servant attitude to helping families is refreshing in the industry, it is my opinion this is why she is so wildly successful.   Simply put, her role is helping her clients through the process successfully...

In the beginning of each year, Kevin Martini with the Martini Mortgage Group shares his forecast for the new year.  Historically, this forecast was ONLY shared with the real estate community however for the first time in history, Kevin Martini is sharing his prediction and expectations in the 39th episode of the Martini Mortgage Podcast.   What does Senior Mortgage Strategist Kevin Martini think i...

It is my privilege to offer the VA Home Loans and making a home for the brave.   In episode 038 of the Martini Mortgage Podcast, Kevin Martini will share the top 4 benefits of a VA Home Loan.   The VA Home Loan helps Servicemembers, Veterans and eligible surviving spouses become homeowners.   These loans are made though lenders like the Martini Mortgage Group and are guaranteed by the Department o...

A booming generation that often finds themselves stuck in the rental trap are millennials since myths have prevented many millennials from even considering homeownership as an option for them and their family.   Episode 037 of the Martini Mortgage Podcast is called: Millennials Top Goals and it has been produced to provide trusted information one will need, regardless of generation, to make the be...

There is no question that owning a home has great financial benefits however many people continue to rent!   It is my opinion, renting is has really become a shortsighted option. Buying a home remains to be a more attractive option in the long term….not just in Raleigh, North Carolina but all over the U.S.   To help touch and feel homeownership and all of the benefits, episode 36 of the Martini Mo...

There are many misconceptions about buying a home that are believed to be true…the 35th episode of the Martini Mortgage Podcast with Kevin Martini will look at one of the most common ones that may be holding you back from buying a home today. SPOILER ALERT :   You do not need 20% down to buy a home! Buyers often overestimate the down payment funds needed to qualify for a home loan.   This overesti...

Kevin Martini is not just a podcaster…he is the host of the Martini Mortgage Podcast .   In addition, he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage…in this episode, Kevin Martini discusses 2 Factors To Keep On The Mind When Buying A Home.   I know, there are a ton of factors however after you have made the decision that you want to bu...

Episode 33 of the Martini Mortgage Podcast is called :4 Reasons to Buy a Home this Winter.   Kevin Martini recently released his Winter 2019 Homebuyer Guide which is called, Things to Consider When Buying a Home and the marque article is about the 4 reasons to buy a home this winter.   This homebuyer guide is free however the information in it is priceless and you can get access by going to: www....

Kevin Martini is the host of the Martini Mortgage Podcast and on Episode 032 shares the #KevinMartiniLive Skip the Coffee concept.   Skip the Coffee is a concept that Kevin Martini developed based on the premise that one should look at small purchases the same way they look at large purchases. "If one took a serious look at the small things they spent money and said not to that latte and allocated...

Does closing a home loan at the end of the month matter?  Is there any economic difference between closing on the 1st of the month versus the end of the month? Do you understand the what interim interest is.  At the end of episode 31 of the Martini Mortgage Podcast, with Kevin Martini's help, you you will have clarity of the differences between closing at the beginning of the month and the end of...

Episode 30 off the Martini Mortgage Podcast is called: REALITY One could say there is a shift in the real estate market…one could say that shift is because higher mortgage interest rates.   One could say that they think mortgage rates are going to go higher.   One could say since there is going to be higher home loan rates that mean there will be less sales.   One could say this means there will b...

Episode 29 of the Martini Mortgage Podcast is about Supply and the 'perspective' of a Slow Down in real estate.   Many headlines recently share that supply, or the inventories of home for sales, are up.   Well the headline is correct! Another headline shares that Existing-Home Sales fell to the lowest level since Fall of 2015.   Well this headline is correct too!   Both headlines are correct howev...

Brian Hourigan is the featured guest of the episode 28 of the Martini Mortgage Podcast.   Kevin Martini is not just the host of the Martini Mortgage Podcast…he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group which is located in Raleigh, North Carolina. Episode 28 is a priceless candid conversation with a real estate professional that has been helping familie...

I fear the headline that it is more expensive to buy a home today than it has been anytime in the last 10-years is 100% but we need to go behind the headline to understand the full story. Kevin Martini, the host of the Martini Mortgage Podcast is going to do that in Episode 027! A lot of things have happened in the last 10-years and one needs to keep on the radar that   home affordability has 2 ma...